Rhinebeck Bancorp, Inc. (RBKB) stock
RBKBNasdaqSavings Institutions, Not Federally CharteredFiscal year ends December 31
Financials through Q3 FY2026, quarter ended Sep 30, 2026Last filing: 10-Q on Nov 12, 2026Score 10/300% below fair value
$13.05−0.03 (-0.23%)
Close on Nov 13, 2026Market cap $204.05MP/E 15.2Yield –
Rhinebeck Bancorp statistics
84 measures from SEC filings and the closing price. Hover a name for the formula; the last column is the median of companies in the same industry group.
Important dates
- Next earnings
- Jan 28, 2027 (estimated, after the close)
- Last ex-dividend date
- No dividends
- Fundamentals through
- Sep 30, 2026
- Share price as of
- Nov 13, 2026
Valuation ratiosIndustry
- P/TBV Ratio
- 0.93
- 1.52
- P/OCF Ratio
- 14.10
- 9.82
Enterprise valuationIndustry
- EV / Sales
- 0.89
- 2.95
- EV / FCF
- 0.22
- 8.49
Share statisticsIndustry
- Shares Change (YoY)
- -0.15%
- 0.33%
- Shares Change (QoQ)
- 39.8%
- 0.00%
- Float
- 15M
- 17M
- Shares Held by Insiders
- 3.45%
- 6.05%
- Shares Held by Institutions
- 14.2%
- 61.3%
Short sellingIndustry
- Short Interest
- 351,826
- –
- Short Interest Change
- -0.37%
- -4.13%
- Short % of Float
- 2.33%
- 3.58%
- Short % of Shares Outstanding
- 2.25%
- 3.18%
- Days to Cover
- 4.91
- 4.85
Stock price statisticsIndustry
- 52-Week High
- $17.99
- –
- 52-Week Low
- $9.51
- –
- 20-Day Moving Average
- $12.98
- –
- 50-Day Moving Average
- $12.94
- –
- 200-Day Moving Average
- $14.58
- –
- Average True Range (14)
- $0.20
- –
- Price Change (1 Week)
- -1.44%
- 0.69%
- Price Change (1 Month)
- 1.56%
- 3.79%
- Price Change (3 Months)
- 2.92%
- -2.72%
- Price Change (6 Months)
- -18.6%
- 12.2%
- Price Change (YTD)
- 8.57%
- 19.9%
- Price Change (1 Year)
- 34.5%
- 25.7%
- Price Change (3 Years)
- 101.4%
- 65.1%
- Price Change (5 Years)
- 20.5%
- 26.9%
- Average Volume (10 Days)
- 95,500
- –
- Average Volume (20 Days)
- 87,469
- –
- Average Volume (90 Days)
- 130,648
- –
- Relative Volume
- 0.37
- 0.68
- Relative Strength Index (14)
- 52.1
- 53.1
- Volatility (1 Year)
- 47.0%
- 24.4%
- Beta (5 Years)
- 0.12
- 0.63
MarginsIndustry
- Pretax Margin
- 432.3%
- 37.0%
- FCF Margin
- 414.8%
- 33.9%
Returns on capitalIndustry
- Return on Equity (ROE)
- 5.83%
- 10.7%
- Return on Assets (ROA)
- 0.73%
- 1.16%
GrowthIndustry
- Revenue Growth (YoY)
- 1.71%
- 11.7%
- Net Income Growth (YoY)
- 104.2%
- 22.6%
- EPS Growth (YoY)
- 120.5%
- 21.6%
- FCF Growth (YoY)
- 7.96%
- 27.2%
- Revenue Growth (3Y CAGR)
- 1.79%
- 5.82%
- Revenue Growth (5Y CAGR)
- 5.57%
- 6.17%
- EPS Growth (3Y CAGR)
- 12.9%
- 1.31%
- EPS Growth (5Y CAGR)
- 10.8%
- 8.24%
EfficiencyIndustry
- Asset Turnover
- 0.00
- 0.04
- Revenue Per Employee
