Security National Financial Corp (SNFCA) stock
SNFCANasdaqFinance ServicesFiscal year ends December 31
Financials through Q3 FY2026, quarter ended Sep 30, 2026Last filing: 10-Q on Nov 9, 2026Score 12/3033% below fair value
$8.97−0.10 (-1.10%)
Close on Nov 12, 2026Market cap $245.57MP/E 7.7Yield –
Security National Financial statistics
87 measures from SEC filings and the closing price. Hover a name for the formula; the last column is the median of companies in the same industry group.
Important dates
- Next earnings
- –
- Last ex-dividend date
- Jan 25, 1993
- Fundamentals through
- Sep 30, 2026
- Share price as of
- Nov 12, 2026
Valuation ratiosIndustry
- P/TBV Ratio
- 0.53
- 1.16
- P/OCF Ratio
- 2.20
- 5.94
Enterprise valuationIndustry
- EV / Sales
- -1.00
- 2.54
- EV / FCF
- -2.95
- 9.11
Share statisticsIndustry
- Shares Change (YoY)
- -3.41%
- 13.6%
- Float
- 26M
- 39M
- Shares Held by Insiders
- 3.75%
- 18.5%
- Shares Held by Institutions
- 34.3%
- 27.7%
Short sellingIndustry
- Short Interest
- 215,289
- –
- Short Interest Change
- -1.92%
- -0.08%
- Short % of Float
- 0.82%
- 6.67%
- Short % of Shares Outstanding
- 0.79%
- 5.45%
- Days to Cover
- 9.08
- 3.79
Stock price statisticsIndustry
- 52-Week High
- $10.22
- –
- 52-Week Low
- $7.33
- –
- 20-Day Moving Average
- $9.18
- –
- 50-Day Moving Average
- $9.00
- –
- 200-Day Moving Average
- $9.04
- –
- Average True Range (14)
- $0.22
- –
- Price Change (1 Week)
- -4.06%
- -3.65%
- Price Change (1 Month)
- -1.10%
- -13.5%
- Price Change (3 Months)
- -3.34%
- -16.0%
- Price Change (6 Months)
- -1.27%
- -31.3%
- Price Change (YTD)
- 4.53%
- -35.5%
- Price Change (1 Year)
- 15.1%
- -49.9%
- Price Change (3 Years)
- 37.2%
- -32.3%
- Price Change (5 Years)
- 3.46%
- -81.5%
- Price Change (10 Years)
- 61.0%
- -60.2%
- Average Volume (10 Days)
- 41,615
- –
- Average Volume (20 Days)
- 32,111
- –
- Average Volume (90 Days)
- 29,579
- –
- Relative Volume
- 0.93
- 0.71
- Relative Strength Index (14)
- 43.2
- 40.0
- Volatility (1 Year)
- 29.8%
- 94.5%
- Beta (5 Years)
- 0.74
- 1.24
MarginsIndustry
- Pretax Margin
- 11.7%
- -6.87%
- FCF Margin
- 33.8%
- -29.5%
Returns on capitalIndustry
- Return on Equity (ROE)
- 6.81%
- -21.1%
- Return on Assets (ROA)
- 1.85%
- -8.40%
GrowthIndustry
- Revenue Growth (YoY)
- -4.19%
- 15.4%
- Net Income Growth (YoY)
- 7.65%
- -22.9%
- EPS Growth (YoY)
- 12.5%
- 2.80%
- FCF Growth (YoY)
- 137.7%
- 16.1%
- Revenue Growth (3Y CAGR)
- -4.01%
- 5.94%
- Revenue Growth (5Y CAGR)
- -6.47%
- 10.7%
- EPS Growth (3Y CAGR)
- 4.00%
- 5.11%
- EPS Growth (5Y CAGR)
- -14.4%
- 8.99%
EfficiencyIndustry
- Asset Turnover
- 0.20
- 0.16
- Revenue Per Employee
- $262.73K
- $675.54K
- Profits Per Employee
- $23.71K
- -$170.28K
