ChoiceOne Financial Services Inc (COFS) stock
Close on Nov 12, 2026Market cap $551.41MP/E –Yield 3.06%
ChoiceOne Financial Services Inc grew revenue 43.5% to $130.63M over the twelve months to Sep 30, 2026. Free cash flow was $51.92M, up 44.2% from a year earlier. At the latest close the market valued the company at $551.41M.
Key statistics
Valuation at the latest close; fundamentals over the trailing twelve months, balances at Sep 30, 2026
Valuation
- Market cap
- $551.41M
- P/E ratio
- –
- Price to sales
- 4.22
- Price to book
- 1.17
- Dividend yield
- 3.06%
- Free cash flow yield
- 9.42%
Fundamentals
- Revenue
- $130.63M
- Net income
- $54.58M
- EPS, diluted
- $2.01
- Free cash flow
- $51.92M
- Book value per share
- $31.32
- Diluted shares
- 15M
Trading
- Next earnings
- Jan 29, 2027 (estimated, before the open)
- Previous close
- $36.67
- Open
- $36.77
- Day's range
- $36.47 – $37.00
- Volume
- 56,257
- Average volume (20 days)
- 82,949
- Index membership
- Russell 2000 (since Jun 2023), Russell 3000 (since Aug 2023)
- Beta (5 years)
- 0.54
- 52-week range
- $26.63 – $38.89
- RSI (14 days)
- 65.6
- Volatility (1 year)
- 24.4%
- Relative volume
- 0.68×
- WACC
- 7.6%
Index membership is inferred from the holdings of funds that track each index (IWM, IWV), as reported to the SEC for Jun 30, 2026. Join dates come from quarterly fund reports since 2019, so they are accurate to the quarter.
Market cap history
Month-end market cap since 2011, using shares outstanding reported at the time
Total return vs. the S&P 500
Price change plus reinvested dividends, to the close on Nov 12, 2026. The S&P 500 is measured by the SPY fund.
| Period | COFS | S&P 500 | Difference | COFS per year | S&P 500 per year |
|---|---|---|---|---|---|
| 1 month | +12.7% | -2.7% | +15.4 pts | ||
| 3 months | +8.2% | -1.7% | +9.9 pts | ||
| Year to date | +28.4% | +11.9% | +16.5 pts | ||
| 1 year | +30.0% | +12.0% | +18.0 pts | ||
| 3 years | +84.2% | +78.2% | +6.0 pts | +22.6% | +21.2% |
| 5 years | +72.6% | +73.2% | −0.6 pts | +11.5% | +11.6% |
| 10 years | +163.5% | +309.6% | −146.1 pts | +10.2% | +15.1% |
Fifteen years at a glance
Fiscal years 2011 to 2025 and trailing twelve months, USD
Revenue
Net income
EPS, diluted
Free cash flow
Press releases
Releases ChoiceOne Financial Services filed with the SEC as exhibits to Form 8-K or 6-K
- Update
- Results
- Results
- Update
- Update
- Results
About ChoiceOne Financial Services
State Commercial Banks
ChoiceOne Financial Services, Inc. operates as a bank holding company for ChoiceOne Bank, delivering a broad array of banking and credit solutions. The institution provides retail, commercial, agricultural, and residential real estate lending products, alongside construction financing and mortgage warehouse facilities. In addition to lending services, it supplies core deposit options, treasury management, customer services, interchange solutions, and investment and insurance commission services to consumers, commercial enterprises, and agricultural operators.
Company profile, executives and historyChoiceOne Financial Services stock: common questions
What is ChoiceOne Financial Services's stock price?
COFS closed at $36.87 on Nov 12, 2026, up 0.55% on the day. Over the past 52 weeks it traded between $26.63 and $38.89.
What is ChoiceOne Financial Services's market cap?
ChoiceOne Financial Services was worth $551.41M at the close on Nov 12, 2026: the share price times the diluted shares outstanding.
How much revenue does ChoiceOne Financial Services make?
ChoiceOne Financial Services reported revenue of $130.63M for the twelve months to Sep 30, 2026, up 43.5% from a year earlier.
Does ChoiceOne Financial Services pay a dividend?
Yes. ChoiceOne Financial Services paid $1.13 per share over the last twelve months, a yield of 3.06% at the latest price, and has raised its annual dividend 5 years in a row.
When does ChoiceOne Financial Services report earnings next?
ChoiceOne Financial Services is expected to report Q4 FY2026 results on Jan 29, 2027, before the open. The date is estimated from its past reporting pattern until the company confirms it.
How has COFS stock performed over the past year?
Including dividends, COFS returned +30.0% over the past year, against +12.0% for the S&P 500.
How many COFS shares are sold short?
0M shares were sold short at the latest FINRA report, 2.73% of the float, or 4.8 days of average trading volume.
Who are ChoiceOne Financial Services's competitors?
Companies most similar to ChoiceOne Financial Services by business, industry and size include CWBC, CBAN, FCBC, RVRF, CHMG.
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