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First Financial Corp (THFF) company profile

THFFNasdaqState Commercial BanksFiscal year ends December 31
Financials through Q3 FY2026, quarter ended Sep 30, 2026Last filing: 10-Q on Nov 4, 2026Score 15/303% above fair value
$76.99−0.12 (-0.16%)

Close on Nov 12, 2026Market cap $915.56MP/E 10.0Yield 2.71%

About First Financial

State Commercial Banks, SIC 6022

First Financial Corporation is a financial holding company that operates primarily through its subsidiary, First Financial Bank, N.A. The company provides a comprehensive suite of banking and financial services, encompassing commercial, residential mortgage, and consumer lending, alongside depositor services, lease financing, and trust account management. Its lending operations span commercial expansion loans, agricultural production financing, owner-occupied residential mortgages, and various consumer credit products, including home equity lines and vehicle loans. First Financial Corporation serves retail consumers, agricultural operators, and commercial businesses across its operational footprint.

Headquartered in Terre Haute, Indiana, the Corporation conducts its operations primarily in west-central Indiana, east-central Illinois, western Kentucky, eastern and central Tennessee, and northern Georgia, maintaining no international activities. Its network includes sixty-four full-service bank branches—twenty-one across Indiana, twenty-four in Illinois, sixteen in Kentucky, fifteen in Tennessee, and three in Georgia—in addition to eight loan production offices in Indiana and Tennessee. The Corporation also maintains an operations center in Terre Haute and employed 946 full-time equivalent personnel at year-end 2025.

Summary of the business section of First Financial's latest annual report, written by StockData.

Company profile

Company

Legal name
First Financial Corp
Founded
1984
Headquarters
Terre Haute, IN
Address
One First Financial Plaza 47807
Phone
(812) 238-6000
Employees
946, Dec 31, 2025
Industry
State Commercial Banks
Incorporated in
Indiana
Fiscal year ends
December 31
Auditor
Crowe LLP, Indianapolis, Indiana

Stock & identifiers

Ticker
THFF
Exchange
Nasdaq
IPO date
Mar 3, 1992
Shares outstanding
12M, Aug 1, 2026
Public float
$584.18M, Jun 30, 2025
Filer category
Accelerated filer
Stock splits
2-for-1, Oct 16, 2003; 2-for-1, Oct 25, 1993
SEC CIK
714562
CUSIP
320218100
ISIN
US3202181000
FIGI
BBG000CDH213
Share class FIGI
BBG001S6TD85
EIN
35-1546989

Executives and directors

Officers and directors who filed ownership reports (Forms 3, 4, 5) in the last two years

NamePositionShares owned
Norman D. LoweryPRESIDENT & C.E.O., Director84,637
Norman L. LoweryEXECUTIVE CHAIRMAN, Director142,161
Mark Allen FranklinCHIEF LENDING OFFICER7,514
Stephen P. PanagouleasCHIEF CREDIT OFFICER6,233
Rodger Allen McHargueCHIEF FINANCIAL OFFICER35,954
James O. McDonaldDirector11,928
Susan M. JensenDirector2,259
Mark Jason Blade SrDirector3,072
William Randolph KriebleDirector6,165
William Curtis BrightonDirector45,000
Gregory L. GibsonDirector543,609
William J. VogesDirector155,171
Michael A. CartyDirector2,783

CEO pay and shareholder return

Pay versus performance table from the proxy statement

Fiscal yearCEO total payCEO pay actually paidOther executives (avg)Value of $100 investedPeer group
FY2025$2.40M$2.33M$671.19K$184$145
FY2024$1.35M$1.63M$755.19K$135$132
FY2023$1.72M$1.67M$807.56K$122$110
FY2022$1.72M$1.73M$560.55K$125$119
FY2021$2.19M$1.73M$634.73K$119$140
FY2020$2.49M$1.47M$899.80K$87$93

“Actually paid” adjusts reported pay for changes in the value of equity awards. Shareholder return assumes $100 invested at the start of the measurement period, as disclosed by the company.

Executive compensation, fiscal 2025

Summary compensation table from the latest proxy statement

ExecutiveSalaryStock awardsIncentive payOtherTotalvs. prior year
Norman D. Lowery
Chief Executive Officer, First Financial Bank, N.A. and First Financial Corporation
$675.35K$523.50K$486.25K$710.62K$2.40M+77%
Rodger A. McHargue
Chief Financial Officer, First Financial Bank, N.A. and First Financial Corporation
$378.84K$165.41K$159.11K$181.93K$885.30K+17%
Stephen P. Panagouleas
Chief Credit Officer, First Financial Bank, N.A. and First Financial Corporation
$306.70K$59.45K$128.73K$34.49K$529.37K+77%
Mark A. Franklin
Chief Lending Officer, First Financial Bank, N.A. and First Financial Corporation
$308.51K$119.68K$129.57K$41.14K$598.90K+7%

Stock and option awards are grant-date fair values, not realized pay. “Other” includes pension value changes and all other compensation. Source proxy statement.

Employees

Headcount reported in annual reports

“At the close of business in 2025 the Corporation and its subsidiaries had 946 full-time equivalent employees.”

Corporate history

Events identified from SEC filings

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