ATLCNasdaqPersonal Credit InstitutionsFiscal year ends December 31Also trades as ATLCL, ATLCP, ATLCZ

Atlanticus Holdings Corp

Financials through Q2 FY2026, quarter ended Jun 30, 2026Last filing: 10-Q on Aug 6, 2026

$90.57−1.45 (-1.58%)

Close on Oct 19, 2026

Market cap: $1.74B
P/E (TTM): 11.8
Dividend yield: –

Atlanticus Holdings Corp income statement

Millions of USD, except per-share data. Shares in millions.

Line item	FY 2025 2025-12-31	FY 2024 2024-12-31	FY 2023 2023-12-31	FY 2022 2022-12-31	FY 2021 2021-12-31	FY 2020 2020-12-31	FY 2019 2019-12-31	FY 2018 2018-12-31	FY 2017 2017-12-31	FY 2016 2016-12-31	FY 2015 2015-12-31	FY 2014 2014-12-31	FY 2013 2013-12-31	FY 2012 2012-12-31	FY 2011 2011-12-31	FY 2010 2010-12-31
Revenue	1,968	1,311	1,156	1,047	748	563	455	5.56	5.27	76	60	76	66	84	145	242
Cost of Revenue	161	118	101	95	75	63	49	37	32	31	37	49	–	–	–	–
Gross Profit	1,808	1,193	1,055	951	673	500	406	-32	-26	45	23	27	–	–	–	–
Advertising Expenses	113	56	52	62	57	35	36	12	13	4.90	2.24	2.38	8.72	3.00	3.62	2.06
Interest Expense	302	160	109	82	54	52	51	37	28	20	18	24	24	31	44	59
Income from Equity Investments	–	–	–	0	0.02	0.46	1.00	0.58	1.16	2.15	2.78	6.98	8.44	9.29	33	-9.58
Other Non-Operating Income	0.04	1.49	0.63	0.81	4.20	3.40	-13	0.10	-2.06	0.20	–	–	–	–	–	–
Asset Impairment Charges	0	0	0	0	0	0	0	0	0	–	–	–	–	–	–	–
Gain (Loss) on Investments	–	–	–	–	–	–	–	–	–	–	–	–	–	-4.25	-4.45	–
Gain (Loss) on Sale of Assets	–	–	–	0	0.60	0	–	–	–	–	–	–	–	0	-4.65	–
Legal Settlements	–	–	–	–	–	–	–	36	–	–	–	–	–	–	–	–
Pretax Income	160	139	129	149	220	114	32	3.48	-47	-12	3.54	-27	-23	-44	-2.05	-108
Income Tax Expense	39	28	27	15	42	20	5.55	-4.13	-6.38	-6.02	1.83	-35	-5.11	-16	-0.99	-1.91
Income from Continuing Operations	–	–	–	–	–	–	–	–	–	–	–	–	-18	-28	-0.97	-106
Income from Discontinued Operations	–	–	–	–	–	–	–	–	–	–	–	–	0	52	136	11
Net Income incl. Noncontrolling Interests	121	110	102	135	178	94	26	7.61	-41	-6.34	1.71	7.33	-18	24	135	-95
Minority Interest in Earnings	-1.60	-1.19	-0.89	-0.99	-0.11	-0.20	-0.23	-0.24	-0.09	-0.01	-0.01	0.15	0.08	-0.32	1.05	2.56
Net Income	122	111	103	136	178	94	26	7.86	-41	-6.34	1.71	7.18	-18	24	134	-98
Preferred Dividends	10	24	25	25	22	17	1.15	–	–	–	–	–	–	–	–	–
Net Income to Common	112	87	78	111	156	77	25	7.86	–	–	–	–	–	–	–	–
EPS (Basic)(per share)	7.40	5.92	5.35	7.55	10.32	5.32	1.74	0.56	-2.93	-0.46	0.12	0.51	-1.29	1.27	5.21	-2.45
EPS (Diluted)(per share)	5.96	4.77	4.24	5.83	7.56	3.95	1.66	0.56	-2.93	-0.46	0.12	0.51	-1.29	1.26	5.19	-2.45
Shares Outstanding (Basic, Weighted)(shares)	15	15	15	15	15	14	14	14	14	14	14	14	14	19	26	–
Shares Outstanding (Diluted, Weighted)(shares)	19	19	19	19	21	20	15	14	14	14	14	14	14	19	26	–
Total Interest Income	1,968	1,310	1,155	1,046	744	560	344	161	115	89	70	74	70	87	146	264
Net Interest Income	–	–	–	–	–	–	210	124	87	68	52	50	46	56	102	205
Non-Interest Income	0.04	1.49	0.63	0.81	4.20	3.40	112	42	6.43	7.71	8.34	26	20	28	43	37
Provision for Credit Losses	–	–	–	–	–	–	–	–	78	54	27	31	30	19	9.90	35
Non-Interest Expense	397	263	226	237	190	146	126	92	87	74	122	166	113	90	101	188

Italic numbers are calculated by StockData (for example Q4 = full year − nine months). Per-share data and share counts are adjusted for stock splits. Hover a number for its source; click it to open the filing on SEC.gov. Click a row to chart it.

Ratios

Latest available, balances at Jun 30, 2026

Profitability, TTM

Gross margin: 92.6%
Operating margin: –
Net margin: 5.8%
Return on equity, FY2025: 22.2%

Financial strength

Current ratio: –
Debt to equity: –
Debt to assets: –
Cash to current liabilities: –

Valuation

P/E ratio: 11.8
Price to sales: 0.65
Price to book: 2.47
Dividend yield: –