Repay Holdings Corp (RPAY) stock
RPAYNasdaqServices-Business Services, NECFiscal year ends December 31
Financials through Q3 FY2026, quarter ended Sep 30, 2026Last filing: 10-Q on Nov 9, 2026Score 6/3059% below fair value
$4.18+0.08 (+1.95%)
Close on Nov 13, 2026Market cap $375.62MP/E –Yield –
Repay statistics
89 measures from SEC filings and the closing price. Hover a name for the formula; the last column is the median of companies in the same industry group.
Important dates
- Next earnings
- Mar 8, 2027 (estimated, after the close)
- Last ex-dividend date
- No dividends
- Fundamentals through
- Sep 30, 2026
- Share price as of
- Nov 13, 2026
Valuation ratiosIndustry
- P/OCF Ratio
- 4.16
- 12.99
Enterprise valuationIndustry
- EV / Sales
- 2.57
- 2.10
- EV / FCF
- 12.17
- 15.48
Share statisticsIndustry
- Shares Change (YoY)
- -4.95%
- 1.88%
- Float
- 48M
- 53M
- Shares Held by Insiders
- 46.5%
- 13.1%
- Shares Held by Institutions
- 80.1%
- 62.6%
Short sellingIndustry
- Short Interest
- 4M
- –
- Short Interest Change
- -2.16%
- -3.30%
- Short % of Float
- 7.72%
- 5.82%
- Short % of Shares Outstanding
- 4.13%
- 4.22%
- Days to Cover
- 9.09
- 3.54
Stock price statisticsIndustry
- 52-Week High
- $4.80
- –
- 52-Week Low
- $2.30
- –
- 20-Day Moving Average
- $4.35
- –
- 50-Day Moving Average
- $4.03
- –
- 200-Day Moving Average
- $3.61
- –
- Average True Range (14)
- $0.26
- –
- Price Change (1 Week)
- -5.00%
- 0.50%
- Price Change (1 Month)
- -0.24%
- -1.81%
- Price Change (3 Months)
- 19.1%
- -4.67%
- Price Change (6 Months)
- 20.5%
- 0.47%
- Price Change (YTD)
- 14.5%
- -13.6%
- Price Change (1 Year)
- 15.8%
- -13.9%
- Price Change (3 Years)
- -42.3%
- -16.1%
- Price Change (5 Years)
- -79.2%
- -57.0%
- Average Volume (10 Days)
- 640,404
- –
- Average Volume (20 Days)
- 528,263
- –
- Average Volume (90 Days)
- 439,737
- –
- Relative Volume
- 0.85
- 0.64
- Relative Strength Index (14)
- 48.2
- 47.4
- Volatility (1 Year)
- 70.0%
- 65.4%
- Beta (5 Years)
- 1.48
- 1.19
MarginsIndustry
- Pretax Margin
- -45.0%
- -0.85%
- EBITDA Margin
- -7.46%
- 0.72%
- FCF Margin
- 21.1%
- 9.88%
Returns on capitalIndustry
- Return on Equity (ROE)
- -31.4%
- 1.34%
- Return on Assets (ROA)
- -11.6%
- -3.24%
- Return on Invested Capital (ROIC)
- -11.0%
- -0.09%
- Return on Capital Employed (ROCE)
- -10.1%
- -0.55%
Financial positionIndustry
- Current Ratio
- 1.39
- 1.37
- Quick Ratio
- 0.95
- 0.94
- Debt / Equity
- 1.61
- 0.51
- Debt / FCF
- 8.64
- 2.79
- Interest Coverage
- -4.57
- -0.55
GrowthIndustry
- Revenue Growth (YoY)
- 33.8%
- 9.45%
- FCF Growth (YoY)
- -14.2%
- 14.3%
- Revenue Growth (3Y CAGR)
- 3.46%
- 7.44%
- Revenue Growth (5Y CAGR)
- 14.8%
- 12.3%
EfficiencyIndustry
- Asset Turnover
- 0.28
- 0.64
- Inventory Turnover
