OneMain Holdings, Inc. (OMF) stock
OMFNYSEPersonal Credit InstitutionsFiscal year ends December 31
Financials through Q3 FY2026, quarter ended Sep 30, 2026Last filing: 10-Q on Oct 30, 2026Score 15/300% below fair value
$54.38−0.98 (-1.77%)
Close on Nov 12, 2026Market cap $6.22BP/E 8.3Yield 7.67%
OneMain statistics
82 measures from SEC filings and the closing price. Hover a name for the formula; the last column is the median of companies in the same industry group.
Important dates
- Next earnings
- Feb 4, 2027 (estimated, before the open)
- Last ex-dividend date
- Aug 10, 2026
- Fundamentals through
- Sep 30, 2026
- Share price as of
- Nov 12, 2026
Valuation ratiosIndustry
- P/TBV Ratio
- 3.80
- 1.16
- P/OCF Ratio
- 1.94
- 5.94
Enterprise valuationIndustry
- EV / Sales
- 1.02
- 2.54
Share statisticsIndustry
- Shares Change (YoY)
- -2.49%
- 13.6%
- Shares Change (QoQ)
- -0.44%
- 0.11%
- Float
- 114M
- 39M
- Shares Held by Insiders
- 0.56%
- 18.5%
- Shares Held by Institutions
- 94.6%
- 27.7%
Short sellingIndustry
- Short Interest
- 4M
- –
- Short Interest Change
- -2.45%
- -0.08%
- Short % of Float
- 3.52%
- 6.67%
- Short % of Shares Outstanding
- 3.50%
- 5.45%
- Days to Cover
- 4.31
- 3.79
Stock price statisticsIndustry
- 52-Week High
- $71.93
- –
- 52-Week Low
- $45.78
- –
- 20-Day Moving Average
- $56.48
- –
- 50-Day Moving Average
- $57.81
- –
- 200-Day Moving Average
- $57.97
- –
- Average True Range (14)
- $1.50
- –
- Price Change (1 Week)
- -4.31%
- -3.65%
- Price Change (1 Month)
- -0.48%
- -13.5%
- Price Change (3 Months)
- -17.2%
- -16.0%
- Price Change (6 Months)
- 0.80%
- -31.3%
- Price Change (YTD)
- -19.5%
- -35.5%
- Price Change (1 Year)
- -9.08%
- -49.9%
- Price Change (3 Years)
- 46.5%
- -32.3%
- Price Change (5 Years)
- 1.27%
- -81.5%
- Price Change (10 Years)
- 180.3%
- -60.2%
- Average Volume (10 Days)
- 1M
- –
- Average Volume (20 Days)
- 948,614
- –
- Average Volume (90 Days)
- 952,054
- –
- Relative Volume
- 0.92
- 0.71
- Relative Strength Index (14)
- 38.6
- 40.0
- Volatility (1 Year)
- 28.6%
- 94.5%
- Beta (5 Years)
- 1.28
- 1.24
MarginsIndustry
- Pretax Margin
- 18.7%
- -6.87%
Returns on capitalIndustry
- Return on Equity (ROE)
- 22.7%
- -21.1%
- Return on Assets (ROA)
- 2.75%
- -8.40%
GrowthIndustry
- Revenue Growth (YoY)
- 8.78%
- 15.4%
- Net Income Growth (YoY)
- 8.79%
- -22.9%
- EPS Growth (YoY)
- 11.4%
- 2.80%
- Revenue Growth (3Y CAGR)
- 5.53%
- 5.94%
- Revenue Growth (5Y CAGR)
- 4.86%
- 10.7%
- EPS Growth (3Y CAGR)
- -2.19%
- 5.11%
- EPS Growth (5Y CAGR)
- 3.93%
- 8.99%
EfficiencyIndustry
- Asset Turnover
- 0.19
- 0.16
- Revenue Per Employee
- $559.68K
- $675.54K
- Profits Per Employee
- $82.47K
- -$170.28K
- Employee Count
- 9,300
- 47
- WACC
- 11.3%
- 10.9%
Income statement (TTM)Industry
