Palomar Holdings, Inc. (PLMR) stock
PLMRNasdaqFire, Marine & Casualty InsuranceFiscal year ends December 31
Financials through Q3 FY2026, quarter ended Sep 30, 2026Last filing: 10-Q on Nov 6, 2026Score 11/3029% above fair value
$159.20+0.89 (+0.56%)
Close on Nov 13, 2026Market cap $4.19BP/E 19.9Yield –
Palomar statistics
87 measures from SEC filings and the closing price. Hover a name for the formula; the last column is the median of companies in the same industry group.
Important dates
- Next earnings
- Feb 10, 2027 (estimated, during market hours)
- Last ex-dividend date
- Nov 17, 2026
- Fundamentals through
- Sep 30, 2026
- Share price as of
- Nov 13, 2026
Valuation ratiosIndustry
- P/TBV Ratio
- 4.66
- 1.74
- P/OCF Ratio
- 9.27
- 7.15
Enterprise valuationIndustry
- EV / Sales
- 3.35
- 0.97
- EV / FCF
- 9.15
- 7.00
Share statisticsIndustry
- Shares Change (YoY)
- -0.92%
- -1.32%
- Shares Change (QoQ)
- 0.39%
- -0.09%
- Float
- 26M
- 57M
- Shares Held by Insiders
- 2.64%
- 3.33%
- Shares Held by Institutions
- 92.6%
- 84.6%
Short sellingIndustry
- Short Interest
- 612,461
- –
- Short Interest Change
- -14.3%
- -2.56%
- Short % of Float
- 2.39%
- 3.81%
- Short % of Shares Outstanding
- 2.33%
- 3.02%
- Days to Cover
- 2.47
- 4.05
Stock price statisticsIndustry
- 52-Week High
- $162.08
- –
- 52-Week Low
- $100.81
- –
- 20-Day Moving Average
- $146.51
- –
- 50-Day Moving Average
- $137.60
- –
- 200-Day Moving Average
- $127.67
- –
- Average True Range (14)
- $5.19
- –
- Price Change (1 Week)
- 2.24%
- 2.21%
- Price Change (1 Month)
- 15.7%
- 4.21%
- Price Change (3 Months)
- 28.5%
- 2.03%
- Price Change (6 Months)
- 43.7%
- 11.0%
- Price Change (YTD)
- 18.1%
- 8.86%
- Price Change (1 Year)
- 20.2%
- 10.7%
- Price Change (3 Years)
- 164.3%
- 42.9%
- Price Change (5 Years)
- 71.4%
- 42.3%
- Average Volume (10 Days)
- 401,680
- –
- Average Volume (20 Days)
- 326,955
- –
- Average Volume (90 Days)
- 259,479
- –
- Relative Volume
- 0.56
- 0.73
- Relative Strength Index (14)
- 70.5
- 56.3
- Volatility (1 Year)
- 35.5%
- 28.3%
- Beta (5 Years)
- 0.67
- 0.60
MarginsIndustry
- Pretax Margin
- 22.8%
- 13.5%
- FCF Margin
- 36.6%
- 18.5%
Returns on capitalIndustry
- Return on Equity (ROE)
- 23.3%
- 13.9%
- Return on Assets (ROA)
- 6.10%
- 2.97%
GrowthIndustry
- Revenue Growth (YoY)
- 58.4%
- 6.46%
- Net Income Growth (YoY)
- 23.4%
- 11.9%
- EPS Growth (YoY)
- 24.7%
- 12.7%
- FCF Growth (YoY)
- 24.0%
- 9.52%
- Revenue Growth (3Y CAGR)
- 38.9%
- 9.53%
- Revenue Growth (5Y CAGR)
- 39.1%
- 8.29%
- EPS Growth (3Y CAGR)
- 52.5%
- 15.9%
- EPS Growth (5Y CAGR)
- 97.3%
- 15.2%
EfficiencyIndustry
- Asset Turnover
- 0.35
- 0.27
- Revenue Per Employee
- $2.81M
- $1.80M
- Profits Per Employee
- $494.39K
- $182.48K
- Employee Count
- 439
