Tompkins Financial Corp (TMP) stock
TMPNYSEState Commercial BanksFiscal year ends December 31
Financials through Q3 FY2026, quarter ended Sep 30, 2026Last filing: 10-Q on Oct 30, 2026Score 16/30
$100.29−0.54 (-0.54%)
Close on Nov 11, 2026Market cap $1.44BP/E 8.0Yield 3.12%
Tompkins Financial statistics
84 measures from SEC filings and the closing price. Hover a name for the formula; the last column is the median of companies in the same industry group.
Important dates
- Next earnings
- Jan 29, 2027 (estimated, before the open)
- Last ex-dividend date
- Aug 7, 2026
- Fundamentals through
- Sep 30, 2026
- Share price as of
- Nov 11, 2026
Valuation ratiosIndustry
- P/OCF Ratio
- 24.39
- 9.79
Enterprise valuationIndustry
- EV / Sales
- 2.63
- 2.95
- EV / FCF
- 24.06
- 8.53
Share statisticsIndustry
- Shares Change (YoY)
- 0.15%
- 0.35%
- Float
- 14M
- 17M
- Shares Held by Insiders
- 2.72%
- 6.05%
- Shares Held by Institutions
- 70.7%
- 61.3%
Short sellingIndustry
- Short Interest
- 435,446
- –
- Short Interest Change
- -7.16%
- -4.13%
- Short % of Float
- 3.12%
- 3.58%
- Short % of Shares Outstanding
- 3.03%
- 3.18%
- Days to Cover
- 3.76
- 4.85
Stock price statisticsIndustry
- 52-Week High
- $105.18
- –
- 52-Week Low
- $64.16
- –
- 20-Day Moving Average
- $100.21
- –
- 50-Day Moving Average
- $98.73
- –
- 200-Day Moving Average
- $90.05
- –
- Average True Range (14)
- $2.51
- –
- Price Change (1 Week)
- -2.25%
- -1.44%
- Price Change (1 Month)
- 4.25%
- 4.50%
- Price Change (3 Months)
- -0.83%
- -3.21%
- Price Change (6 Months)
- 21.2%
- 11.7%
- Price Change (YTD)
- 38.3%
- 19.9%
- Price Change (1 Year)
- 48.5%
- 26.3%
- Price Change (3 Years)
- 97.0%
- 77.8%
- Price Change (5 Years)
- 19.5%
- 26.4%
- Price Change (10 Years)
- 27.9%
- 68.6%
- Average Volume (10 Days)
- 112,536
- –
- Average Volume (20 Days)
- 112,291
- –
- Average Volume (90 Days)
- 106,039
- –
- Relative Volume
- 0.39
- 0.63
- Relative Strength Index (14)
- 51.9
- 53.3
- Volatility (1 Year)
- 26.0%
- 24.4%
- Beta (5 Years)
- 0.62
- 0.63
MarginsIndustry
- Pretax Margin
- 55.0%
- 36.9%
- FCF Margin
- 10.9%
- 33.6%
Returns on capitalIndustry
- Return on Assets (ROA)
- 2.07%
- 1.15%
GrowthIndustry
- Revenue Growth (YoY)
- 116.8%
- 11.8%
- Net Income Growth (YoY)
- 113.4%
- 23.0%
- EPS Growth (YoY)
- 113.2%
- 21.9%
- FCF Growth (YoY)
- -47.5%
- 28.2%
- Revenue Growth (3Y CAGR)
- 0.79%
- 5.82%
- Revenue Growth (5Y CAGR)
- 2.87%
- 6.17%
- EPS Growth (3Y CAGR)
- 24.0%
- 1.31%
- EPS Growth (5Y CAGR)
- 16.7%
- 8.24%
EfficiencyIndustry
- Asset Turnover
- 0.05
- 0.04
- Revenue Per Employee
- $523.55K
- $359.04K
- Profits Per Employee
- $207.22K
- $109.67K
- Employee Count
- 870
- 492
- WACC
- 7.96%
- 7.92%
Income statement (TTM)Industry
