PICSNasdaqPersonal Credit Institutions

PicS N.V.

Financials through Q2 FY2026, quarter ended Jun 30, 2026Last filing: 20-F on Apr 30, 2026

$13.59+0.42 (+3.19%)

Close on Oct 19, 2026

PicS N.V. income statement

Annual QuarterlyTTM

BRL USD

Millions of BRL, except per-share data. Shares in millions.

Line item	FY 2025 2025-12-31	FY 2024 2024-12-31	FY 2023 2023-12-31
Revenue	10,278	5,570	3,459
General & Administrative	445	234	137
Advertising Expenses	195	128	104
Operating Income	36	34	5.23
Interest Expense	3,499	1,439	1,212
Interest & Investment Income	8,387	4,046	2,399
Pretax Income	317	346	1.67
Income Tax Expense	-824	94	-36
Net Income incl. Noncontrolling Interests	1,142	252	37
Minority Interest in Earnings	50	34	2.83
Net Income	-1,091	-218	-35
Net Income to Common	1,091	218	35
EPS (Basic)(per share)	5,457,000.00	1,088,000.00	172,615,000.00
EPS (Diluted)(per share)	5,457,000.00	1,088,000.00	172,615,000.00
Shares Outstanding (Basic, Weighted)(shares)	0.00	0.00	0.00
Shares Outstanding (Diluted, Weighted)(shares)	0.00	0.00	0.00
EBITDA	479	327	175

Italic numbers are calculated by StockData (for example Q4 = full year − nine months). Per-share data and share counts are adjusted for stock splits. Hover a number for its source; click it to open the filing on SEC.gov. Click a row to chart it.

Ratios

Latest available, balances at Jun 30, 2026

Profitability, FY2025

Gross margin: –
Operating margin: 0.4%
Net margin: -10.6%
Return on equity, FY2025: –

Financial strength

Current ratio: –
Debt to equity: –
Debt to assets: –
Cash to current liabilities: –

Valuation

P/E ratio: –
Price to sales: –
Price to book: –
Dividend yield: –

Valuation ratios need the share price and fill in once daily prices are connected.