Bank of N.T. Butterfield & Son Ltd (NTB) stock
NTBNYSECommercial Banks, NECFiscal year ends December 31
$56.67+0.42 (+0.75%)
Close on Nov 13, 2026Market cap $2.26BP/E 10.4Yield 3.32%
Bank of N.T. Butterfield & Son statistics
81 measures from SEC filings and the closing price. Hover a name for the formula; the last column is the median of companies in the same industry group.
Important dates
- Next earnings
- –
- Last ex-dividend date
- Aug 12, 2026
- Fundamentals through
- Dec 31, 2025
- Share price as of
- Nov 13, 2026
Valuation ratiosIndustry
- P/TBV Ratio
- 2.03
- 1.52
- P/OCF Ratio
- 8.10
- 9.82
Enterprise valuationIndustry
- EV / Sales
- 0.91
- 2.95
Share statisticsIndustry
- Float
- 39M
- 17M
- Shares Held by Insiders
- 1.67%
- 6.05%
- Shares Held by Institutions
- 72.4%
- 61.3%
Short sellingIndustry
- Short Interest
- 694,046
- –
- Short Interest Change
- -13.6%
- -4.13%
- Short % of Float
- 1.77%
- 3.58%
- Short % of Shares Outstanding
- 1.74%
- 3.18%
- Days to Cover
- 4.20
- 4.85
Stock price statisticsIndustry
- 52-Week High
- $64.17
- –
- 52-Week Low
- $44.36
- –
- 20-Day Moving Average
- $57.35
- –
- 50-Day Moving Average
- $58.28
- –
- 200-Day Moving Average
- $56.96
- –
- Average True Range (14)
- $1.22
- –
- Price Change (1 Week)
- 3.53%
- 0.69%
- Price Change (1 Month)
- -2.76%
- 3.79%
- Price Change (3 Months)
- -9.99%
- -2.72%
- Price Change (6 Months)
- 3.62%
- 12.2%
- Price Change (YTD)
- 13.7%
- 19.9%
- Price Change (1 Year)
- 23.0%
- 25.7%
- Price Change (3 Years)
- 99.2%
- 65.1%
- Price Change (5 Years)
- 42.3%
- 26.9%
- Price Change (10 Years)
- 98.1%
- 66.8%
- Average Volume (10 Days)
- 223,536
- –
- Average Volume (20 Days)
- 196,006
- –
- Average Volume (90 Days)
- 170,521
- –
- Relative Volume
- 0.89
- 0.68
- Relative Strength Index (14)
- 46.4
- 53.1
- Volatility (1 Year)
- 18.9%
- 24.4%
- Beta (5 Years)
- 0.73
- 0.63
MarginsIndustry
- Pretax Margin
- 39.2%
- 37.0%
Returns on capitalIndustry
- Return on Equity (ROE)
- 21.4%
- 10.7%
- Return on Assets (ROA)
- 1.64%
- 1.16%
GrowthIndustry
- Revenue Growth (YoY)
- 4.63%
- 11.7%
- Net Income Growth (YoY)
- 7.22%
- 22.6%
- EPS Growth (YoY)
- 16.1%
- 21.6%
- Revenue Growth (3Y CAGR)
- 3.37%
- 5.82%
- Revenue Growth (5Y CAGR)
- 4.19%
- 6.17%
- EPS Growth (3Y CAGR)
- 8.44%
- 1.31%
- EPS Growth (5Y CAGR)
- 13.5%
- 8.24%
EfficiencyIndustry
- Asset Turnover
- 0.04
- 0.04
- Revenue Per Employee
- $19.57M
- $358.92K
- Profits Per Employee
- $7.48M
- $110.51K
- Employee Count
- 31
- 492
- WACC
- 8.77%
- 8.13%
Income statement (TTM)Industry
- Pretax Income
- $237.97M
- $74.07M
Balance sheetIndustry
- Net Cash (Debt)
- $1.71B
- $165.09M
- Net Cash Per Share
- $42.78
- $8.07
- Equity (Book Value)
- $1.14B
- $570.13M
- Book Value Per Share
- $28.58
- $28.12
- Tangible Book Value
- $1.12B
- $478.27M
Cash flow (TTM)Industry
Dividends and yieldsIndustry
- Earnings Yield
- 10.2%
- 8.29%
- Dividend Yield
- 3.32%
- 2.44%
- Buyback Yield
- 6.48%
- 1.82%
- Shareholder Yield
- 9.80%
- 3.26%
- Dividend Per Share
- $1.88
- $0.92
- Dividend Growth (YoY)
- 6.82%
- 4.26%
- Years of Dividend Growth
- 1
- 2
- Payout Ratio
- 33.5%
- 28.5%
Taxes and interestIndustry
- Income Tax
- $6.02M
- $16.14M
- Effective Tax Rate
- 2.53%
- 21.1%
Scores and fair valueIndustry
- Graham Number
- $59.31
- $45.07
- Graham Upside
- 4.66%
- 18.8%
- Altman Z-Score
- 0.20
- 0.22
- Lynch Fair Value
- $74.02
- –
- Lynch Upside
- 30.6%
- -0.43%
Total return vs. the S&P 500
Price change plus reinvested dividends, to the close on Nov 13, 2026. The S&P 500 is measured by the SPY fund.
| Period | NTB | S&P 500 | Difference | NTB per year | S&P 500 per year |
|---|---|---|---|---|---|
| 1 month | -2.9% | -3.0% | +0.1 pts | ||
| 3 months | -11.2% | -2.8% | −8.4 pts | ||
| Year to date | +16.8% | +11.5% | +5.3 pts | ||
| 1 year | +26.7% | +13.5% | +13.2 pts | ||
| 3 years | +142.3% | +77.7% | +64.6 pts | +34.3% | +21.1% |
| 5 years | +78.7% | +72.6% | +6.0 pts | +12.3% | +11.5% |
| 10 years | +206.2% | +308.2% | −101.9 pts | +11.8% | +15.1% |
Short interest
Shares sold short and not yet covered, reported by brokers to FINRA twice a month. Latest settlement date Oct 30, 2026.
1M NTB shares were sold short on Oct 30, 2026, down 13.6% from the previous report, or 1.77% of the shares available to trade. At recent volumes it would take 4.2 days to buy them back. Over the last 20 sessions, 55.6% of the volume reported to FINRA was short selling.
| Settlement date | Shares short | Change | Avg. daily volume | Days to cover |
|---|---|---|---|---|
| Oct 30, 2026 | 694,046 | -13.6% | 165,307 | 4.2 |
| Oct 15, 2026 | 802,928 | -4.1% | 131,373 | 6.1 |
| Sep 30, 2026 | 837,089 | -5.8% | 172,804 | 4.8 |
| Sep 15, 2026 | 888,181 | +6.0% | 148,535 | 6.0 |
| Aug 31, 2026 | 837,838 | +27.3% | 183,853 | 4.6 |
| Aug 14, 2026 | 658,180 | +4.8% | 192,728 | 3.4 |
| Jul 31, 2026 | 628,132 | -2.8% | 170,088 | 3.7 |
| Jul 15, 2026 | 646,311 | +5.0% | 133,172 | 4.8 |
| Jun 30, 2026 | 615,824 | +2.8% | 295,862 | 2.1 |
| Jun 15, 2026 | 599,190 | +28.2% | 227,860 | 2.6 |
| May 29, 2026 | 467,242 | +29.9% | 196,717 | 2.4 |
| May 15, 2026 | 359,666 | +18.0% | 171,673 | 2.1 |
Ratios use trailing-twelve-month results and the latest balance sheet. How we calculate.
See a number that looks wrong?