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XP Inc. (XP) stock

XPNasdaqSecurity Brokers, Dealers & Flotation CompaniesFiscal year ends December 31
Financials through fiscal 2025, year ended Dec 31, 2025Last filing: 20-F on Apr 29, 2026Score 11/30
$15.38+0.58 (+3.95%)

Close on Nov 11, 2026Market cap $7.98BP/E 8.7Yield –

XP Inc. grew revenue 7.3% to 7.97B BRL over fiscal 2025. Free cash flow was 11.84B BRL, up 7.3% from a year earlier. At the latest close the market valued the company at 43.81B BRL, 8.7 times its earnings.

Revenue
7.97B BRL
+7.3% vs. a year earlier
Free cash flow
11.84B BRL
+7.3% vs. a year earlier
EPS, diluted
9.72 BRL
+18.1% vs. a year earlier

Key statistics

Valuation at the latest close; fundamentals over fiscal 2025, balances at Dec 31, 2025

Valuation

Market cap
43.81B BRL
P/E ratio
8.7
Price to sales
5.50
Price to book
1.86
Dividend yield
–
Free cash flow yield
27.02%

Fundamentals

Revenue
7.97B BRL
Net income
5.17B BRL
EPS, diluted
9.72 BRL
Free cash flow
11.84B BRL

Trading

Previous close
$14.80
Open
$15.20
Day's range
$15.03 – $15.52
Volume
8,171,442
Average volume (20 days)
20,639,150
Beta (5 years)
1.11
RSI (14 days)
34.9
Volatility (1 year)
75.3%
Relative volume
0.79×
WACC
10.4%

Market cap history

Month-end market cap since 2019, using shares outstanding reported at the time

Total return vs. the S&P 500

Price change plus reinvested dividends, to the close on Nov 11, 2026. The S&P 500 is measured by the SPY fund.

PeriodXPS&P 500DifferenceXP per yearS&P 500 per year
1 month-52.3%-2.4%−49.8 pts
3 months-0.8%-1.2%+0.3 pts
Year to date-4.8%+12.3%−17.1 pts
1 year-20.5%+12.4%−32.9 pts
3 years-23.7%+78.8%−102.5 pts-8.6%+21.4%
5 years-48.5%+75.2%−123.7 pts-12.4%+11.9%

Ten years at a glance

Fiscal years 2016 to 2025, BRL

Revenue

7.97B BRL+7.3% YoY

Net income

5.17B BRL+14.5% YoY

EPS, diluted

9.72 BRL+18.1% YoY

Free cash flow

11.84B BRL+7.3% YoY
Reported period

Press releases

Releases XP filed with the SEC as exhibits to Form 8-K or 6-K

All press releases and earnings

About XP

Security Brokers, Dealers & Flotation Companies

XP Inc. is a financial holding company that operates an open, technology-driven platform delivering low-fee investment products and financial services. Through channels such as XP Direct, Rico, and Clear, the company offers equities, fixed-income securities, mutual and hedge funds, structured products, retirement plans, life insurance, real estate trusts, collateralized loans, and payment cards. It also provides wholesale banking and asset management services. XP serves a broad client base consisting of retail investors, high-net-worth individuals, international clients, and over 800 commercial entities, including corporate issuers, private banks, and institutional traders.

Company profile, executives and history

XP stock: common questions

What is XP's stock price?

XP closed at $15.38 on Nov 11, 2026, up 3.95% on the day.

What is XP's market cap?

XP was worth $7.98B at the close on Nov 11, 2026: the share price times the diluted shares outstanding.

What is XP's P/E ratio?

XP trades at 8.7 times earnings, based on diluted earnings per share of 9.72 BRL over fiscal 2025.

How much revenue does XP make?

XP reported revenue of 7.97B BRL for fiscal 2025, up 7.3% from a year earlier.

Does XP pay a dividend?

No. XP has not paid a cash dividend over the last twelve months.

How has XP stock performed over the past year?

Including dividends, XP returned -20.5% over the past year, against +12.4% for the S&P 500.

Who are XP's competitors?

Companies most similar to XP by business, industry and size include SF, FUTU, RJF, VIRT, HOOD.

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