Visa Inc. (V) stock

VNYSEServices-Business Services, NECFiscal year ends September 30

Financials through Q4 FY2026, quarter ended Sep 30, 2026Last filing: 10-K on Nov 5, 2026Score 12/3096% above fair value

$420.31−5.24 (-1.23%)

Close on Nov 12, 2026Market cap $750.01BP/E –Yield 0.16%

Visa statistics

92 measures from SEC filings and the closing price. Hover a name for the formula; the last column is the median of companies in the same industry group.

Important dates

Next earnings: Jan 28, 2027 (estimated, after the close)
Last ex-dividend date: Aug 11, 2026
Fundamentals through: Sep 30, 2026
Share price as of: Nov 12, 2026

Valuation ratiosIndustry

Market Cap: $750.01B; $793.39M
Enterprise Value: $759.15B; $768.70M
PS Ratio: 16.34; 2.28
P/FCF Ratio: 34.00; 15.38
P/OCF Ratio: 31.61; 13.16

Enterprise valuationIndustry

EV / Sales: 16.54; 2.03
EV / EBITDA: 25.72; 16.16
EV / EBIT: 27.01; 20.87
EV / FCF: 34.42; 15.27

Share statisticsIndustry

Shares Outstanding: 1.78B; 58M
Float: 1.78B; 53M
Shares Held by Insiders: 0.04%; 13.2%
Shares Held by Institutions: 83.6%; 62.8%

Short sellingIndustry

Short Interest: 21M; –
Short Interest Change: 4.18%; -3.30%
Short % of Float: 1.20%; 5.81%
Short % of Shares Outstanding: 1.20%; 4.22%
Days to Cover: 3.25; 3.54

Stock price statisticsIndustry

52-Week High: $442.23; –
52-Week Low: $293.89; –
20-Day Moving Average: $414.59; –
50-Day Moving Average: $389.42; –
200-Day Moving Average: $346.60; –
Average True Range (14): $9.10; –
Price Change (1 Week): -0.54%; 0.35%
Price Change (1 Month): 7.38%; 0.00%
Price Change (3 Months): 15.4%; -7.14%
Price Change (6 Months): 30.3%; 0.66%
Price Change (YTD): 19.8%; -14.1%
Price Change (1 Year): 24.0%; -14.0%
Price Change (3 Years): 71.8%; -12.6%
Price Change (5 Years): 98.2%; -56.7%
Price Change (10 Years): 413.3%; 44.9%
Average Volume (10 Days): 8M; –
Average Volume (20 Days): 7M; –
Average Volume (90 Days): 7M; –
Relative Volume: 0.84; 0.71
Relative Strength Index (14): 59.7; 47.3
Volatility (1 Year): 22.9%; 65.3%
Beta (5 Years): 0.82; 1.19

MarginsIndustry

Operating Margin: 61.2%; -1.96%
Pretax Margin: 61.2%; -0.63%
Profit Margin: 51.2%; -2.35%
EBITDA Margin: 64.3%; 0.85%
FCF Margin: 48.1%; 9.88%

Returns on capitalIndustry

Return on Assets (ROA): 24.2%; -3.12%
Return on Capital Employed (ROCE): 44.8%; -0.55%

Financial positionIndustry

Current Ratio: 0.97; 1.37
Quick Ratio: 0.53; 0.93
Debt / EBITDA: 0.75; 2.60
Debt / FCF: 1.00; 2.79
Net Debt / EBITDA: 0.31; 1.41
Interest Coverage: 37.08; -0.55

GrowthIndustry

Revenue Growth (YoY): 14.8%; 9.45%
Net Income Growth (YoY): 17.2%; 9.41%
FCF Growth (YoY): 2.22%; 14.5%
Revenue Growth (3Y CAGR): 12.0%; 7.44%
Revenue Growth (5Y CAGR): 13.7%; 12.3%

