FIRST FINANCIAL CORP /IN/
Close on Oct 19, 2026
- Market cap
- $879.70M
- P/E (TTM)
- 10.4
- Dividend yield
- 2.83%
About First Financial
State Commercial Banks, SIC 6022
First Financial Corporation is a financial holding company that operates primarily through its subsidiary, First Financial Bank, N.A. The company provides a comprehensive suite of banking and financial services, encompassing commercial, residential mortgage, and consumer lending, alongside depositor services, lease financing, and trust account management. Its lending operations span commercial expansion loans, agricultural production financing, owner-occupied residential mortgages, and various consumer credit products, including home equity lines and vehicle loans. First Financial Corporation serves retail consumers, agricultural operators, and commercial businesses across its operational footprint.
Headquartered in Terre Haute, Indiana, the Corporation conducts its operations primarily in west-central Indiana, east-central Illinois, western Kentucky, eastern and central Tennessee, and northern Georgia, maintaining no international activities. Its network includes sixty-four full-service bank branches—twenty-one across Indiana, twenty-four in Illinois, sixteen in Kentucky, fifteen in Tennessee, and three in Georgia—in addition to eight loan production offices in Indiana and Tennessee. The Corporation also maintains an operations center in Terre Haute and employed 946 full-time equivalent personnel at year-end 2025.
Summary of the business section of First Financial's latest annual report, written by StockData.
Company profile
Company
- Legal name
- FIRST FINANCIAL CORP /IN/
- Founded
- 1984
- Headquarters
- Terre Haute, IN
- Address
- One First Financial Plaza 47807
- Phone
- (812) 238-6000
- Website
- www.first-online.bank
- Employees
- 946, Dec 31, 2025
- Industry
- State Commercial Banks
- Incorporated in
- Indiana
- Fiscal year ends
- December 31
- Auditor
- Crowe LLP, Indianapolis, Indiana
Stock & identifiers
- Ticker
- THFF
- Exchange
- Nasdaq
- Shares outstanding
- 12M, Aug 1, 2026
- Public float
- $584.18M, Jun 30, 2025
- Filer category
- Accelerated filer
- Stock splits
- 2-for-1, Oct 16, 2003; 2-for-1, Oct 25, 1993
- SEC CIK
- 714562
- CUSIP
- 320218100
- ISIN
- US3202181000
- EIN
- 35-1546989
Executives and directors
Officers and directors who filed ownership reports (Forms 3, 4, 5) in the last two years
| Name | Position | Shares owned |
|---|---|---|
| Norman D. Lowery | PRESIDENT & C.E.O., Director | 84,637 |
| Norman L. Lowery | EXECUTIVE CHAIRMAN, Director | 142,161 |
| Mark Allen Franklin | CHIEF LENDING OFFICER | 7,514 |
| Stephen P. Panagouleas | CHIEF CREDIT OFFICER | 6,233 |
| Rodger Allen McHargue | CHIEF FINANCIAL OFFICER | 35,954 |
| James O. McDonald | Director | 11,841 |
| Susan M. Jensen | Director | 2,259 |
| Mark Jason Blade Sr | Director | 3,072 |
| William Randolph Krieble | Director | 6,165 |
| William Curtis Brighton | Director | 45,000 |
| Gregory L. Gibson | Director | 543,609 |
| William J. Voges | Director | 155,171 |
| Michael A. Carty | Director | 2,783 |
CEO pay and shareholder return
Pay versus performance table from the proxy statement
| Fiscal year | CEO total pay | CEO pay actually paid | Other executives (avg) | Value of $100 invested | Peer group |
|---|---|---|---|---|---|
| FY2025 Mr.Norman D. Lowery | $2.40M | $2.33M | $671.19K | $184 | $145 |
| FY2024 Mr.Norman D. Lowery | $1.35M | $1.63M | $755.19K | $135 | $132 |
| FY2023 Mr.Norman D. Lowery | $1.72M | $1.67M | $807.56K | $122 | $110 |
| FY2022 Mr.Norman D. Lowery | $1.72M | $1.73M | $560.55K | $125 | $119 |
| FY2021 Mr.Norman D. Lowery | $2.19M | $1.73M | $634.73K | $119 | $140 |
| FY2020 Mr.Norman D. Lowery | $2.49M | $1.47M | $899.80K | $87 | $93 |
“Actually paid” adjusts reported pay for changes in the value of equity awards. Shareholder return assumes $100 invested at the start of the measurement period, as disclosed by the company.
Employees
Headcount reported in annual reports
“At the close of business in 2025 the Corporation and its subsidiaries had 946 full-time equivalent employees.”
Corporate history
Events identified from SEC filings
| Date | Event | Details |
|---|---|---|
| Mar 2, 2026 | Acquisition / sale | Completion of acquisition or disposition of assets (8-K Item 2.01) |
| Jul 3, 2024 | Acquisition / sale | Completion of acquisition or disposition of assets (8-K Item 2.01) |
| Jul 29, 2019 | Acquisition / sale | Completion of acquisition or disposition of assets (8-K Item 2.01) |
| Apr 11, 2019 | Merger | Registration of securities for a merger or exchange offer (S-4) |
| Jul 25, 2017 | Acquisition / sale | Completion of acquisition or disposition of assets (8-K Item 2.01) |
| Nov 18, 2015 | Acquisition / sale | Completion of acquisition or disposition of assets (8-K Item 2.01) |
| Jan 6, 2012 | Acquisition / sale | Completion of acquisition or disposition of assets (8-K Item 2.01) |
| Mar 31, 2009 | Listing notice | Notice of delisting or failure to satisfy a listing rule (8-K Item 3.01) |
| Oct 19, 2007 | Acquisition / sale | Completion of acquisition or disposition of assets (8-K Item 2.01) |
| Aug 10, 2004 | Late filing | Notification of late filing |
| May 8, 1996 | Merger | Registration of securities for a merger or exchange offer (S-4) |