First Mid Bancshares vs First Financial
FMBH and THFF side by side, both in commercial banks. Figures are trailing twelve months unless noted, from SEC filings and end-of-day prices.
How FMBH and THFF compare
First Mid Bancshares is the larger company, worth 1.5 times as much as First Financial ($1.4B against $916M).
On earnings, First Financial is cheaper: it trades at 10.0× trailing earnings, against 11.8× for First Mid Bancshares.
First Mid Bancshares grew revenue faster over the last twelve months (15.7% versus 12.8% for First Financial).
First Financial keeps more of each dollar of sales as profit, with a net margin of 32.0% compared with 27.7% at First Mid Bancshares.
Both pay dividends: First Mid Bancshares yields 2.0% and First Financial 2.9%.
Key numbers
A dot marks the better figure where higher or lower is clearly better.
| Metric | FMBH | THFF |
|---|---|---|
| Size and price | ||
| Market cap | $1.4B | $916M |
| Share price | $51.19 | $76.99 |
| Change, 1 year | 37.6% | 36.0% |
| Change, 5 years | 18.2% | 72.9% |
| Beta (5Y) | 0.60 | 0.55 |
| Employees | 1,219 | 946 |
| StockData Score | ||
| Total score | 15 | 15 |
| Valuation score | 3 (better) | 2 |
| Growth score | 3 (better) | 2 |
| Performance score | 3 | 5 (better) |
| Health score | 2 | 3 (better) |
| Dividend score | 4 (better) | 3 |
| Valuation | ||
| P/E | 11.8× | 10.0× (better) |
| P/S | 3.4× | 3.2× (better) |
| P/B | 1.2× (better) | 1.4× |
| P/FCF | 10.2× | 9.0× (better) |
| PEG | 5.65 | 2.13 (better) |
| FCF yield | 9.8% | 11.2% (better) |
| Fair value | $48.79 | $74.51 |
| Margin of safety | −4.9% | −3.3% (better) |
| Growth | ||
| Revenue growth (TTM) | 15.7% (better) | 12.8% |
| Revenue growth, 5Y average | 13.3% (better) | 6.8% |
| Net income growth (TTM) | 27.3% (better) | 23.6% |
| EPS growth (TTM) | 18.6% | 23.4% (better) |
| EPS growth, 5Y average | 7.2% | 11.2% (better) |
| Profitability | ||
| Net margin | 27.7% | 32.0% (better) |
| FCF margin | 33.3% | 35.8% (better) |
| Return on equity | 10.9% | 14.3% (better) |
| Financial health | ||
| Altman Z-score | 0.22 | 0.33 (better) |
| Piotroski F-score | 6 | 6 |
| Dividends and buybacks | ||
| Dividend yield | 2.0% | 2.9% (better) |
| Payout ratio | 22.9% | 28.4% |
| Years of dividend growth | 15 (better) | 2 |
| Dividend growth, 5Y average | 161% (better) | 14.8% |
| Buyback yield | 0.07% (better) | 0.04% |
| Shareholder yield | 2.0% | 2.9% (better) |
| Ownership | ||
| Held by institutions | 55.9% | 81.6% |
| Held by insiders | 10.0% | 8.6% |
| Insider net buying, 12 months | −$470K | −$128K (better) |
| Short interest, % of float | 3.6% | 3.8% |
Go deeper
- FMBH stock overview
- FMBH income statement
- FMBH valuation and score
- THFF stock overview
- THFF income statement
- THFF valuation and score
For information only, not investment advice. Check the source filings before relying on any figure.