UNTYNasdaqState Commercial BanksFiscal year ends December 31

UNITY BANCORP INC /NJ/

Financials through Q2 FY2026, quarter ended Jun 30, 2026Last filing: 10-Q on Aug 6, 2026

$55.57−0.83 (-1.47%)

Close on Oct 19, 2026

Market cap: $567.98M
P/E (TTM): 9.7
Dividend yield: 1.04%

UNITY BANCORP INC /NJ/ income statement

Annual Quarterly TTM

Millions of USD, except per-share data. Shares in millions.

Line item	FY 2025 2025-12-31	FY 2024 2024-12-31	FY 2023 2023-12-31	FY 2022 2022-12-31	FY 2021 2021-12-31	FY 2020 2020-12-31	FY 2019 2019-12-31	FY 2018 2018-12-31	FY 2017 2017-12-31	FY 2016 2016-12-31	FY 2015 2015-12-31	FY 2014 2014-12-31	FY 2013 2013-12-31	FY 2012 2012-12-31	FY 2011 2011-12-31	FY 2010 2010-12-31
Revenue	132	107	103	98	89	77	67	63	54	49	42	37	34	35	35	35
Advertising Expenses	1.68	1.61	1.44	1.21	1.24	0.91	1.36	1.41	1.18	1.10	1.03	1.00	0.75	0.84	0.73	0.62
Interest Expense	–	–	48	11	7.74	14	18	14	9.45	8.77	7.66	7.31	6.53	7.77	11	–
Gain (Loss) on Investments	5.61	0.59	0.01	-1.31	0.57	-0.22	0.34	-0.20	–	0.43	0.03	–	–	–	–	–
Gain (Loss) on Sale of Assets	–	–	–	–	0.00	0	0.77	0	0	–	–	–	–	0.02	0.23	0.01
Pretax Income	76	54	53	51	48	31	30	27	22	20	14	9.55	7.68	6.47	–	–
Income Tax Expense	18	13	13	13	12	7.48	6.66	5.39	9.54	7.26	4.81	3.15	2.57	2.23	0.77	–
Net Income incl. Noncontrolling Interests	58	41	40	38	36	24	24	–	–	–	–	–	–	–	–	–
Net Income	58	41	40	38	36	24	24	22	13	13	9.56	6.41	5.12	4.24	2.55	2.24
Preferred Dividends	–	–	–	–	–	–	–	–	–	–	–	–	0.45	1.03	1.03	1.03
Net Income to Common	58	41	–	–	–	–	–	–	–	–	–	6.41	4.13	2.64	0.99	0.72
EPS (Basic)(per share)	5.78	4.13	3.89	3.66	3.47	2.21	2.18	2.04	1.22	1.40	1.03	0.82	0.55	0.35	0.13	0.10
EPS (Diluted)(per share)	5.67	4.06	3.84	3.59	3.43	2.19	2.14	2.01	1.20	1.38	1.02	0.81	0.53	0.34	0.13	0.10
Shares Outstanding (Basic, Weighted)(shares)	10	10	10	11	10	11	11	11	11	9.42	9.27	7.86	7.55	7.48	7.33	7.17
Shares Outstanding (Diluted, Weighted)(shares)	10	10	10	11	11	11	11	11	11	9.57	9.38	7.95	7.81	7.79	7.74	7.45
Dividend per Share(per share)	0.58	0.52	0.48	0.43	0.36	0.32	0.31	0.27	0.23	0.18	0.13	0.10	0.03	–	–	–
Total Interest Income	174	156	143	101	85	79	76	67	55	47	42	37	34	35	40	44
Net Interest Income	117	99	95	90	77	64	58	54	46	38	34	30	27	27	29	30
Non-Interest Income	15	8.47	8.14	8.05	12	13	9.54	9.03	8.27	11	7.73	6.68	6.60	7.34	5.66	5.07
Provision for Credit Losses	6.70	2.41	1.83	4.16	0.18	7.00	2.10	2.05	1.65	1.22	0.50	2.55	2.35	4.00	6.80	7.25
Non-Interest Expense	52	49	47	42	41	39	35	33	30	28	27	25	24	24	25	25

Italic numbers are calculated by StockData (for example Q4 = full year − nine months). Per-share data and share counts are adjusted for stock splits. Hover a number for its source; click it to open the filing on SEC.gov. Click a row to chart it.

Ratios

Latest available, balances at Jun 30, 2026

Profitability, TTM

Gross margin: –
Operating margin: –
Net margin: 43.3%
Return on equity, FY2025: 18.1%

Financial strength

Current ratio: –
Debt to equity: –
Debt to assets: –
Cash to current liabilities: –

Valuation

P/E ratio: 9.7
Price to sales: 4.19
Price to book: 1.53
Dividend yield: 1.04%