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Lake Shore Bancorp, Inc. (LSBK) stock

LSBKNasdaqSavings Institution, Federally CharteredFiscal year ends December 31
Financials through Q3 FY2026, quarter ended Sep 30, 2026Last filing: 10-Q on Nov 10, 2026Score 9/3012% above fair value
$18.82−0.14 (-0.74%)

Close on Nov 11, 2026Market cap $147.81MP/E 16.8Yield 1.65%

Lake Shore Bancorp, Inc. grew revenue 12.3% to $30.24M over the twelve months to Sep 30, 2026. At the latest close the market valued the company at $147.81M, 16.8 times its earnings.

Revenue
$30.24M
+12.3% vs. a year earlier
EPS, diluted
$1.12
+24.4% vs. a year earlier

Key statistics

Valuation at the latest close; fundamentals over the trailing twelve months, balances at Sep 30, 2026

Valuation

Market cap
$147.81M
P/E ratio
16.8
Price to sales
4.89
Price to book
1.04
Dividend yield
1.65%
Free cash flow yield
–

Fundamentals

Revenue
$30.24M
Net income
$8.34M
EPS, diluted
$1.12
Book value per share
$19.22
Diluted shares
7M

Trading

Next earnings
Jan 20, 2027 (estimated, during market hours)
Previous close
$18.96
Open
$18.70
Day's range
$18.40 – $18.97
Volume
8,736
Average volume (20 days)
18,665
Beta (5 years)
0.26
52-week range
$13.90 – $19.34
RSI (14 days)
55.7
Volatility (1 year)
19.2%
Relative volume
0.47×
WACC
7.4%

Market cap history

Month-end market cap since 2011, using shares outstanding reported at the time

Total return vs. the S&P 500

Price change plus reinvested dividends, to the close on Nov 11, 2026. The S&P 500 is measured by the SPY fund.

PeriodLSBKS&P 500DifferenceLSBK per yearS&P 500 per year
1 month+3.6%-2.4%+6.0 pts
3 months+10.4%-1.2%+11.5 pts
Year to date+31.2%+12.3%+18.9 pts
1 year+33.6%+12.4%+21.2 pts
3 years+178.2%+78.8%+99.4 pts+40.6%+21.4%
5 years+94.9%+75.2%+19.8 pts+14.3%+11.9%
10 years+138.8%+311.1%−172.3 pts+9.1%+15.2%

Fifteen years at a glance

Fiscal years 2011 to 2025 and trailing twelve months, USD

Revenue

$30.24M+12.3% YoY

Net income

$8.34M+22.6% YoY

EPS, diluted

$1.12+24.4% YoY

Free cash flow

–
Reported periodTrailing twelve months

Press releases

Releases Lake Shore Bancorp filed with the SEC as exhibits to Form 8-K or 6-K

All press releases and earnings

About Lake Shore Bancorp

Savings Institution, Federally Chartered

Lake Shore Bancorp, Inc. operates as the bank holding company for Lake Shore Bank, providing commercial and retail banking products and services. The institution's primary lending activities encompass commercial real estate loans, one- to four-family residential mortgages, and home equity lines of credit, alongside commercial business loans and consumer loans. In addition, the bank attracts retail deposits from the public and invests in investment securities. It serves individual consumers, homeowners, small and middle-market businesses, and local property developers.

Company profile, executives and history

Lake Shore Bancorp stock: common questions

What is Lake Shore Bancorp's stock price?

LSBK closed at $18.82 on Nov 11, 2026, down 0.74% on the day. Over the past 52 weeks it traded between $13.90 and $19.34.

What is Lake Shore Bancorp's market cap?

Lake Shore Bancorp was worth $147.81M at the close on Nov 11, 2026: the share price times the diluted shares outstanding.

What is LSBK's P/E ratio?

LSBK trades at 16.8 times earnings, based on diluted earnings per share of $1.12 over the twelve months to Sep 30, 2026.

How much revenue does Lake Shore Bancorp make?

Lake Shore Bancorp reported revenue of $30.24M for the twelve months to Sep 30, 2026, up 12.3% from a year earlier.

Does Lake Shore Bancorp pay a dividend?

Yes. Lake Shore Bancorp paid $0.31 per share over the last twelve months, a yield of 1.65% at the latest price.

When does Lake Shore Bancorp report earnings next?

Lake Shore Bancorp is expected to report Q4 FY2026 results on Jan 20, 2027, during market hours. The date is estimated from its past reporting pattern until the company confirms it.

How has LSBK stock performed over the past year?

Including dividends, LSBK returned +33.6% over the past year, against +12.4% for the S&P 500.

How many LSBK shares are sold short?

0M shares were sold short at the latest FINRA report, 0.53% of the float, or 1.7 days of average trading volume.

Who are Lake Shore Bancorp's competitors?

Companies most similar to Lake Shore Bancorp by business, industry and size include BCTF, SFBC, BKU, WNEB, RVSB.

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