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River Financial Corp (RVRF) stock

RVRFOTCState Commercial BanksFiscal year ends December 31
Financials through Q3 FY2026, quarter ended Sep 30, 2026Last filing: 10-Q on Nov 12, 2026Score 11/30
$50.00+0.00 (0.00%)

Close on Oct 19, 2026Market cap $397.75MP/E 7.3Yield 1.08%

River Financial statistics

42 measures from SEC filings and the closing price. Hover a name for the formula; the last column is the median of companies in the same industry group.

Important dates

Next earnings
–
Last ex-dividend date
Feb 13, 2026
Fundamentals through
Sep 30, 2026
Share price as of
–

Share statisticsIndustry

Shares Change (YoY)
1.45%
0.33%
Shares Change (QoQ)
-0.12%
0.00%
Float
8M
17M
Shares Held by Insiders
0.00%
6.05%

MarginsIndustry

Pretax Margin
45.6%
37.0%
Profit Margin
34.6%
29.6%
FCF Margin
33.3%
33.9%

Returns on capitalIndustry

Return on Equity (ROE)
18.4%
10.7%
Return on Assets (ROA)
1.36%
1.16%

GrowthIndustry

Revenue Growth (YoY)
21.8%
11.7%
Net Income Growth (YoY)
33.4%
22.6%
EPS Growth (YoY)
31.7%
21.6%
FCF Growth (YoY)
3.26%
27.2%
Revenue Growth (3Y CAGR)
13.2%
5.82%
Revenue Growth (5Y CAGR)
14.5%
6.17%
EPS Growth (3Y CAGR)
9.13%
1.31%
EPS Growth (5Y CAGR)
15.7%
8.24%

EfficiencyIndustry

Asset Turnover
0.04
0.04
Revenue Per Employee
$401.78K
$358.92K
Profits Per Employee
$139.01K
$110.51K
Employee Count
388
492

Income statement (TTM)Industry

Revenue
$155.89M
$183.72M
Pretax Income
$71.09M
$74.07M
Net Income
$53.93M
$57.59M
EPS (Diluted)
$6.81
$2.99

Balance sheetIndustry

Equity (Book Value)
$310.48M
$570.13M
Book Value Per Share
$39.74
$28.12
Tangible Book Value
$282.36M
$478.27M

Cash flow (TTM)Industry

Operating Cash Flow
$61.30M
$66.48M
Capital Expenditures
-$9.31M
-$4.24M
Free Cash Flow
$51.99M
$59.01M
FCF Per Share
$6.66
$3.37

Dividends and yieldsIndustry

Dividend Per Share
$0.54
$0.92
Dividend Growth (YoY)
8.00%
4.26%
Years of Dividend Growth
11
2
Payout Ratio
14.5%
28.5%
FCF Payout Ratio
15.1%
24.8%

Taxes and interestIndustry

Income Tax
$17.16M
$16.14M
Effective Tax Rate
24.1%
21.1%

Scores and fair valueIndustry

Graham Number
$78.04
$45.07
Piotroski F-Score
6
6

Total return vs. the S&P 500

Price change plus reinvested dividends, to the close on Oct 19, 2026. The S&P 500 is measured by the SPY fund.

PeriodRVRFS&P 500DifferenceRVRF per yearS&P 500 per year
1 month+6.9%+0.6%+6.3 pts
3 months+4.2%+3.4%+0.8 pts
Year to date+27.6%+13.3%+14.3 pts
1 year+46.8%+16.6%+30.2 pts
3 years+70.3%+86.4%−16.1 pts+19.4%+23.1%
5 years+100.1%+81.9%+18.2 pts+14.9%+12.7%

Short interest

Shares sold short and not yet covered, reported by brokers to FINRA twice a month. Latest settlement date Apr 30, 2026.

0M RVRF shares were sold short on Apr 30, 2026, up 100.0% from the previous report. At recent volumes it would take 1.0 days to buy them back.

Settlement dateShares shortChangeAvg. daily volumeDays to cover
Apr 30, 202650+100.0%2601.0
Apr 15, 202625–601.0
Feb 13, 202626-29.7%751.0
Jan 30, 202637–75.3
Dec 31, 2025340.0%65.7
Dec 15, 2025340.0%1881.0
Nov 28, 2025340.0%221.6
Nov 14, 2025340.0%691.0
Oct 31, 202534+3300.0%9191.0
Oct 15, 202510.0%3971.0
Sep 30, 202510.0%1821.0
Sep 15, 202510.0%1841.0

Ratios use trailing-twelve-month results and the latest balance sheet. How we calculate.

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