Atlanticus vs PicS
ATLC and PICS side by side, both in personal credit institutions. Figures are trailing twelve months unless noted, from SEC filings and end-of-day prices.
How ATLC and PICS compare
Atlanticus grew revenue faster over the last twelve months (87.9% versus 84.5% for PicS).
Atlanticus keeps more of each dollar of sales as profit, with a net margin of 7.6% compared with −10.6% at PicS.
Atlanticus scores higher on the StockData Score (12 against 1 for PicS), which adds up 30 checks on valuation, growth, past performance, financial health and dividends.
Key numbers
A dot marks the better figure where higher or lower is clearly better.
| Metric | ATLC | PICS |
|---|---|---|
| Size and price | ||
| Market cap | $1.3B | – |
| Share price | $83.42 | $7.42 |
| Change, 1 year | 59.0% | – |
| Change, 5 years | 23.3% | – |
| Beta (5Y) | 1.76 | – |
| Employees | 576 | 4,629 |
| StockData Score | ||
| Total score | 12 (better) | 1 |
| Valuation score | 5 (better) | 0 |
| Growth score | 4 (better) | 1 |
| Performance score | 3 (better) | 0 |
| Health score | 0 | 0 |
| Dividend score | 0 | 0 |
| Valuation | ||
| P/E | 7.4× | – |
| P/S | 0.4× | – |
| P/B | 1.6× | – |
| EV/EBITDA | 0.8× | – |
| PEG | 9.99 | – |
| Fair value | $198.01 | – |
| Margin of safety | 57.9% | – |
| Growth | ||
| Revenue growth (TTM) | 87.9% (better) | 84.5% |
| Revenue growth, 5Y average | 28.4% | – |
| Net income growth (TTM) | 89.6% | – |
| EPS growth (TTM) | 102% | 402% (better) |
| EPS growth, 5Y average | 8.6% | – |
| Profitability | ||
| Gross margin | 92.4% | – |
| Operating margin | – | 0.35% |
| Net margin | 7.6% (better) | −10.6% |
| FCF margin | – | −37.0% |
| Return on equity | 32.0% | – |
| Financial health | ||
| Interest coverage | – | 0.0× |
| Altman Z-score | 0.61 | – |
| Piotroski F-score | 6 (better) | 3 |
| Dividends and buybacks | ||
| Buyback yield | 0.51% | – |
| Shareholder yield | 0.51% | – |
| Ownership | ||
| Held by institutions | 26.1% | 11.1% |
| Held by insiders | 91.5% | 95.8% |
| Insider net buying, 12 months | −$10.6M | $4.0M (better) |
Go deeper
- ATLC stock overview
- ATLC income statement
- ATLC valuation and score
- PICS stock overview
- PICS income statement
- PICS valuation and score
For information only, not investment advice. Check the source filings before relying on any figure.