- $19.25K
- $358.92K
- Profits Per Employee
- $65.32K
- $110.51K
- Employee Count
- 158
- 492
- WACC
- 7.60%
- 8.13%
Income statement (TTM)Industry
- Pretax Income
- $13.15M
- $74.07M
Balance sheetIndustry
- Net Cash (Debt)
- $201.33M
- $165.09M
- Net Cash Per Share
- $12.88
- $8.07
- Equity (Book Value)
- $220.84M
- $570.13M
- Book Value Per Share
- $14.12
- $28.12
- Tangible Book Value
- $218.52M
- $478.27M
Cash flow (TTM)Industry
- Capital Expenditures
- -$1.86M
- -$4.24M
- FCF Per Share
- $0.81
- $3.37
Dividends and yieldsIndustry
- Earnings Yield
- 5.06%
- 8.29%
- FCF Yield
- 6.18%
- 9.18%
Taxes and interestIndustry
- Income Tax
- $2.83M
- $16.14M
- Effective Tax Rate
- 21.5%
- 21.1%
Scores and fair valueIndustry
- Graham Number
- $16.53
- $45.07
- Graham Upside
- 26.7%
- 18.8%
- Altman Z-Score
- 0.20
- 0.22
- Piotroski F-Score
- 6
- 6
- Lynch Fair Value
- $9.32
- –
- Lynch Upside
- -28.6%
- -0.43%
Total return vs. the S&P 500
Price change plus reinvested dividends, to the close on Nov 13, 2026. The S&P 500 is measured by the SPY fund.
| Period | RBKB | S&P 500 | Difference | RBKB per year | S&P 500 per year |
|---|---|---|---|---|---|
| 1 month | +1.4% | -3.0% | +4.4 pts | ||
| 3 months | +2.5% | -2.8% | +5.3 pts | ||
| Year to date | +51.7% | +11.5% | +40.2 pts | ||
| 1 year | +86.2% | +13.5% | +72.8 pts | ||
| 3 years | +181.3% | +77.7% | +103.6 pts | +41.2% | +21.1% |
| 5 years | +68.3% | +72.6% | −4.3 pts | +11.0% | +11.5% |
Short interest
Shares sold short and not yet covered, reported by brokers to FINRA twice a month. Latest settlement date Oct 30, 2026.
0M RBKB shares were sold short on Oct 30, 2026, down 0.4% from the previous report, or 2.33% of the shares available to trade. At recent volumes it would take 4.9 days to buy them back. Over the last 20 sessions, 45.2% of the volume reported to FINRA was short selling.
| Settlement date | Shares short | Change | Avg. daily volume | Days to cover |
|---|---|---|---|---|
| Oct 30, 2026 | 351,826 | -0.4% | 71,718 | 4.9 |
| Oct 15, 2026 | 353,126 | -2.6% | 64,638 | 5.5 |
| Sep 30, 2026 | 362,710 | +30.1% | 198,252 | 1.8 |
| Sep 15, 2026 | 278,782 | -8.0% | 106,954 | 2.6 |
| Aug 31, 2026 | 303,186 | +34.4% | 100,713 | 3.0 |
| Aug 14, 2026 | 225,624 | +15.4% | 143,282 | 1.6 |
| Jul 31, 2026 | 195,498 | -0.1% | 252,941 | 1.0 |
| Jul 15, 2026 | 195,624 | +7.6% | 16,128 | 12.1 |
| Jun 30, 2026 | 181,739 | +109.4% | 73,220 | 2.5 |
| Jun 15, 2026 | 86,780 | +12.0% | 13,815 | 6.3 |
| May 29, 2026 | 77,470 | +2.7% | 12,416 | 6.2 |
| May 15, 2026 | 75,402 | +3.0% | 14,331 | 5.3 |
Ratios use trailing-twelve-month results and the latest balance sheet. How we calculate.
See a number that looks wrong?