- 51.45
- 13.44
- Revenue Per Employee
- $850.79K
- $394.08K
- Profits Per Employee
- -$350.57K
- -$7.02K
- Employee Count
- 486
- 525
- WACC
- 6.84%
- 10.3%
Income statement (TTM)Industry
- Pretax Income
- -$186.00M
- -$315.88K
Balance sheetIndustry
- Net Cash (Debt)
- -$689.48M
- $1.76M
- Net Cash Per Share
- -$7.67
- $0.12
- Equity (Book Value)
- $468.83M
- $51.00M
- Book Value Per Share
- $5.22
- $1.98
- Tangible Book Value
- -$743.18M
- $2.87M
- Working Capital
- $57.21M
- $16.25M
Cash flow (TTM)Industry
- Capital Expenditures
- -$3.08M
- -$5.67M
- FCF Per Share
- $0.97
- $0.53
Dividends and yieldsIndustry
- Earnings Yield
- -45.4%
- 0.37%
- FCF Yield
- 23.2%
- 4.39%
Taxes and interestIndustry
- Interest Expense
- $32.04M
- $3.48M
- Income Tax
- -$5.76M
- $1.63M
Scores and fair valueIndustry
- Altman Z-Score
- -0.34
- 1.96
- Piotroski F-Score
- 4
- 5
- Beneish M-Score
- -3.91
- -2.82
Total return vs. the S&P 500
Price change plus reinvested dividends, to the close on Nov 13, 2026. The S&P 500 is measured by the SPY fund.
| Period | RPAY | S&P 500 | Difference | RPAY per year | S&P 500 per year |
|---|---|---|---|---|---|
| 1 month | +5.8% | -3.0% | +8.9 pts | ||
| 3 months | +9.1% | -2.8% | +11.9 pts | ||
| Year to date | +14.5% | +11.5% | +3.0 pts | ||
| 1 year | +19.4% | +13.5% | +6.0 pts | ||
| 3 years | -37.1% | +77.7% | −114.8 pts | -14.3% | +21.1% |
| 5 years | -79.2% | +72.6% | −151.8 pts | -27.0% | +11.5% |
Short interest
Shares sold short and not yet covered, reported by brokers to FINRA twice a month. Latest settlement date Oct 30, 2026.
4M RPAY shares were sold short on Oct 30, 2026, down 2.2% from the previous report, or 7.72% of the shares available to trade. At recent volumes it would take 9.1 days to buy them back. Over the last 20 sessions, 52.6% of the volume reported to FINRA was short selling.
| Settlement date | Shares short | Change | Avg. daily volume | Days to cover |
|---|---|---|---|---|
| Oct 30, 2026 | 3,712,193 | -2.2% | 408,384 | 9.1 |
| Oct 15, 2026 | 3,793,955 | +0.5% | 291,923 | 13.0 |
| Sep 30, 2026 | 3,775,263 | -4.4% | 429,781 | 8.8 |
| Sep 15, 2026 | 3,949,648 | +1.3% | 424,959 | 9.3 |
| Aug 31, 2026 | 3,900,755 | -1.6% | 368,177 | 10.6 |
| Aug 14, 2026 | 3,965,127 | -4.0% | 550,224 | 7.2 |
| Jul 31, 2026 | 4,129,838 | -1.4% | 434,677 | 9.5 |
| Jul 15, 2026 | 4,188,319 | -2.9% | 370,918 | 11.3 |
| Jun 30, 2026 | 4,313,366 | -9.4% | 1,194,046 | 3.6 |
| Jun 15, 2026 | 4,759,219 | +0.3% | 513,043 | 9.3 |
| May 29, 2026 | 4,743,024 | +2.2% | 460,070 | 10.3 |
| May 15, 2026 | 4,640,065 | -8.2% | 804,618 | 5.8 |
Ratios use trailing-twelve-month results and the latest balance sheet. How we calculate.
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