Velocity Financial, Inc. (VEL) stock
Close on Nov 11, 2026Market cap $646.31MP/E 5.9Yield –
Key statistics
Valuation at the latest close; fundamentals over fiscal , balances at Sep 30, 2026
Valuation
- Market cap
- $646.31M
- P/E ratio
- 5.9
- Price to sales
- –
- Price to book
- 0.86
- Dividend yield
- –
- Free cash flow yield
- -0.18%
Fundamentals
- Net income
- $108.74M
- EPS, diluted
- $2.77
- Free cash flow
- -$1.15M
- Book value per share
- $19.09
- Diluted shares
- 39M
Trading
- Next earnings
- Mar 12, 2027 (estimated, during market hours)
- Previous close
- $16.71
- Open
- $16.53
- Day's range
- $16.14 – $16.73
- Volume
- 129,612
- Average volume (20 days)
- 167,231
- Index membership
- Russell 2000 (since Jun 2021), Russell 3000 (since May 2024)
- Beta (5 years)
- 0.51
- 52-week range
- $14.18 – $21.39
- RSI (14 days)
- 53.7
- Volatility (1 year)
- 27.3%
- Relative volume
- 0.88×
- WACC
- 7.5%
Index membership is inferred from the holdings of funds that track each index (IWM, IWV), as reported to the SEC for Jun 30, 2026. Join dates come from quarterly fund reports since 2019, so they are accurate to the quarter.
Market cap history
Month-end market cap since 2020, using shares outstanding reported at the time
Total return vs. the S&P 500
Price change plus reinvested dividends, to the close on Nov 11, 2026. The S&P 500 is measured by the SPY fund.
| Period | VEL | S&P 500 | Difference | VEL per year | S&P 500 per year |
|---|---|---|---|---|---|
| 1 month | +11.1% | -2.4% | +13.5 pts | ||
| 3 months | -10.3% | -1.2% | −9.1 pts | ||
| Year to date | -21.1% | +12.3% | −33.4 pts | ||
| 1 year | -12.0% | +12.4% | −24.4 pts | ||
| 3 years | +13.4% | +78.8% | −65.4 pts | +4.3% | +21.4% |
| 5 years | +25.2% | +75.2% | −49.9 pts | +4.6% | +11.9% |
Nine years at a glance
Fiscal years 2017 to 2025 and trailing twelve months, USD
Net income
EPS, diluted
Free cash flow
Press releases
Releases Velocity Financial filed with the SEC as exhibits to Form 8-K or 6-K
- Results
- Update
- Update
- Update
- Update
- Results
About Velocity Financial
Finance Services
Velocity Financial, Inc. originates and purchases real estate loans, primarily focusing on commercial and residential mortgage products. The company’s portfolio segments include commercial purchase and refinance loans, as well as one-to-four unit residential purchase, refinance, and short-term real estate financing receivables. It also holds loans classified for investment, loans held for sale, and mortgage servicing rights.
Company profile, executives and historyVelocity Financial stock: common questions
What is Velocity Financial's stock price?
VEL closed at $16.37 on Nov 11, 2026, down 2.03% on the day. Over the past 52 weeks it traded between $14.18 and $21.39.
What is Velocity Financial's market cap?
Velocity Financial was worth $646.31M at the close on Nov 11, 2026: the share price times the diluted shares outstanding.
What is VEL's P/E ratio?
VEL trades at 5.9 times earnings, based on diluted earnings per share of $2.77 over the twelve months to Sep 30, 2026.
Does Velocity Financial pay a dividend?
No. Velocity Financial has not paid a cash dividend over the last twelve months.
When does Velocity Financial report earnings next?
Velocity Financial is expected to report Q4 FY2026 results on Mar 12, 2027, during market hours. The date is estimated from its past reporting pattern until the company confirms it.
How has VEL stock performed over the past year?
Including dividends, VEL returned -12.0% over the past year, against +12.4% for the S&P 500.
How many VEL shares are sold short?
2M shares were sold short at the latest FINRA report, 309.55% of the float, or 9.3 days of average trading volume.
Who are Velocity Financial's competitors?
Companies most similar to Velocity Financial by business, industry and size include MFIN, SNFCA, GHI, LDI, WD.
See a number that looks wrong?