PLMRNasdaqFire, Marine & Casualty InsuranceFiscal year ends December 31
Palomar Holdings, Inc.
Financials through Q2 FY2026, quarter ended Jun 30, 2026Last filing: 10-Q on Aug 5, 2026
$137.83−1.76 (-1.26%)
Close on Oct 19, 2026
- Market cap
- $3.73B
- P/E (TTM)
- 18.6
- Dividend yield
- –
Palomar statistics
Financials through Jun 30, 2026, price as of Oct 19, 2026, median of Fire, Marine & Casualty Insurance companies for comparison
Valuation
| Measure | Palomar | Industry median |
|---|---|---|
| Market Cap | $3.63B | $3.25B |
| Enterprise Value | $3.56B | $2.52B |
| PE Ratio | 18.55 | 10.32 |
| PS Ratio | 3.32 | 1.08 |
| PB Ratio | 3.70 | 1.48 |
| P/TBV Ratio | 4.16 | 1.56 |
| P/FCF Ratio | 8.75 | 7.95 |
| P/OCF Ratio | 8.74 | 7.31 |
Enterprise value
| Measure | Palomar | Industry median |
|---|---|---|
| EV / Sales | 3.27 | 0.93 |
| EV / FCF | 8.59 | 7.33 |
Income (trailing twelve months)
| Measure | Palomar | Industry median |
|---|---|---|
| Revenue | $1.09B | $4.57B |
| Pretax Income | $263.06M | $589.53M |
| Net Income | $203.16M | $470.80M |
| EPS (Diluted) | $7.43 | $4.71 |
Margins
| Measure | Palomar | Industry median |
|---|---|---|
| Pretax Margin | 24.1% | 13.7% |
| Profit Margin | 18.6% | 10.7% |
| FCF Margin | 38.0% | 17.5% |
Returns
| Measure | Palomar | Industry median |
|---|---|---|
| Return on Equity (ROE) | 22.2% | 13.9% |
| Return on Assets (ROA) | 5.98% | 3.31% |
Growth
| Measure | Palomar | Industry median |
|---|---|---|
| Revenue Growth (YoY) | 60.0% | 8.06% |
| Net Income Growth (YoY) | 31.1% | 25.1% |
| EPS Growth (YoY) | 30.8% | 27.7% |
| FCF Growth (YoY) | 8.96% | 7.71% |
| Revenue Growth (3Y CAGR) | 38.9% | 9.53% |
| Revenue Growth (5Y CAGR) | 39.1% | 8.29% |
| EPS Growth (3Y CAGR) | 52.5% | 15.9% |
| EPS Growth (5Y CAGR) | 97.3% | 15.2% |
Balance sheet
| Measure | Palomar | Industry median |
|---|---|---|
| Cash & Short-Term Investments | $62.69M | $482.49M |
| Net Cash (Debt) | $62.69M | $300.85M |
| Net Cash Per Share | $2.38 | $5.27 |
| Equity (Book Value) | $980.94M | $3.63B |
| Book Value Per Share | $37.27 | $41.34 |
| Tangible Book Value | $870.99M | $2.59B |
Cash flow (trailing twelve months)
| Measure | Palomar | Industry median |
|---|---|---|
| Operating Cash Flow | $415.26M | $631.50M |
| Capital Expenditures | -$489.00K | -$11.90M |
| Free Cash Flow | $414.77M | $661.55M |
| FCF Per Share | $15.76 | $8.91 |
Efficiency
| Measure | Palomar | Industry median |
|---|---|---|
| Asset Turnover | 0.32 | 0.27 |
| Revenue Per Employee | $2.49M | $1.73M |
| Profits Per Employee | $462.78K | $208.67K |
| Employee Count | 439 | 1,341 |
Dividends and yields
| Measure | Palomar | Industry median |
|---|---|---|
| Earnings Yield | 5.60% | 9.51% |
| FCF Yield | 11.4% | 12.5% |
| Buyback Yield | 2.80% | 2.89% |
| Shareholder Yield | 2.80% | 4.63% |
Shares
| Measure | Palomar | Industry median |
|---|---|---|
| Shares Outstanding | 26,317,700 | 65,596,200 |
| Shares Change (YoY) | 0.38% | -1.19% |
| Shares Change (QoQ) | -1.23% | -0.31% |
| Float | 25,617,500 | 56,719,400 |
| Shares Held by Insiders | 2.66% | 3.34% |
| Shares Held by Institutions | 92.6% | 85.3% |
Taxes
| Measure | Palomar | Industry median |
|---|---|---|
| Income Tax | $59.90M | $105.00M |
| Effective Tax Rate | 22.8% | 19.8% |
Scores
| Measure | Palomar | Industry median |
|---|---|---|
| Graham Number | $78.94 | $76.86 |
| Graham Upside | -42.7% | 20.9% |
| Altman Z-Score | 1.17 | 0.87 |
| Piotroski F-Score | 6 | 5 |
Calculated by StockData from Palomar's SEC filings and the latest closing price. Hover a measure to see its formula. The grey column is the median of companies in the same industry group (two-digit SIC code); green or red marks a better or worse value than that median.