Truist Financial Corp (TFC) stock
TFCNYSENational Commercial BanksFiscal year ends December 31Also trades as TFC.PI, TFC.PO, TFC.PR
Financials through Q3 FY2026, quarter ended Sep 30, 2026Last filing: 10-Q on Oct 28, 2026Score 9/3010% below fair value
$49.89−0.37 (-0.74%)
Close on Nov 12, 2026Market cap $59.79BP/E 12.9Yield 4.17%
Truist Financial statistics
75 measures from SEC filings and the closing price. Hover a name for the formula; the last column is the median of companies in the same industry group.
Important dates
- Next earnings
- Jan 20, 2027 (estimated, before the open)
- Last ex-dividend date
- Aug 14, 2026
- Fundamentals through
- Sep 30, 2026
- Share price as of
- Nov 12, 2026
Valuation ratiosIndustry
- P/TBV Ratio
- 1.38
- 1.52
- P/OCF Ratio
- 9.86
- 9.78
Enterprise valuationIndustry
- EV / Sales
- 1.38
- 2.95
Share statisticsIndustry
- Shares Change (YoY)
- -4.31%
- 0.35%
- Shares Change (QoQ)
- -1.89%
- 0.00%
- Float
- 1.20B
- 17M
- Shares Held by Insiders
- 0.20%
- 6.05%
- Shares Held by Institutions
- 78.8%
- 61.3%
Short sellingIndustry
- Short Interest
- 29M
- –
- Short Interest Change
- 1.26%
- -4.13%
- Short % of Float
- 2.39%
- 3.58%
- Short % of Shares Outstanding
- 2.39%
- 3.18%
- Days to Cover
- 3.35
- 4.85
Stock price statisticsIndustry
- 52-Week High
- $56.20
- –
- 52-Week Low
- $43.13
- –
- 20-Day Moving Average
- $48.98
- –
- 50-Day Moving Average
- $48.34
- –
- 200-Day Moving Average
- $49.50
- –
- Average True Range (14)
- $1.10
- –
- Price Change (1 Week)
- 0.10%
- 0.51%
- Price Change (1 Month)
- 9.48%
- 4.83%
- Price Change (3 Months)
- -6.05%
- -3.58%
- Price Change (6 Months)
- 5.86%
- 10.8%
- Price Change (YTD)
- 1.38%
- 19.6%
- Price Change (1 Year)
- 10.1%
- 25.4%
- Price Change (3 Years)
- 70.0%
- 76.7%
- Price Change (5 Years)
- -20.4%
- 26.5%
- Price Change (10 Years)
- 19.2%
- 67.0%
- Average Volume (10 Days)
- 7M
- –
- Average Volume (20 Days)
- 8M
- –
- Average Volume (90 Days)
- 8M
- –
- Relative Volume
- 0.65
- 0.67
- Relative Strength Index (14)
- 56.4
- 52.6
- Volatility (1 Year)
- 23.7%
- 24.4%
- Beta (5 Years)
- 1.04
- 0.63
MarginsIndustry
- Pretax Margin
- 30.7%
- 36.9%
Financial positionIndustry
- Debt / Equity
- 0.20
- 0.21
GrowthIndustry
- Revenue Growth (YoY)
- -3.59%
- 11.8%
- EPS Growth (YoY)
- 4.02%
- 21.6%
- Revenue Growth (3Y CAGR)
- 0.57%
- 5.82%
- Revenue Growth (5Y CAGR)
- -2.20%
- 6.17%
- EPS Growth (3Y CAGR)
- -4.82%
- 1.31%
- EPS Growth (5Y CAGR)
- 4.40%
- 8.24%
EfficiencyIndustry
- Asset Turnover
- 0.04
- 0.04
- Revenue Per Employee
- $328.98K
- $359.04K
- Employee Count
- 59,000
- 492
- WACC
- 9.36%
- 7.91%
Income statement (TTM)Industry
- Pretax Income
- $5.96B
- $74.07M
Balance sheetIndustry
- Net Cash (Debt)
- $33.06B
- $166.15M
- Net Cash Per Share
- $27.58
- $8.19
- Equity (Book Value)
- $61.47B
- $570.13M
- Book Value Per Share
- $51.29
- $28.22
- Tangible Book Value
- $43.28B
- $478.27M
Cash flow (TTM)Industry
Dividends and yieldsIndustry
- Dividend Yield
- 4.17%
- 2.44%
- Buyback Yield
- 7.16%
- 1.80%
- Shareholder Yield
- 11.3%
- 3.22%
- Dividend Per Share
- $2.08
- $0.92
- Dividend Growth (YoY)
- 0.00%
- 4.26%
- Years of Dividend Growth
- 0
- 2
Taxes and interestIndustry
- Income Tax
- $777.00M
- $16.14M
- Effective Tax Rate
- 13.0%
- 21.1%
Scores and fair valueIndustry
- Graham Number
- $66.92
- $45.31
- Graham Upside
- 34.1%
- 18.8%
- Altman Z-Score
- 0.18
- 0.22
Total return vs. the S&P 500
Price change plus reinvested dividends, to the close on Nov 12, 2026. The S&P 500 is measured by the SPY fund.
| Period | TFC | S&P 500 | Difference | TFC per year | S&P 500 per year |
|---|---|---|---|---|---|
| 1 month | +7.0% | -2.7% | +9.7 pts | ||
| 3 months | -4.3% | -1.7% | −2.6 pts | ||
| Year to date | +4.5% | +11.9% | −7.4 pts | ||
| 1 year | +14.0% | +12.0% | +2.0 pts | ||
| 3 years | +93.4% | +78.2% | +15.2 pts | +24.6% | +21.2% |
| 5 years | +0.5% | +73.2% | −72.8 pts | +0.1% | +11.6% |
| 10 years | +77.7% | +309.6% | −232.0 pts | +5.9% | +15.1% |
Short interest
Shares sold short and not yet covered, reported by brokers to FINRA twice a month. Latest settlement date Oct 30, 2026.
29M TFC shares were sold short on Oct 30, 2026, up 1.3% from the previous report, or 2.39% of the shares available to trade. At recent volumes it would take 3.4 days to buy them back. Over the last 20 sessions, 59.7% of the volume reported to FINRA was short selling.
| Settlement date | Shares short | Change | Avg. daily volume | Days to cover |
|---|---|---|---|---|
| Oct 30, 2026 | 28,591,339 | +1.3% | 8,529,142 | 3.4 |
| Oct 15, 2026 | 28,235,483 | -6.7% | 8,522,013 | 3.3 |
| Sep 30, 2026 | 30,267,238 | +14.8% | 9,153,479 | 3.3 |
| Sep 15, 2026 | 26,367,331 | +2.7% | 6,056,372 | 4.3 |
| Aug 31, 2026 | 25,674,053 | +3.5% | 5,570,678 | 4.6 |
| Aug 14, 2026 | 24,808,735 | -10.4% | 6,381,736 | 3.9 |
| Jul 31, 2026 | 27,703,657 | -7.8% | 8,389,940 | 3.3 |
| Jul 15, 2026 | 30,042,045 | -9.6% | 7,208,387 | 4.2 |
| Jun 30, 2026 | 33,234,006 | -7.4% | 12,607,689 | 2.6 |
| Jun 15, 2026 | 35,904,827 | +5.7% | 10,821,824 | 3.3 |
| May 29, 2026 | 33,970,541 | +18.1% | 7,145,653 | 4.8 |
| May 15, 2026 | 28,756,975 | -3.3% | 6,919,675 | 4.2 |
Ratios use trailing-twelve-month results and the latest balance sheet. How we calculate.
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