BPRNNasdaqState Commercial BanksFiscal year ends December 31
Princeton Bancorp, Inc.
Financials through Q2 FY2026, quarter ended Jun 30, 2026Last filing: 10-Q on Aug 7, 2026
$43.36−0.55 (-1.25%)
Close on Oct 19, 2026
- Market cap
- $295.85M
- P/E (TTM)
- 11.4
- Dividend yield
- 2.88%
Margins
Share of revenue, fiscal years 2020 to 2025
Net margin
22.1%
Growth rates
Compound annual growth to fiscal 2025
| Per year | 1 year | 3 years | 5 years | 10 years | Five-year pace |
|---|---|---|---|---|---|
| Revenue | +12.8% | +4.9% | – | – | |
| Net income | +81.7% | -11.1% | – | – | |
| EPS, diluted | +74.8% | -13.0% | – | – | |
| Free cash flow | +56.0% | -4.1% | – | – | |
| Dividend per share | +4.2% | +7.7% | – | – |
Returns and balance sheet
6 fiscal years. Hover a measure to see how it is calculated.
| Measure | FY2020 | FY2020 | FY2025 | Trend |
|---|---|---|---|---|
| Return on equity | – | – | 7.0% | |
| Return on assets | – | – | 0.8% | |
| Capex to revenue | – | – | 1.1% | |
| Diluted shares | – | – | 0M |
Where the cash went
Fiscal 2021 to 2025, five years combined
Princeton Bancorp generated $96.22M from operations and spent $68.65M on capital expenditure, dividends and share buybacks. 9% of that went back into the business.
Generated
$96.22M
Used
$68.65M
Capital expenditure$5.93M9%Dividends$34.56M50%Share buybacks$28.16M41%
DuPont analysis
Return on equity split into margin, efficiency and leverage
Net margin22.1%
×Asset turnover0.04×
×Equity multiplier8.68×
=Return on equity, FY20257.0%
| Fiscal year | Net margin | Asset turnover | Equity multiplier | Return on equity |
|---|---|---|---|---|
| FY2025 | 22.1% | 0.04× | 8.68× | 7.0% |
| FY2024 | 13.7% | 0.04× | 8.48× | 4.1% |
| FY2023 | 31.4% | 0.05× | 7.65× | 11.2% |
| FY2022 | 36.3% | 0.04× | 7.54× | 12.1% |
Piotroski F-Score
Nine tests of profitability, balance sheet and efficiency, fiscal 2025 against fiscal 2024
4of 6 tests passed in fiscal 2025. Some tests lack the figures they need.
- ProfitableNet income above zero$18.61M
- Cash generatingOperating cash flow above zero$21.49M
- Return on assets improvedROA up on the prior year0.5% → 0.8%
- Earnings backed by cashOperating cash flow above net income$21.49M vs $18.61M
- Less leverageLong-term debt to assets fell– → –
- Better liquidityCurrent ratio rose– → –
- No dilutionShare count did not rise0M → 0M
- Gross margin improvedGross margin up on the prior year– → –
- More efficientAsset turnover rose0.04 → 0.04