RVRFOTCState Commercial BanksFiscal year ends December 31
River Financial Corp
Financials through Q2 FY2026, quarter ended Jun 30, 2026Last filing: 10-Q on Aug 4, 2026
$50.00+0.00 (0.00%)
Close on Oct 19, 2026
- Market cap
- $397.37M
- P/E (TTM)
- 8.0
- Dividend yield
- 1.08%
River Financial statistics
Financials through Jun 30, 2026, price as of Oct 19, 2026, median of State Commercial Banks companies for comparison
Valuation
| Measure | River Financial | Industry median |
|---|---|---|
| Market Cap | $390.60M | $679.86M |
| Enterprise Value | $390.60M | $408.94M |
| PE Ratio | 7.96 | 12.00 |
| PS Ratio | 2.65 | 3.61 |
| PB Ratio | 1.26 | 1.18 |
| P/TBV Ratio | 1.39 | 1.41 |
| P/FCF Ratio | 11.35 | 10.93 |
| P/OCF Ratio | 8.74 | 10.04 |
Enterprise value
| Measure | River Financial | Industry median |
|---|---|---|
| EV / Sales | 2.65 | 2.78 |
| EV / FCF | 11.35 | 8.25 |
Income (trailing twelve months)
| Measure | River Financial | Industry median |
|---|---|---|
| Revenue | $147.49M | $170.85M |
| Pretax Income | $64.78M | $70.12M |
| Net Income | $49.56M | $54.33M |
| EPS (Diluted) | $6.28 | $2.90 |
Margins
| Measure | River Financial | Industry median |
|---|---|---|
| Pretax Margin | 43.9% | 36.4% |
| Profit Margin | 33.6% | 29.1% |
| FCF Margin | 23.3% | 33.0% |
Returns
| Measure | River Financial | Industry median |
|---|---|---|
| Return on Equity (ROE) | 17.6% | 10.5% |
| Return on Assets (ROA) | 1.29% | 1.12% |
Growth
| Measure | River Financial | Industry median |
|---|---|---|
| Revenue Growth (YoY) | 19.8% | 11.8% |
| Net Income Growth (YoY) | 29.0% | 23.1% |
| EPS Growth (YoY) | 27.4% | 22.7% |
| FCF Growth (YoY) | -25.8% | 27.1% |
| Revenue Growth (3Y CAGR) | 13.2% | 5.82% |
| Revenue Growth (5Y CAGR) | 14.5% | 6.17% |
| EPS Growth (3Y CAGR) | 9.13% | 1.26% |
| EPS Growth (5Y CAGR) | 15.7% | 8.24% |
Balance sheet
| Measure | River Financial | Industry median |
|---|---|---|
| Equity (Book Value) | $310.07M | $560.44M |
| Book Value Per Share | $39.69 | $28.47 |
| Tangible Book Value | $281.88M | $472.29M |
Cash flow (trailing twelve months)
| Measure | River Financial | Industry median |
|---|---|---|
| Operating Cash Flow | $44.71M | $61.20M |
| Capital Expenditures | -$10.31M | -$4.02M |
| Free Cash Flow | $34.40M | $52.43M |
| FCF Per Share | $4.40 | $3.07 |
Efficiency
| Measure | River Financial | Industry median |
|---|---|---|
| Asset Turnover | 0.04 | 0.04 |
| Revenue Per Employee | $380.12K | $353.78K |
| Profits Per Employee | $127.72K | $107.28K |
| Employee Count | 388 | 489 |
Dividends and yields
| Measure | River Financial | Industry median |
|---|---|---|
| Earnings Yield | 12.7% | 8.07% |
| FCF Yield | 8.81% | 8.89% |
| Dividend Yield | 1.08% | 2.48% |
| Buyback Yield | 0.72% | 1.55% |
| Shareholder Yield | 1.80% | 3.13% |
| Dividend Per Share | $0.54 | $0.93 |
| Dividend Growth (YoY) | 8.00% | 4.26% |
| Years of Dividend Growth | 11 | 2 |
| Payout Ratio | 15.8% | 29.4% |
| FCF Payout Ratio | 22.8% | 26.0% |
Shares
| Measure | River Financial | Industry median |
|---|---|---|
| Shares Outstanding | 7,811,900 | 18,839,100 |
| Shares Change (YoY) | 1.39% | 0.39% |
| Shares Change (QoQ) | 0.04% | 0.00% |
| Float | 7,811,900 | 17,061,900 |
| Shares Held by Insiders | 0.00% | 5.89% |
Taxes
| Measure | River Financial | Industry median |
|---|---|---|
| Income Tax | $15.23M | $14.50M |
| Effective Tax Rate | 23.5% | 21.1% |
Scores
| Measure | River Financial | Industry median |
|---|---|---|
| Graham Number | $74.89 | $45.31 |
| Graham Upside | 49.8% | 21.6% |
| Altman Z-Score | 0.17 | 0.21 |
| Piotroski F-Score | 6 | 6 |
Calculated by StockData from River Financial's SEC filings and the latest closing price. Hover a measure to see its formula. The grey column is the median of companies in the same industry group (two-digit SIC code); green or red marks a better or worse value than that median.