BayCom vs Cathay General Bancorp
BCML and CATY side by side, both in commercial banks. Figures are trailing twelve months unless noted, from SEC filings and end-of-day prices.
How BCML and CATY compare
Cathay General Bancorp is the larger company, worth 13 times as much as BayCom ($4.4B against $341M).
On earnings, Cathay General Bancorp is cheaper: it trades at 12.1× trailing earnings, against 37.2× for BayCom.
Cathay General Bancorp grew revenue faster over the last twelve months (9.2% versus −0.73% for BayCom).
Cathay General Bancorp keeps more of each dollar of sales as profit, with a net margin of 623% compared with 9.4% at BayCom.
Both pay dividends: BayCom yields 3.8% and Cathay General Bancorp 2.3%.
Cathay General Bancorp scores higher on the StockData Score (14 against 10 for BayCom), which adds up 30 checks on valuation, growth, past performance, financial health and dividends.
Key numbers
A dot marks the better figure where higher or lower is clearly better.
| Metric | BCML | CATY |
|---|---|---|
| Size and price | ||
| Market cap | $341M | $4.4B |
| Share price | $31.25 | $65.53 |
| Change, 1 year | 12.3% | 38.8% |
| Change, 5 years | 62.0% | 47.6% |
| Beta (5Y) | 0.42 | 0.83 |
| Employees | 327 | 1,268 |
| StockData Score | ||
| Total score | 10 | 14 (better) |
| Valuation score | 2 (better) | 0 |
| Growth score | 0 | 1 (better) |
| Performance score | 1 | 4 (better) |
| Health score | 4 | 5 (better) |
| Dividend score | 3 | 4 (better) |
| Valuation | ||
| P/E | 37.2× | 12.1× (better) |
| P/S | 3.5× (better) | 74.7× |
| P/B | 1.0× (better) | 1.4× |
| P/FCF | 10.4× | 9.4× (better) |
| PEG | 5.82 | – |
| FCF yield | 9.6% | 10.6% (better) |
| Fair value | $21.39 | $59.22 |
| Margin of safety | −46.1% | −10.7% (better) |
| Growth | ||
| Revenue growth (TTM) | −0.73% | 9.2% (better) |
| Revenue growth, 5Y average | 2.9% | 10.8% (better) |
| Net income growth (TTM) | −60.2% | 19.7% (better) |
| EPS growth (TTM) | −60.0% | 25.2% (better) |
| EPS growth, 5Y average | 13.6% (better) | 9.6% |
| Profitability | ||
| Net margin | 9.4% | 623% (better) |
| FCF margin | 33.7% | 794% (better) |
| Return on equity | 2.8% | 12.2% (better) |
| Financial health | ||
| Altman Z-score | 0.21 | 0.29 (better) |
| Piotroski F-score | 6 | 7 (better) |
| Dividends and buybacks | ||
| Dividend yield | 3.8% (better) | 2.3% |
| Payout ratio | 136% | 27.1% |
| Years of dividend growth | 3 (better) | 0 |
| Dividend growth, 5Y average | – | 1.9% |
| Shareholder yield | 3.8% (better) | 2.3% |
| Ownership | ||
| Held by institutions | 64.6% | 77.3% |
| Held by insiders | 5.2% | 3.7% |
| Insider net buying, 12 months | $1.6M (better) | −$6.6M |
| Short interest, % of float | 1.3% | 5.3% |
Go deeper
- BCML stock overview
- BCML income statement
- BCML valuation and score
- CATY stock overview
- CATY income statement
- CATY valuation and score
For information only, not investment advice. Check the source filings before relying on any figure.