BayCom vs Community West Bancshares
BCML and CWBC side by side, both in commercial banks. Figures are trailing twelve months unless noted, from SEC filings and end-of-day prices.
How BCML and CWBC compare
Community West Bancshares is the larger company, worth 2.1 times as much as BayCom ($700M against $336M).
On earnings, Community West Bancshares is cheaper: it trades at 13.9× trailing earnings, against 25.6× for BayCom.
Community West Bancshares grew revenue faster over the last twelve months (20.4% versus 5.3% for BayCom).
Community West Bancshares keeps more of each dollar of sales as profit, with a net margin of 22.1% compared with 12.6% at BayCom.
Both pay dividends: BayCom yields 3.9% and Community West Bancshares 1.9%.
Community West Bancshares scores higher on the StockData Score (13 against 9 for BayCom), which adds up 30 checks on valuation, growth, past performance, financial health and dividends.
Key numbers
A dot marks the better figure where higher or lower is clearly better.
| Metric | BCML | CWBC |
|---|---|---|
| Size and price | ||
| Market cap | $336M | $700M |
| Share price | $30.77 | $25.79 |
| Change, 1 year | 13.2% | 22.3% |
| Change, 5 years | 59.7% | 19.1% |
| Beta (5Y) | 0.43 | 0.71 |
| Employees | 327 | 338 |
| StockData Score | ||
| Total score | 9 | 13 (better) |
| Valuation score | 2 (better) | 1 |
| Growth score | 0 | 3 (better) |
| Performance score | 1 | 1 |
| Health score | 3 | 4 (better) |
| Dividend score | 3 | 4 (better) |
| Valuation | ||
| P/E | 25.6× | 13.9× (better) |
| P/S | 3.2× (better) | 4.3× |
| P/B | 1.0× (better) | 1.2× |
| P/FCF | 12.7× (better) | 14.6× |
| PEG | 4.01 | – |
| FCF yield | 7.9% (better) | 6.9% |
| Fair value | $23.42 | $23.36 |
| Margin of safety | −31.4% | −10.4% (better) |
| Growth | ||
| Revenue growth (TTM) | 5.3% | 20.4% (better) |
| Revenue growth, 5Y average | 2.9% | 13.4% (better) |
| Net income growth (TTM) | −45.9% | 37.2% (better) |
| EPS growth (TTM) | −45.0% | 33.1% (better) |
| EPS growth, 5Y average | 13.6% (better) | 4.3% |
| Profitability | ||
| Net margin | 12.6% | 22.1% (better) |
| FCF margin | 25.6% | 29.2% (better) |
| Return on equity | 3.9% | 7.3% (better) |
| Financial health | ||
| Altman Z-score | 0.22 (better) | 0.20 |
| Piotroski F-score | 6 (better) | 5 |
| Dividends and buybacks | ||
| Dividend yield | 3.9% (better) | 1.9% |
| Payout ratio | 87.6% | 41.9% |
| Years of dividend growth | 3 (better) | 0 |
| Dividend growth, 5Y average | – | 1.8% |
| Buyback yield | – | 0.03% |
| Shareholder yield | 3.9% (better) | 1.9% |
| Ownership | ||
| Held by institutions | 64.6% | 57.8% |
| Held by insiders | 5.2% | 9.4% |
| Insider net buying, 12 months | $1.6M (better) | $241K |
| Short interest, % of float | 1.8% | 7.6% |
Go deeper
- BCML stock overview
- BCML income statement
- BCML valuation and score
- CWBC stock overview
- CWBC income statement
- CWBC valuation and score
For information only, not investment advice. Check the source filings before relying on any figure.