- Employee Count
- 1,243
- 47
- WACC
- 8.59%
- 10.9%
Income statement (TTM)Industry
- Pretax Income
- $38.25M
- -$2.80M
Balance sheetIndustry
- Net Cash (Debt)
- $571.69M
- $7.28M
- Net Cash Per Share
- $20.88
- $0.18
- Equity (Book Value)
- $468.59M
- $224.68M
- Book Value Per Share
- $17.12
- $4.04
- Tangible Book Value
- $463.34M
- $156.69M
Cash flow (TTM)Industry
- Capital Expenditures
- -$869.16K
- -$4.70M
- FCF Per Share
- $4.04
- -$0.20
Dividends and yieldsIndustry
- Earnings Yield
- 12.0%
- -12.4%
- FCF Yield
- 45.0%
- -15.6%
- Buyback Yield
- 0.55%
- 0.51%
- Shareholder Yield
- 0.55%
- 0.54%
Taxes and interestIndustry
- Interest Expense
- $4.66M
- $4.11M
- Income Tax
- $8.78M
- $213.00K
- Effective Tax Rate
- 23.0%
- 21.2%
Scores and fair valueIndustry
- Graham Number
- $21.23
- $27.68
- Graham Upside
- 136.6%
- 21.7%
- Altman Z-Score
- 0.55
- 0.34
- Piotroski F-Score
- 6
- 4
Total return vs. the S&P 500
Price change plus reinvested dividends, to the close on Nov 12, 2026. The S&P 500 is measured by the SPY fund.
| Period | SNFCA | S&P 500 | Difference | SNFCA per year | S&P 500 per year |
|---|---|---|---|---|---|
| 1 month | -1.3% | -2.7% | +1.4 pts | ||
| 3 months | -3.5% | -1.7% | −1.8 pts | ||
| Year to date | +9.8% | +11.9% | −2.1 pts | ||
| 1 year | +21.3% | +12.0% | +9.4 pts | ||
| 3 years | +54.5% | +78.2% | −23.7 pts | +15.6% | +21.2% |
| 5 years | +32.0% | +73.2% | −41.2 pts | +5.7% | +11.6% |
| 10 years | +137.9% | +309.6% | −171.7 pts | +9.1% | +15.1% |
Short interest
Shares sold short and not yet covered, reported by brokers to FINRA twice a month. Latest settlement date Oct 30, 2026.
0M SNFCA shares were sold short on Oct 30, 2026, down 1.9% from the previous report, or 0.82% of the shares available to trade. At recent volumes it would take 9.1 days to buy them back. Over the last 20 sessions, 42.6% of the volume reported to FINRA was short selling.
| Settlement date | Shares short | Change | Avg. daily volume | Days to cover |
|---|---|---|---|---|
| Oct 30, 2026 | 215,289 | -1.9% | 23,702 | 9.1 |
| Oct 15, 2026 | 219,510 | -3.2% | 26,410 | 8.3 |
| Sep 30, 2026 | 226,653 | -6.9% | 32,191 | 7.0 |
| Sep 15, 2026 | 243,461 | -20.5% | 26,165 | 9.3 |
| Aug 31, 2026 | 306,360 | +43.4% | 32,921 | 9.3 |
| Aug 14, 2026 | 213,707 | -3.0% | 26,857 | 8.0 |
| Jul 31, 2026 | 220,242 | -6.5% | 27,552 | 8.0 |
| Jul 15, 2026 | 235,532 | +22.7% | 25,309 | 9.3 |
| Jun 30, 2026 | 192,008 | -5.7% | 58,650 | 3.3 |
| Jun 15, 2026 | 203,605 | -2.8% | 31,646 | 6.4 |
| May 29, 2026 | 209,520 | +5.3% | 28,537 | 7.3 |
| May 15, 2026 | 198,967 | -4.3% | 25,927 | 7.7 |
Ratios use trailing-twelve-month results and the latest balance sheet. How we calculate.
See a number that looks wrong?