- Pretax Income
- $250.48M
- $74.28M
Balance sheetIndustry
- Net Cash (Debt)
- $242.15M
- $162.29M
- Net Cash Per Share
- $16.87
- $8.13
Cash flow (TTM)Industry
- Capital Expenditures
- -$9.26M
- -$4.28M
- FCF Per Share
- $3.47
- $3.31
Dividends and yieldsIndustry
- Earnings Yield
- 12.5%
- 8.25%
- FCF Yield
- 3.46%
- 9.17%
- Dividend Yield
- 3.12%
- 2.45%
- Buyback Yield
- 0.43%
- 1.79%
- Shareholder Yield
- 3.55%
- 3.21%
- Dividend Per Share
- $3.13
- $0.92
- Dividend Growth (YoY)
- 28.3%
- 4.26%
- Years of Dividend Growth
- 16
- 2
- Payout Ratio
- 21.5%
- 29.0%
- FCF Payout Ratio
- 77.8%
- 24.8%
Taxes and interestIndustry
- Income Tax
- $70.20M
- $15.94M
- Effective Tax Rate
- 28.0%
- 21.1%
Scores and fair valueIndustry
- Altman Z-Score
- 0.27
- 0.22
- Piotroski F-Score
- 4
- 6
- Lynch Fair Value
- $209.35
- –
- Lynch Upside
- 108.7%
- -0.72%
Total return vs. the S&P 500
Price change plus reinvested dividends, to the close on Nov 11, 2026. The S&P 500 is measured by the SPY fund.
| Period | TMP | S&P 500 | Difference | TMP per year | S&P 500 per year |
|---|---|---|---|---|---|
| 1 month | +4.8% | -2.4% | +7.2 pts | ||
| 3 months | +1.2% | -1.2% | +2.4 pts | ||
| Year to date | +41.5% | +12.3% | +29.2 pts | ||
| 1 year | +50.6% | +12.4% | +38.2 pts | ||
| 3 years | +119.1% | +78.8% | +40.3 pts | +29.9% | +21.4% |
| 5 years | +41.5% | +75.2% | −33.7 pts | +7.2% | +11.9% |
| 10 years | +73.7% | +311.1% | −237.4 pts | +5.7% | +15.2% |
Short interest
Shares sold short and not yet covered, reported by brokers to FINRA twice a month. Latest settlement date Oct 30, 2026.
0M TMP shares were sold short on Oct 30, 2026, down 7.2% from the previous report, or 3.12% of the shares available to trade. At recent volumes it would take 3.8 days to buy them back. Over the last 20 sessions, 58.0% of the volume reported to FINRA was short selling.
| Settlement date | Shares short | Change | Avg. daily volume | Days to cover |
|---|---|---|---|---|
| Oct 30, 2026 | 435,446 | -7.2% | 115,878 | 3.8 |
| Oct 15, 2026 | 469,039 | +3.5% | 84,743 | 5.5 |
| Sep 30, 2026 | 452,990 | +36.4% | 138,859 | 3.3 |
| Sep 15, 2026 | 332,161 | +10.6% | 105,808 | 3.1 |
| Aug 31, 2026 | 300,412 | +6.7% | 103,636 | 2.9 |
| Aug 14, 2026 | 281,423 | -1.4% | 91,227 | 3.1 |
| Jul 31, 2026 | 285,517 | +3.5% | 113,145 | 2.5 |
| Jul 15, 2026 | 275,856 | -8.1% | 83,538 | 3.3 |
| Jun 30, 2026 | 300,234 | +20.5% | 125,137 | 2.4 |
| Jun 15, 2026 | 249,144 | -2.4% | 67,946 | 3.7 |
| May 29, 2026 | 255,274 | +16.9% | 56,665 | 4.5 |
| May 15, 2026 | 218,429 | -1.2% | 49,342 | 4.4 |
Ratios use trailing-twelve-month results and the latest balance sheet. How we calculate.
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