American Integrity Insurance vs Investors Title
AII and ITIC side by side. Figures are trailing twelve months unless noted, from SEC filings and end-of-day prices.
How AII and ITIC compare
American Integrity Insurance and Investors Title are about the same size, with market caps of $573M and $507M.
On earnings, American Integrity Insurance is cheaper: it trades at 6.5× trailing earnings, against 12.6× for Investors Title.
American Integrity Insurance grew revenue faster over the last twelve months (29.3% versus 8.7% for Investors Title).
American Integrity Insurance keeps more of each dollar of sales as profit, with a net margin of 26.2% compared with 13.8% at Investors Title.
Both pay dividends: American Integrity Insurance yields 3.5% and Investors Title 3.9%.
Investors Title scores higher on the StockData Score (11 against 9 for American Integrity Insurance), which adds up 30 checks on valuation, growth, past performance, financial health and dividends.
Key numbers
A dot marks the better figure where higher or lower is clearly better.
| Metric | AII | ITIC |
|---|---|---|
| Size and price | ||
| Market cap | $573M | $507M |
| Share price | $29.26 | $268.72 |
| Change, 1 year | 25.3% | 5.4% |
| Change, 5 years | – | 17.3% |
| Beta (5Y) | 0.22 | 0.81 |
| Employees | 62 | 548 |
| StockData Score | ||
| Total score | 9 | 11 (better) |
| Valuation score | 4 (better) | 1 |
| Growth score | 1 | 3 (better) |
| Performance score | 3 | 4 (better) |
| Health score | 0 | 0 |
| Dividend score | 1 | 3 (better) |
| Valuation | ||
| P/E | 6.5× (better) | 12.6× |
| P/S | 1.7× (better) | 1.7× |
| P/B | 1.6× (better) | 1.8× |
| EV/EBITDA | 2.3× | – |
| P/FCF | 3.5× (better) | 19.3× |
| PEG | – | 0.91 |
| FCF yield | 28.5% (better) | 5.2% |
| Fair value | $38.59 | $243.17 |
| Margin of safety | 24.2% (better) | −10.5% |
| Growth | ||
| Revenue growth (TTM) | 29.3% (better) | 8.7% |
| Revenue growth, 5Y average | – | 2.9% |
| Net income growth (TTM) | 12.2% | 22.1% (better) |
| EPS growth (TTM) | −15.9% | 22.2% (better) |
| EPS growth, 5Y average | – | −2.2% |
| Profitability | ||
| Net margin | 26.2% (better) | 13.8% |
| FCF margin | 48.7% (better) | 9.0% |
| Return on equity | 26.2% (better) | 14.6% |
| Financial health | ||
| Altman Z-score | 0.71 | 5.08 (better) |
| Piotroski F-score | 6 (better) | 5 |
| Dividends and buybacks | ||
| Dividend yield | 3.5% | 3.9% (better) |
| Payout ratio | – | 49.3% |
| Years of dividend growth | – | 0 |
| Dividend growth, 5Y average | – | −8.8% |
| Shareholder yield | 3.5% | 3.9% (better) |
| Ownership | ||
| Held by institutions | 55.0% | 48.2% |
| Held by insiders | 39.9% | 1.1% |
| Insider net buying, 12 months | −$74.6M | $235K (better) |
| Superinvestors holding | – | 1 |
| Short interest, % of float | 3.9% | 4.5% |
Go deeper
- AII stock overview
- AII income statement
- AII valuation and score
- ITIC stock overview
- ITIC income statement
- ITIC valuation and score
For information only, not investment advice. Check the source filings before relying on any figure.