StockData

PFS Bancorp, Inc. (PFSB) stock

PFSBOTCSavings Institutions, Not Federally CharteredFiscal year ends December 31
Financials through Q3 FY2026, quarter ended Sep 30, 2026Last filing: 10-Q on Nov 5, 2026Score 7/30
$22.00−0.01 (-0.05%)

Close on Oct 19, 2026Market cap $34.53MP/E 19.8Yield –

PFS Bancorp statistics

31 measures from SEC filings and the closing price. Hover a name for the formula; the last column is the median of companies in the same industry group.

Important dates

Next earnings
–
Last ex-dividend date
No dividends
Fundamentals through
Sep 30, 2026
Share price as of
–

Share statisticsIndustry

Shares Change (YoY)
-1.30%
0.33%
Shares Change (QoQ)
-0.99%
0.00%
Float
1M
17M
Shares Held by Insiders
9.76%
6.05%

MarginsIndustry

Pretax Margin
29.8%
37.0%
Profit Margin
24.1%
29.6%

Returns on capitalIndustry

Return on Equity (ROE)
4.43%
10.7%
Return on Assets (ROA)
0.83%
1.16%

GrowthIndustry

Revenue Growth (YoY)
8.47%
11.7%
Net Income Growth (YoY)
34.9%
22.6%
Revenue Growth (3Y CAGR)
12.0%
5.82%

EfficiencyIndustry

Asset Turnover
0.03
0.04
Revenue Per Employee
$291.42K
$358.92K
Profits Per Employee
$70.38K
$110.51K
Employee Count
24
492

Income statement (TTM)Industry

Revenue
$6.99M
$183.72M
Pretax Income
$2.09M
$74.07M
Net Income
$1.69M
$57.59M
EPS (Diluted)
$1.11
$2.99

Balance sheetIndustry

Net Cash (Debt)
$16.76M
$165.09M
Net Cash Per Share
$10.84
$8.07
Equity (Book Value)
$38.03M
$570.13M
Book Value Per Share
$24.60
$28.12
Tangible Book Value
$38.03M
$478.27M

Cash flow (TTM)Industry

Operating Cash Flow
$1.98M
$66.48M

Taxes and interestIndustry

Income Tax
$397.00K
$16.14M
Effective Tax Rate
19.0%
21.1%

Scores and fair valueIndustry

Graham Number
$24.78
$45.07
Piotroski F-Score
7
6

Total return vs. the S&P 500

Price change plus reinvested dividends, to the close on Oct 19, 2026. The S&P 500 is measured by the SPY fund.

PeriodPFSBS&P 500DifferencePFSB per yearS&P 500 per year
1 month-2.1%+0.6%−2.8 pts
3 months+12.5%+3.4%+9.1 pts
Year to date+41.0%+13.3%+27.7 pts
1 year+72.5%+16.6%+55.9 pts
3 years+147.2%+86.4%+60.8 pts+35.2%+23.1%

Short interest

Shares sold short and not yet covered, reported by brokers to FINRA twice a month. Latest settlement date Oct 30, 2026.

0M PFSB shares were sold short on Oct 30, 2026, up 0.0% from the previous report. At recent volumes it would take 1.0 days to buy them back.

Settlement dateShares shortChangeAvg. daily volumeDays to cover
Oct 30, 2026440.0%2,7561.0
Oct 15, 202644-86.3%2,1351.0
Sep 30, 2026321-67.3%5,8541.0
Sep 15, 2026983-27.6%5,5691.0
Aug 31, 20261,357+131.6%2,1901.0
Aug 14, 2026586+312.7%1,6771.0
Jul 31, 2026142-61.9%1,8901.0
Jul 15, 2026373+677.1%6,7641.0
Jun 30, 202648-79.4%3,2231.0
Jun 15, 2026233-30.4%4,2751.0
May 29, 2026335+4087.5%1,7591.0
May 15, 20268-99.5%2,8291.0

Ratios use trailing-twelve-month results and the latest balance sheet. How we calculate.

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