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OneMain Holdings, Inc. (OMF) company profile

OMFNYSEPersonal Credit InstitutionsFiscal year ends December 31
Financials through Q3 FY2026, quarter ended Sep 30, 2026Last filing: 10-Q on Oct 30, 2026Score 15/300% below fair value
$55.35+0.97 (+1.78%)

Close on Nov 13, 2026Market cap $6.34BP/E 8.4Yield 7.53%

About OneMain

Personal Credit Institutions, SIC 6141

OneMain Holdings, Inc. is a financial services holding company that originates, underwrites, and services credit products for nonprime consumers. Operating solely through its Consumer and Insurance segment, the company provides fixed-rate personal loans, auto retail installment contracts through dealership networks, and BrightWay credit cards. It also offers credit-related insurance, including life, disability, and unemployment coverage, along with collateral protection insurance and a financial wellness service.

The company serves customers across 48 U.S. states through more than 1,300 branch locations, digital platforms, and centralized facilities in Minnesota, Arizona, Kentucky, Indiana, South Carolina, Texas, and Utah. Additionally, its insurance subsidiaries are licensed across all 50 states, the District of Columbia, and Canada. The provided text references corporate headquarters but does not state its specific location.

Summary of the business section of OneMain's latest annual report, written by StockData.

Company profile

Company

Legal name
OneMain Holdings, Inc.
Founded
1912
Headquarters
Evansville, IN
Address
601 N.W. Second Street 47708
Phone
(812) 424-8031
Employees
9,300, Dec 31, 2025
Industry
Personal Credit Institutions
Incorporated in
Delaware
Fiscal year ends
December 31
Auditor
PricewaterhouseCoopers LLP, Dallas, Texas

Stock & identifiers

Ticker
OMF
Exchange
NYSE
IPO date
Oct 17, 2013
Shares outstanding
114M, Oct 20, 2026
Public float
$6.75B, Jun 30, 2025
Filer category
Large accelerated filer
SEC CIK
1584207
CUSIP
68268W103
ISIN
US68268W1036
FIGI
BBG005497GZ3
Share class FIGI
BBG005497H09
LEI
549300E3VEW8SMS5XW09
EIN
46-3348401

Executives and directors

Officers and directors who filed ownership reports (Forms 3, 4, 5) in the last two years

NamePositionShares owned
Douglas H. ShulmanPresident & CEO, Director255,167
Micah R. ConradEVP & COO91,250
Michael A. Hedlundpao, SVP and Group Controller10,627
Jeannette E. OsterhoutEVP & CFO89,598
Richard A. SmithDirector30,812
Andrew D. MacdonaldDirector5,461
Christopher A. HalmyDirector4,810
Phyllis R. CaldwellDirector18,246
Roy A. GuthrieDirector49,155
Philip BronnerDirector16,945
Toos DaruvalaDirector16,171
Keating Valerie SorannoDirector53,269

CEO pay and shareholder return

Pay versus performance table from the proxy statement

Fiscal yearCEO total payCEO pay actually paidOther executives (avg)Value of $100 investedPeer group
FY2025$15.07M$28.36M$4.39M$236$195
FY2024$11.32M$11.40M$2.70M$169$160
FY2023$15.45M$19.41M$4.72M$147$128
FY2022$10.83M$3.75M$3.15M$90$109
FY2021$21.72M$39.61M$8.17M$124$125
FY2020$9.74M$13.19M$3.24M$135$98

“Actually paid” adjusts reported pay for changes in the value of equity awards. Shareholder return assumes $100 invested at the start of the measurement period, as disclosed by the company.

Executive compensation, fiscal 2025

Summary compensation table from the latest proxy statement

ExecutiveSalaryStock awardsIncentive payOtherTotalvs. prior year
Douglas H. Shulman
Chairman and Chief Executive Officer
$1.10M$8.19M$4.55M$1.24M$15.07M+33%
Jeannette E. Osterhout
Executive Vice President and Chief Financial Officer
$648.65K$2.09M$1.36M$391.47K$4.49M+29%
Micah R. Conrad
Executive Vice President and Chief Operating Officer
$648.65K$1.99M$1.30M$347.81K$4.28M+24%

Stock and option awards are grant-date fair values, not realized pay. “Other” includes pension value changes and all other compensation. Source proxy statement.

IPO

From the final prospectus (Form 424B4) and the first day of trading

Offering

Type
Initial public offering
Final prospectus filed
Oct 17, 2013
Offer price
$17.00
Securities offered
21,045,148
Gross proceeds
$357.77M
Exchange
NYSE
First trading day
Oct 16, 2013
First-day close
$19.26+13.3%
Lock-up ends (est.)
Apr 14, 2014

“The initial public offering price is $17.00 per share.”

Lock-up end is estimated as 180 days after the first trading day; the prospectus sets the actual terms.

Employees

Headcount reported in annual reports

“As of December 31, 2025, we had approximately 9,300 employees.”

Corporate history

Events identified from SEC filings

DateEventDetails
Jan 5, 2017Tender offerThird-party tender offer for the company's shares
May 5, 2016Acquisition / saleCompletion of acquisition or disposition of assets (8-K Item 2.01)
Apr 1, 2016Acquisition / saleCompletion of acquisition or disposition of assets (8-K Item 2.01)
Jan 29, 2016Acquisition / saleCompletion of acquisition or disposition of assets (8-K Item 2.01)
Nov 17, 2015Acquisition / saleCompletion of acquisition or disposition of assets (8-K Item 2.01)
Nov 9, 2015Name changeName changed from Springleaf Holdings, Inc. to OneMain Holdings, Inc.
Nov 13, 2014Acquisition / saleCompletion of acquisition or disposition of assets (8-K Item 2.01)
Oct 6, 2014Acquisition / saleCompletion of acquisition or disposition of assets (8-K Item 2.01)
Sep 5, 2014Acquisition / saleCompletion of acquisition or disposition of assets (8-K Item 2.01)
Apr 1, 2014Late filingNotification of late filing
Oct 17, 2013IPOInitial public offering priced (424B4 prospectus)
Oct 11, 2013ListingRegistration of securities on an exchange (Form 8-A)
Oct 7, 2013Name changeName changed from Springleaf Holdings, LLC to Springleaf Holdings, Inc.

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