- Pretax Income
- $974.00M
- -$2.80M
Balance sheetIndustry
- Net Cash (Debt)
- $936.00M
- $7.28M
- Net Cash Per Share
- $8.18
- $0.18
- Equity (Book Value)
- $3.39B
- $224.68M
- Book Value Per Share
- $29.63
- $4.04
- Tangible Book Value
- $1.64B
- $156.69M
Cash flow (TTM)Industry
Dividends and yieldsIndustry
- Earnings Yield
- 12.3%
- -12.4%
- Dividend Yield
- 7.67%
- 1.98%
- Buyback Yield
- 3.92%
- 0.51%
- Shareholder Yield
- 11.6%
- 0.54%
- Dividend Per Share
- $4.17
- $1.06
- Dividend Growth (YoY)
- 1.21%
- 5.11%
- Years of Dividend Growth
- 3
- 0
- Payout Ratio
- 64.4%
- 20.9%
Taxes and interestIndustry
- Income Tax
- $207.00M
- $213.00K
- Effective Tax Rate
- 21.3%
- 21.2%
Scores and fair valueIndustry
- Graham Number
- $66.18
- $27.68
- Graham Upside
- 21.7%
- 21.7%
- Altman Z-Score
- 0.46
- 0.34
- Piotroski F-Score
- 7
- 4
Total return vs. the S&P 500
Price change plus reinvested dividends, to the close on Nov 12, 2026. The S&P 500 is measured by the SPY fund.
| Period | OMF | S&P 500 | Difference | OMF per year | S&P 500 per year |
|---|---|---|---|---|---|
| 1 month | -2.8% | -2.7% | −0.1 pts | ||
| 3 months | -15.9% | -1.7% | −14.1 pts | ||
| Year to date | -15.0% | +11.9% | −26.9 pts | ||
| 1 year | -5.1% | +12.0% | −17.0 pts | ||
| 3 years | +80.1% | +78.2% | +2.0 pts | +21.7% | +21.2% |
| 5 years | +51.2% | +73.2% | −22.0 pts | +8.6% | +11.6% |
| 10 years | +536.1% | +309.6% | +226.5 pts | +20.3% | +15.1% |
Short interest
Shares sold short and not yet covered, reported by brokers to FINRA twice a month. Latest settlement date Oct 30, 2026.
4M OMF shares were sold short on Oct 30, 2026, down 2.4% from the previous report, or 3.52% of the shares available to trade. At recent volumes it would take 4.3 days to buy them back. Over the last 20 sessions, 56.2% of the volume reported to FINRA was short selling.
| Settlement date | Shares short | Change | Avg. daily volume | Days to cover |
|---|---|---|---|---|
| Oct 30, 2026 | 4,004,477 | -2.4% | 928,483 | 4.3 |
| Oct 15, 2026 | 4,104,846 | +3.4% | 887,739 | 4.6 |
| Sep 30, 2026 | 3,970,999 | -0.8% | 1,016,399 | 3.9 |
| Sep 15, 2026 | 4,004,055 | +2.1% | 874,376 | 4.6 |
| Aug 31, 2026 | 3,920,827 | -16.6% | 834,919 | 4.7 |
| Aug 14, 2026 | 4,699,375 | -10.5% | 936,246 | 5.0 |
| Jul 31, 2026 | 5,249,930 | -10.8% | 1,058,205 | 5.0 |
| Jul 15, 2026 | 5,885,445 | +1.2% | 1,126,606 | 5.2 |
| Jun 30, 2026 | 5,814,447 | +15.1% | 1,260,208 | 4.6 |
| Jun 15, 2026 | 5,052,379 | +12.3% | 955,017 | 5.3 |
| May 29, 2026 | 4,500,910 | +5.1% | 1,136,990 | 4.0 |
| May 15, 2026 | 4,281,949 | +13.8% | 1,310,860 | 3.3 |
Ratios use trailing-twelve-month results and the latest balance sheet. How we calculate.
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