- 1,341
- WACC
- 8.45%
- 8.10%
Income statement (TTM)Industry
- Pretax Income
- $280.65M
- $617.47M
Balance sheetIndustry
- Net Cash (Debt)
- $55.63M
- $331.32M
- Net Cash Per Share
- $2.11
- $5.43
- Equity (Book Value)
- $984.97M
- $3.44B
- Book Value Per Share
- $37.43
- $37.80
- Tangible Book Value
- $899.45M
- $2.32B
Cash flow (TTM)Industry
- Capital Expenditures
- -$508.00K
- -$9.40M
- FCF Per Share
- $17.16
- $8.18
Dividends and yieldsIndustry
- Earnings Yield
- 5.18%
- 8.85%
- FCF Yield
- 10.8%
- 12.2%
- Buyback Yield
- 1.74%
- 3.22%
- Shareholder Yield
- 1.74%
- 4.26%
Taxes and interestIndustry
- Interest Expense
- $13.33M
- $77.46M
- Income Tax
- $63.62M
- $107.00M
- Effective Tax Rate
- 22.7%
- 20.0%
Scores and fair valueIndustry
- Graham Number
- $81.97
- $76.72
- Graham Upside
- -48.5%
- 11.3%
- Altman Z-Score
- 1.25
- 0.94
- Piotroski F-Score
- 6
- 5
- Lynch Fair Value
- $199.50
- –
- Lynch Upside
- 25.3%
- 74.7%
Total return vs. the S&P 500
Price change plus reinvested dividends, to the close on Nov 13, 2026. The S&P 500 is measured by the SPY fund.
| Period | PLMR | S&P 500 | Difference | PLMR per year | S&P 500 per year |
|---|---|---|---|---|---|
| 1 month | +19.3% | -3.0% | +22.4 pts | ||
| 3 months | +24.6% | -2.8% | +27.4 pts | ||
| Year to date | +18.5% | +11.5% | +7.1 pts | ||
| 1 year | +22.8% | +13.5% | +9.4 pts | ||
| 3 years | +163.3% | +77.7% | +85.6 pts | +38.1% | +21.1% |
| 5 years | +72.0% | +72.6% | −0.6 pts | +11.5% | +11.5% |
Short interest
Shares sold short and not yet covered, reported by brokers to FINRA twice a month. Latest settlement date Oct 30, 2026.
1M PLMR shares were sold short on Oct 30, 2026, down 14.3% from the previous report, or 2.39% of the shares available to trade. At recent volumes it would take 2.5 days to buy them back. Over the last 20 sessions, 45.5% of the volume reported to FINRA was short selling.
| Settlement date | Shares short | Change | Avg. daily volume | Days to cover |
|---|---|---|---|---|
| Oct 30, 2026 | 612,461 | -14.3% | 248,002 | 2.5 |
| Oct 15, 2026 | 714,495 | -5.5% | 226,061 | 3.2 |
| Sep 30, 2026 | 755,964 | -18.9% | 264,614 | 2.9 |
| Sep 15, 2026 | 932,649 | +6.8% | 183,731 | 5.1 |
| Aug 31, 2026 | 873,572 | +12.2% | 178,936 | 4.9 |
| Aug 14, 2026 | 778,801 | -9.9% | 266,439 | 2.9 |
| Jul 31, 2026 | 864,571 | -24.0% | 254,604 | 3.4 |
| Jul 15, 2026 | 1,137,277 | +20.3% | 362,482 | 3.1 |
| Jun 30, 2026 | 945,335 | -4.8% | 353,201 | 2.7 |
| Jun 15, 2026 | 993,216 | +17.3% | 226,118 | 4.4 |
| May 29, 2026 | 847,015 | +13.3% | 270,376 | 3.1 |
| May 15, 2026 | 747,751 | +10.6% | 339,350 | 2.2 |
Ratios use trailing-twelve-month results and the latest balance sheet. How we calculate.
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