StockData

PFS Bancorp, Inc. (PFSB) stock

PFSBOTCSavings Institutions, Not Federally CharteredFiscal year ends December 31
Financials through Q3 FY2026, quarter ended Sep 30, 2026Last filing: 10-Q on Nov 5, 2026Score 6/30
$22.00−0.01 (-0.05%)

Close on Oct 19, 2026Market cap $34.53MP/E 19.8Yield –

PFS Bancorp, Inc. grew revenue 8.5% to $6.99M over the twelve months to Sep 30, 2026. Free cash flow was $2.12M, up 84.4% from a year earlier. At the latest close the market valued the company at $34.53M, 19.8 times its earnings.

Revenue
$6.99M
+8.5% vs. a year earlier
Free cash flow
$2.12M
+84.4% vs. a year earlier
EPS, diluted
$1.11
TTM Q3 2026

Key statistics

Valuation at the latest close; fundamentals over the trailing twelve months, balances at Sep 30, 2026

Valuation

Market cap
$34.53M
P/E ratio
19.8
Price to sales
4.94
Price to book
0.91
Dividend yield
–
Free cash flow yield
6.13%

Fundamentals

Revenue
$6.99M
Net income
$1.69M
EPS, diluted
$1.11
Free cash flow
$2.12M
Book value per share
$24.23
Diluted shares
2M

Trading

Previous close
$22.01
Open
$22.02
Day's range
$22.00 – $22.02
Volume
462
Average volume (20 days)
2,603

Market cap history

Month-end market cap since 2024, using shares outstanding reported at the time

Total return vs. the S&P 500

Price change plus reinvested dividends, to the close on Oct 19, 2026. The S&P 500 is measured by the SPY fund.

PeriodPFSBS&P 500DifferencePFSB per yearS&P 500 per year
1 month-2.1%+0.6%−2.8 pts
3 months+12.5%+3.4%+9.1 pts
Year to date+41.0%+13.3%+27.7 pts
1 year+72.5%+16.6%+55.9 pts
3 years+147.2%+86.4%+60.8 pts+35.2%+23.1%

Five years at a glance

Fiscal years 2021 to 2025 and trailing twelve months, USD

Revenue

$6.99M+8.5% YoY

Net income

$1.69M+34.9% YoY

EPS, diluted

$1.11

Free cash flow

–
Reported periodTrailing twelve months

Press releases

Releases PFS Bancorp filed with the SEC as exhibits to Form 8-K or 6-K

About PFS Bancorp

Savings Institutions, Not Federally Chartered

PFS Bancorp, Inc. operates as the bank holding company for Peru Federal Savings Bank, providing retail and commercial banking services to individuals and businesses. The institution primarily collects deposits from the public and originates one- to four-family residential mortgage loans. In addition, it offers commercial real estate loans, commercial loans, multi-family mortgages, construction and land development financing, home equity lines of credit, and consumer loans. Its banking services also include digital solutions such as mobile banking, online banking, bill pay, and electronic funds transfers.

Company profile, executives and history

PFS Bancorp stock: common questions

What is PFS Bancorp's stock price?

PFSB closed at $22.00 on Oct 19, 2026, down 0.05% on the day.

What is PFS Bancorp's market cap?

PFS Bancorp was worth $34.53M at the close on Oct 19, 2026: the share price times the diluted shares outstanding.

What is PFSB's P/E ratio?

PFSB trades at 19.8 times earnings, based on diluted earnings per share of $1.11 over the twelve months to Sep 30, 2026.

How much revenue does PFS Bancorp make?

PFS Bancorp reported revenue of $6.99M for the twelve months to Sep 30, 2026, up 8.5% from a year earlier.

Does PFS Bancorp pay a dividend?

No. PFS Bancorp has not paid a cash dividend over the last twelve months.

How has PFSB stock performed over the past year?

Including dividends, PFSB returned +72.5% over the past year, against +16.6% for the S&P 500.

Who are PFS Bancorp's competitors?

Companies most similar to PFS Bancorp by business, industry and size include EWSB, GOVB, MSBB, VWFB, SBMW.

See a number that looks wrong?