American Integrity Insurance vs Kingstone Companies
AII and KINS side by side, both in fire, marine, and casualty insurance. Figures are trailing twelve months unless noted, from SEC filings and end-of-day prices.
How AII and KINS compare
American Integrity Insurance is the larger company, worth 1.7 times as much as Kingstone Companies ($547M against $328M).
On earnings, American Integrity Insurance is cheaper: it trades at 5.3× trailing earnings, against 7.8× for Kingstone Companies.
American Integrity Insurance grew revenue faster over the last twelve months (40.7% versus 24.5% for Kingstone Companies).
American Integrity Insurance keeps more of each dollar of sales as profit, with a net margin of 26.6% compared with 16.8% at Kingstone Companies.
Both pay dividends: American Integrity Insurance yields 3.7% and Kingstone Companies 0.97%.
Kingstone Companies scores higher on the StockData Score (16 against 9 for American Integrity Insurance), which adds up 30 checks on valuation, growth, past performance, financial health and dividends.
Key numbers
A dot marks the better figure where higher or lower is clearly better.
| Metric | AII | KINS |
|---|---|---|
| Size and price | ||
| Market cap | $547M | $328M |
| Share price | $27.92 | $22.63 |
| Change, 1 year | 14.1% | 50.4% |
| Change, 5 years | – | 357% |
| Beta (5Y) | 0.34 | 0.61 |
| Employees | 62 | 113 |
| StockData Score | ||
| Total score | 9 | 16 (better) |
| Valuation score | 4 (better) | 2 |
| Growth score | 1 | 3 (better) |
| Performance score | 3 | 5 (better) |
| Health score | 0 | 3 (better) |
| Dividend score | 1 | 3 (better) |
| Valuation | ||
| P/E | 5.3× (better) | 7.8× |
| P/S | 1.4× | 1.3× (better) |
| P/B | 1.4× (better) | 2.4× |
| EV/EBITDA | 1.6× (better) | 5.6× |
| P/FCF | 1.9× (better) | 4.2× |
| FCF yield | 53.5% (better) | 24.0% |
| Fair value | $43.97 | $21.53 |
| Margin of safety | 36.5% (better) | −5.1% |
| Growth | ||
| Revenue growth (TTM) | 40.7% (better) | 24.5% |
| Revenue growth, 5Y average | – | 10.3% |
| Net income growth (TTM) | 18.5% | 33.6% (better) |
| EPS growth (TTM) | −7.4% | 32.1% (better) |
| EPS growth, 5Y average | – | 100% |
| Profitability | ||
| Net margin | 26.6% (better) | 16.8% |
| FCF margin | 75.6% (better) | 31.6% |
| Return on equity | 29.2% | 34.4% (better) |
| Financial health | ||
| Debt / equity | – | 0.03 |
| Net debt / EBITDA | – | −0.31 |
| Altman Z-score | 0.76 | 1.24 (better) |
| Piotroski F-score | 6 | 6 |
| Dividends and buybacks | ||
| Dividend yield | 3.7% (better) | 0.97% |
| Payout ratio | – | 7.2% |
| Years of dividend growth | – | 1 |
| Dividend growth, 5Y average | – | −11.3% |
| Buyback yield | – | 0.00% |
| Shareholder yield | 3.7% (better) | 0.97% |
| Ownership | ||
| Held by institutions | 55.0% | 53.6% |
| Held by insiders | 39.9% | 13.3% |
| Insider net buying, 12 months | −$21.7M | $410K (better) |
| Short interest, % of float | 4.5% | 2.0% |
Go deeper
- AII stock overview
- AII income statement
- AII valuation and score
- KINS stock overview
- KINS income statement
- KINS valuation and score
For information only, not investment advice. Check the source filings before relying on any figure.