Schneider National, Inc. (SNDR) stock analysis

P/E above its 5-year median

Schneider National's P/E of 36.2 is above its own 5-year median of 24.6.

P/E above the industry

Schneider National's P/E of 36.2 is above the Trucking and Courier Services, except Air median of 32.7.

EV/EBITDA above its 5-year median

Schneider National's EV/EBITDA of 8.1 is above its 5-year median of 6.5.

P/B below the industry

Schneider National's price-to-book of 1.66 is below the Trucking and Courier Services, except Air median of 1.81.

Trading above fair value

The share price of $29.34 is above our fair value estimate of $27.34.

Margin of safety under 20%

The price is 7.3% above fair value, so there is no margin of safety.

Revenue growing under 10% a year

Revenue grew -4.9% a year over the last three fiscal years, short of the 10% we look for.

EPS growing under 10% a year

Diluted EPS grew -38.7% a year over the last three fiscal years.

Earnings growth accelerating

Net income grew 24.2% over the last twelve months, against a 5-year average of -13.3% a year.

Growing slower than the industry

Revenue grew 6.0% over the last twelve months; the Trucking and Courier Services, except Air median is 7.6%.

Guidance raised

Schneider National raised its full year adjusted diluted earnings per share outlook on Jul 30, 2026.

Gross margin trend

This company does not report gross profit.

Return on equity under 15%

Return on equity was 4.6% over the last twelve months and averaged 10.2% over five years; we look for 15% on both.

Return on capital under 10%

Return on invested capital was 4.8%, below the 10% that usually covers the cost of capital.

Return on equity below the industry

Schneider National's return on equity of 4.6% is below the Trucking and Courier Services, except Air median of 6.3%.

Earnings shrank over 5 years

Net income shrank 13.3% a year on average over the last five fiscal years.

Net margin below its 5-year average

Net margin was 2.4% over the last twelve months, against a 5-year average of 4.5%.

Net margin below the industry

Schneider National's net margin of 2.4% is below the Trucking and Courier Services, except Air median of 2.4%.

Low debt

Debt is 12.6% of shareholders' equity, under the 40% we consider low.

Debt falling against equity

Debt to equity fell from 14.9% five years ago to 12.6%.

Debt covered by cash flow

Operating cash flow over the last twelve months equals 151% of total debt.

Interest well covered

Operating income covers interest expense 10.2 times.

Short-term assets cover short-term debts

Current assets are 2.06 times current liabilities.

Low bankruptcy risk

The Altman Z-score is 3.57; above 3 is the safe zone and below 1.8 the distress zone.

Pays a dividend

Schneider National paid dividends worth 1.3% of the share price over the last twelve months.

Yield below Treasuries

The 1.3% yield is below the 4.7% on a 1-year Treasury.

Yield below the top quarter

The top quarter of US dividend payers yield 3.8% or more; Schneider National yields 1.3%.

Dividend was cut

The dividend per share fell by more than 10% at least once in the last 10 fiscal years.

Covered by earnings

Dividends take 48.6% of net income.

Covered by free cash flow

Dividends take 26.6% of free cash flow.