KINSNasdaqFire, Marine & Casualty InsuranceFiscal year ends December 31
KINGSTONE COMPANIES, INC.
Financials through Q2 FY2026, quarter ended Jun 30, 2026Last filing: 10-Q on Aug 7, 2026
$19.41+0.72 (+3.85%)
Close on Oct 19, 2026
- Market cap
- $284.78M
- P/E (TTM)
- 7.9
- Dividend yield
- 0.52%
Margins
Share of revenue, fiscal years 2011 to 2025
Net margin
19.0%+18.2 pts over 5 years
Growth rates
Compound annual growth to fiscal 2025
| Per year | 1 year | 3 years | 5 years | 10 years | Five-year pace |
|---|---|---|---|---|---|
| Revenue | +38.5% | +18.2% | +10.3% | +12.8% | |
| Net income | +122.1% | – | +111.1% | +19.3% | |
| EPS, diluted | +94.6% | – | +100.0% | +11.8% | |
| Free cash flow | +31.4% | – | – | +14.3% | |
| Dividend per share | – | -5.9% | -11.3% | – |
Returns and balance sheet
10 fiscal years. Hover a measure to see how it is calculated.
| Measure | FY2016 | FY2020 | FY2025 | Trend |
|---|---|---|---|---|
| Return on equity | 17.5% | 1.1% | 43.0% | |
| Return on assets | 5.6% | 0.3% | 9.8% | |
| Debt to equity | – | – | 0.06 | |
| Capex to revenue | 0.7% | 2.5% | 1.3% | |
| Diluted shares | 8M | 11M | 14M |
Where the cash went
Fiscal 2021 to 2025, five years combined
Kingstone Companies generated $170.40M from operations and spent $22.08M on capital expenditure, dividends and share buybacks. 73% of that went back into the business.
Generated
$170.40M
Used
$22.08M
Capital expenditure$16.02M73%Dividends$4.39M20%Share buybacks$1.67M8%
DuPont analysis
Return on equity split into margin, efficiency and leverage
Net margin19.0%
×Asset turnover0.52×
×Equity multiplier4.37×
=Return on equity, FY202543.0%
| Fiscal year | Net margin | Asset turnover | Equity multiplier | Return on equity |
|---|---|---|---|---|
| FY2025 | 19.0% | 0.52× | 4.37× | 43.0% |
| FY2024 | 11.8% | 0.45× | 6.84× | 36.3% |
| FY2023 | -4.3% | 0.45× | 9.03× | -17.5% |
| FY2022 | -17.3% | 0.40× | 5.83× | -40.3% |
| FY2021 | -4.6% | 0.50× | 3.85× | -8.8% |
| FY2020 | 0.7% | 0.41× | 3.53× | 1.1% |
| FY2019 | -4.1% | 0.49× | 3.32× | -6.7% |
| FY2018 | 2.7% | 0.44× | 2.84× | 3.4% |
| FY2017 | 10.8% | 0.44× | 2.80× | 13.2% |
| FY2016 | 11.5% | 0.49× | 3.12× | 17.5% |
Piotroski F-Score
Nine tests of profitability, balance sheet and efficiency, fiscal 2025 against fiscal 2024
6of 7 tests passed in fiscal 2025. Some tests lack the figures they need.
- ProfitableNet income above zero$40.77M
- Cash generatingOperating cash flow above zero$75.86M
- Return on assets improvedROA up on the prior year5.8% → 10.9%
- Earnings backed by cashOperating cash flow above net income$75.86M vs $40.77M
- Less leverageLong-term debt to assets fell1.2% → 0.7%
- Better liquidityCurrent ratio rose– → –
- No dilutionShare count did not rise12M → 14M
- Gross margin improvedGross margin up on the prior year– → –
- More efficientAsset turnover rose0.49 → 0.57