Velocity Financial, Inc. (VEL) stock
Close on Nov 13, 2026Market cap $630.91MP/E 5.8Yield –
Velocity Financial statistics
71 measures from SEC filings and the closing price. Hover a name for the formula; the last column is the median of companies in the same industry group.
Important dates
- Next earnings
- Mar 12, 2027 (estimated, during market hours)
- Last ex-dividend date
- No dividends
- Fundamentals through
- Sep 30, 2026
- Share price as of
- Nov 13, 2026
Valuation ratiosIndustry
- P/TBV Ratio
- 0.85
- 1.13
Share statisticsIndustry
- Shares Change (YoY)
- 5.14%
- 13.6%
- Shares Change (QoQ)
- 0.15%
- 0.11%
- Float
- 505,057
- 40M
- Shares Held by Insiders
- 98.7%
- 18.2%
- Shares Held by Institutions
- 98.6%
- 27.7%
Short sellingIndustry
- Short Interest
- 2M
- –
- Short Interest Change
- 1.32%
- -0.08%
- Short % of Float
- 309.5%
- 6.48%
- Short % of Shares Outstanding
- 3.96%
- 5.35%
- Days to Cover
- 9.33
- 3.79
Stock price statisticsIndustry
- 52-Week High
- $21.39
- –
- 52-Week Low
- $14.18
- –
- 20-Day Moving Average
- $15.97
- –
- 50-Day Moving Average
- $15.88
- –
- 200-Day Moving Average
- $17.65
- –
- Average True Range (14)
- $0.71
- –
- Price Change (1 Week)
- -9.36%
- -4.00%
- Price Change (1 Month)
- 7.90%
- -17.2%
- Price Change (3 Months)
- -10.7%
- -15.4%
- Price Change (6 Months)
- -5.83%
- -32.2%
- Price Change (YTD)
- -23.0%
- -37.2%
- Price Change (1 Year)
- -13.1%
- -50.6%
- Price Change (3 Years)
- -10.2%
- -32.7%
- Price Change (5 Years)
- 23.3%
- -81.6%
- Average Volume (10 Days)
- 167,800
- –
- Average Volume (20 Days)
- 166,793
- –
- Average Volume (90 Days)
- 149,685
- –
- Relative Volume
- 1.49
- 0.72
- Relative Strength Index (14)
- 49.0
- 39.6
- Volatility (1 Year)
- 27.3%
- 94.5%
- Beta (5 Years)
- 0.51
- 1.24
Returns on capitalIndustry
- Return on Equity (ROE)
- 15.7%
- -20.8%
- Return on Assets (ROA)
- 1.43%
- -7.97%
GrowthIndustry
- Net Income Growth (YoY)
- 19.7%
- -22.9%
- EPS Growth (YoY)
- 14.5%
- 3.77%
- FCF Growth (YoY)
- -102.1%
- 16.1%
- EPS Growth (3Y CAGR)
- 43.0%
- 5.11%
EfficiencyIndustry
- Profits Per Employee
- $293.10K
- -$170.28K
- Employee Count
- 371
- 47
- WACC
- 7.63%
- 11.0%
Income statement (TTM)Industry
- Pretax Income
- $154.44M
- -$2.77M
Balance sheetIndustry
- Net Cash (Debt)
- $86.75M
- $7.04M
- Net Cash Per Share
- $2.20
- $0.19
- Equity (Book Value)
- $753.30M
- $224.68M
- Book Value Per Share
- $19.08
- $4.10
- Tangible Book Value
- $746.52M
- $156.69M
Cash flow (TTM)Industry
- Capital Expenditures
- -$257.00K
- -$4.95M
- FCF Per Share
- -$0.03
- -$0.22
Dividends and yieldsIndustry
- Earnings Yield
- 17.2%
- -13.4%
- FCF Yield
- -0.18%
- -15.4%
- Buyback Yield
- 1.21%
- 0.46%
- Shareholder Yield
- 1.21%
- 0.51%
Taxes and interestIndustry
- Interest Expense
- $438.00M
- $4.05M
- Income Tax
- $44.44M
- $213.00K
- Effective Tax Rate
- 28.8%
- 21.2%
Scores and fair valueIndustry
- Graham Number
- $34.48
- $31.08
- Graham Upside
- 115.8%
- 16.5%
- Altman Z-Score
- 0.11
- 0.36
- Lynch Fair Value
- $69.25
- –
- Lynch Upside
- 333.4%
- 45.6%
Total return vs. the S&P 500
Price change plus reinvested dividends, to the close on Nov 13, 2026. The S&P 500 is measured by the SPY fund.
| Period | VEL | S&P 500 | Difference | VEL per year | S&P 500 per year |
|---|---|---|---|---|---|
| 1 month | +8.9% | -3.0% | +12.0 pts | ||
| 3 months | -11.7% | -2.8% | −8.9 pts | ||
| Year to date | -23.0% | +11.5% | −34.5 pts | ||
| 1 year | -13.1% | +13.5% | −26.6 pts | ||
| 3 years | +13.0% | +77.7% | −64.7 pts | +4.2% | +21.1% |
| 5 years | +23.3% | +72.6% | −49.3 pts | +4.3% | +11.5% |
Short interest
Shares sold short and not yet covered, reported by brokers to FINRA twice a month. Latest settlement date Oct 30, 2026.
2M VEL shares were sold short on Oct 30, 2026, up 1.3% from the previous report, or 309.55% of the shares available to trade. At recent volumes it would take 9.3 days to buy them back. Over the last 20 sessions, 55.1% of the volume reported to FINRA was short selling.
| Settlement date | Shares short | Change | Avg. daily volume | Days to cover |
|---|---|---|---|---|
| Oct 30, 2026 | 1,563,383 | +1.3% | 167,562 | 9.3 |
| Oct 15, 2026 | 1,543,019 | -5.0% | 192,582 | 8.0 |
| Sep 30, 2026 | 1,623,729 | +4.1% | 235,895 | 6.9 |
| Sep 15, 2026 | 1,559,486 | +0.6% | 120,136 | 13.0 |
| Aug 31, 2026 | 1,549,811 | -0.9% | 110,426 | 14.0 |
| Aug 14, 2026 | 1,563,440 | -2.9% | 117,007 | 13.4 |
| Jul 31, 2026 | 1,609,368 | +7.1% | 107,769 | 14.9 |
| Jul 15, 2026 | 1,503,194 | +8.0% | 83,377 | 18.0 |
| Jun 30, 2026 | 1,391,231 | +0.0% | 121,614 | 11.4 |
| Jun 15, 2026 | 1,390,969 | -1.0% | 77,482 | 17.9 |
| May 29, 2026 | 1,404,510 | +27.9% | 72,957 | 19.3 |
| May 15, 2026 | 1,097,939 | +9.3% | 95,298 | 11.5 |
Ratios use trailing-twelve-month results and the latest balance sheet. How we calculate.
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