VELNYSEFinance ServicesFiscal year ends December 31
Velocity Financial, Inc.
Financials through Q2 FY2026, quarter ended Jun 30, 2026Last filing: 10-Q on Aug 6, 2026
$14.51−0.20 (-1.36%)
Close on Oct 19, 2026
- Market cap
- $570.30M
- P/E (TTM)
- 5.3
- Dividend yield
- –
Velocity Financial statistics
Financials through Jun 30, 2026, price as of Oct 19, 2026, median of Finance Services companies for comparison
Valuation
| Measure | Velocity Financial | Industry median |
|---|---|---|
| Market Cap | $572.88M | $196.46M |
| Enterprise Value | $500.39M | $149.54M |
| PE Ratio | 5.28 | 11.82 |
| PB Ratio | 0.79 | 1.17 |
| P/TBV Ratio | 0.80 | 1.35 |
| P/FCF Ratio | 25.43 | 11.82 |
| P/OCF Ratio | 25.14 | 5.60 |
Enterprise value
| Measure | Velocity Financial | Industry median |
|---|---|---|
| EV / FCF | 22.21 | 10.53 |
Income (trailing twelve months)
| Measure | Velocity Financial | Industry median |
|---|---|---|
| Pretax Income | $151.54M | -$3.63M |
| Net Income | $107.70M | -$4.73M |
| EPS (Diluted) | $2.75 | -$0.01 |
Returns
| Measure | Velocity Financial | Industry median |
|---|---|---|
| Return on Equity (ROE) | 16.3% | -22.3% |
| Return on Assets (ROA) | 1.49% | -11.1% |
Growth
| Measure | Velocity Financial | Industry median |
|---|---|---|
| Net Income Growth (YoY) | 32.5% | -56.4% |
| EPS Growth (YoY) | 24.4% | 3.54% |
| FCF Growth (YoY) | -15.2% | 18.7% |
| EPS Growth (3Y CAGR) | 43.0% | 5.11% |
Balance sheet
| Measure | Velocity Financial | Industry median |
|---|---|---|
| Cash & Short-Term Investments | $76.12M | $20.41M |
| Net Cash (Debt) | $76.12M | $7.08M |
| Net Cash Per Share | $1.93 | $0.22 |
| Equity (Book Value) | $721.54M | $200.96M |
| Book Value Per Share | $18.28 | $3.89 |
| Tangible Book Value | $714.76M | $127.80M |
Cash flow (trailing twelve months)
| Measure | Velocity Financial | Industry median |
|---|---|---|
| Operating Cash Flow | $22.79M | -$5.82M |
| Capital Expenditures | -$263.00K | -$4.19M |
| Free Cash Flow | $22.53M | -$17.98M |
| FCF Per Share | $0.57 | -$0.27 |
Efficiency
| Measure | Velocity Financial | Industry median |
|---|---|---|
| Profits Per Employee | $290.29K | -$252.56K |
| Employee Count | 371 | 48 |
Dividends and yields
| Measure | Velocity Financial | Industry median |
|---|---|---|
| Earnings Yield | 18.8% | -11.5% |
| FCF Yield | 3.93% | -16.1% |
| Buyback Yield | 1.30% | 0.13% |
| Shareholder Yield | 1.30% | 0.15% |
Shares
| Measure | Velocity Financial | Industry median |
|---|---|---|
| Shares Outstanding | 39,481,500 | 55,074,600 |
| Shares Change (YoY) | 6.78% | 12.9% |
| Shares Change (QoQ) | 0.15% | 0.22% |
| Float | 499,857 | 41,965,050 |
| Shares Held by Insiders | 98.7% | 18.6% |
| Shares Held by Institutions | 98.6% | 34.2% |
Taxes
| Measure | Velocity Financial | Industry median |
|---|---|---|
| Income Tax | $43.34M | $100.87K |
| Effective Tax Rate | 28.6% | 22.5% |
Scores
| Measure | Velocity Financial | Industry median |
|---|---|---|
| Graham Number | $33.63 | $32.57 |
| Graham Upside | 131.8% | 12.5% |
| Altman Z-Score | 0.11 | 0.30 |
Calculated by StockData from Velocity Financial's SEC filings and the latest closing price. Hover a measure to see its formula. The grey column is the median of companies in the same industry group (two-digit SIC code); green or red marks a better or worse value than that median.