EfficiencyIndustry

Asset Turnover: 0.47; 0.64
Revenue Per Employee: $1.32M; $396.32K
Profits Per Employee: $675.40K; -$6.68K
Employee Count: 34,800; 525
WACC: 8.85%; 10.1%

Income statement (TTM)Industry

Revenue: $45.90B; $257.79M
Operating Income: $28.11B; -$578.69K
Pretax Income: $28.09B; -$294.07K
Net Income: $23.50B; -$298.85K
EBITDA: $29.51B; -$75.39K

Balance sheetIndustry

Cash & Short-Term Investments: $12.94B; $41.64M
Total Debt: $22.07B; $174.92M
Net Cash (Debt): -$9.13B; $1.79M
Net Cash Per Share: -$5.12; $0.13
Working Capital: -$1.10B; $14.99M

Cash flow (TTM)Industry

Operating Cash Flow: $23.73B; $5.65M
Capital Expenditures: -$1.67B; -$5.59M
Free Cash Flow: $22.06B; $35.58M
FCF Per Share: $12.36; $0.53

Dividends and yieldsIndustry

Earnings Yield: 3.13%; 0.38%
FCF Yield: 2.94%; 4.32%
Dividend Yield: 0.16%; 1.30%
Buyback Yield: 2.73%; 3.37%
Shareholder Yield: 2.89%; 3.80%
Dividend Per Share: $0.67; $1.04
Dividend Growth (YoY): 13.6%; 6.12%
Years of Dividend Growth: 7; 1
Payout Ratio: 21.7%; 30.7%
FCF Payout Ratio: 23.2%; 23.2%

Taxes and interestIndustry

Interest Expense: $758.00M; $3.48M
Income Tax: $4.59B; $1.62M
Effective Tax Rate: 16.3%; 22.3%

Scores and fair valueIndustry

Altman Z-Score: 9.38; 1.97
Piotroski F-Score: 5; 5

Total return vs. the S&P 500

Price change plus reinvested dividends, to the close on Nov 12, 2026. The S&P 500 is measured by the SPY fund.

Period	V	S&P 500	Difference	V per year	S&P 500 per year
1 month	+8.0%	-2.7%	+10.7 pts
3 months	+16.9%	-1.7%	+18.7 pts
Year to date	+20.6%	+11.9%	+8.7 pts
1 year	+24.8%	+12.0%	+12.8 pts
3 years	+75.0%	+78.2%	−3.2 pts	+20.5%	+21.2%
5 years	+105.5%	+73.2%	+32.2 pts	+15.5%	+11.6%
10 years	+450.9%	+309.6%	+141.2 pts	+18.6%	+15.1%

Short interest

Shares sold short and not yet covered, reported by brokers to FINRA twice a month. Latest settlement date Oct 30, 2026.

21M V shares were sold short on Oct 30, 2026, up 4.2% from the previous report, or 1.20% of the shares available to trade. At recent volumes it would take 3.3 days to buy them back. Over the last 20 sessions, 40.2% of the volume reported to FINRA was short selling.

Settlement date	Shares short	Change	Avg. daily volume	Days to cover
Oct 30, 2026	21,364,633	+4.2%	6,565,921	3.3
Oct 15, 2026	20,507,586	-0.5%	5,719,429	3.6
Sep 30, 2026	20,612,281	+11.2%	7,343,515	2.8
Sep 15, 2026	18,532,235	-8.8%	4,789,550	3.9
Aug 31, 2026	20,321,652	-8.7%	7,311,993	2.8
Aug 14, 2026	22,251,297	+7.0%	6,125,584	3.6
Jul 31, 2026	20,789,298	-11.8%	7,384,543	2.8
Jul 15, 2026	23,581,970	+14.1%	8,877,106	2.7
Jun 30, 2026	20,676,753	-2.8%	10,874,251	1.9
Jun 15, 2026	21,277,271	-0.4%	7,216,026	3.0
May 29, 2026	21,356,037	-17.2%	8,770,248	2.4
May 15, 2026	25,807,210	+11.6%	6,852,726	3.8