ACI Worldwide vs Evertec
ACIW and EVTC side by side, both in computer programming, data processing, and other computer related services. Figures are trailing twelve months unless noted, from SEC filings and end-of-day prices.
How ACIW and EVTC compare
ACI Worldwide is the larger company, worth 3.0 times as much as Evertec ($5.7B against $1.9B).
On earnings, Evertec is cheaper: it trades at 20.5× trailing earnings, against 25.8× for ACI Worldwide.
Evertec grew revenue faster over the last twelve months (12.4% versus 7.0% for ACI Worldwide).
ACI Worldwide keeps more of each dollar of sales as profit, with a net margin of 12.4% compared with 9.8% at Evertec.
Evertec pays a dividend yielding 0.48%; ACI Worldwide does not pay one.
Evertec scores higher on the StockData Score (15 against 13 for ACI Worldwide), which adds up 30 checks on valuation, growth, past performance, financial health and dividends.
Key numbers
A dot marks the better figure where higher or lower is clearly better.
| Metric | ACIW | EVTC |
|---|---|---|
| Size and price | ||
| Market cap | $5.7B | $1.9B |
| Share price | $56.34 | $31.54 |
| Change, 1 year | 19.0% | 7.5% |
| Change, 5 years | 74.2% | −27.3% |
| Beta (5Y) | 1.01 | 0.76 |
| Employees | 2,930 | 5,327 |
| StockData Score | ||
| Total score | 13 | 15 (better) |
| Valuation score | 1 | 4 (better) |
| Growth score | 2 | 3 (better) |
| Performance score | 5 (better) | 4 |
| Health score | 5 (better) | 1 |
| Dividend score | 0 | 3 (better) |
| Valuation | ||
| P/E | 25.8× | 20.5× (better) |
| P/S | 3.1× | 1.9× (better) |
| P/B | 3.8× | 2.9× (better) |
| EV/EBITDA | 14.5× | 14.4× (better) |
| P/FCF | 18.3× | 9.0× (better) |
| PEG | 1.27 | – |
| FCF yield | 5.5% | 11.1% (better) |
| Fair value | $52.05 | $36.83 |
| Margin of safety | −8.3% | 14.4% (better) |
| Growth | ||
| Revenue growth (TTM) | 7.0% | 12.4% (better) |
| Revenue growth, 5Y average | 6.3% | 12.8% (better) |
| Net income growth (TTM) | −10.1% (better) | −29.2% |
| EPS growth (TTM) | −8.0% (better) | −27.4% |
| EPS growth, 5Y average | 28.4% (better) | 9.0% |
| Profitability | ||
| Gross margin | 49.1% | – |
| Operating margin | 18.6% (better) | 17.9% |
| Net margin | 12.4% (better) | 9.8% |
| FCF margin | 17.1% | 20.9% (better) |
| Return on equity | 15.6% (better) | 15.6% |
| Return on invested capital | 11.7% (better) | 9.7% |
| Financial health | ||
| Debt / equity | 0.55 (better) | 2.01 |
| Net debt / EBITDA | 1.50 (better) | 5.08 |
| Interest coverage | 6.4× (better) | 2.5× |
| Current ratio | 1.58 | 1.70 (better) |
| Altman Z-score | 4.10 (better) | 1.76 |
| Piotroski F-score | 7 | 8 (better) |
| Dividends and buybacks | ||
| Dividend yield | – | 0.48% |
| Payout ratio | – | 12.8% |
| Years of dividend growth | – | 0 |
| Dividend growth, 5Y average | – | 0.00% |
| Buyback yield | 3.0% | 7.0% (better) |
| Shareholder yield | 3.0% | 7.5% (better) |
| Ownership | ||
| Held by institutions | 103% | 102% |
| Held by insiders | 1.9% | 2.5% |
| Insider net buying, 12 months | $22.7K | $741K (better) |
| Superinvestors holding | 1 | 1 |
| Short interest, % of float | 6.5% | 4.4% |
Go deeper
- ACIW stock overview
- ACIW income statement
- ACIW valuation and score
- EVTC stock overview
- EVTC income statement
- EVTC valuation and score
For information only, not investment advice. Check the source filings before relying on any figure.