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OFG Bancorp (OFG) stock

OFGNYSEState Commercial BanksFiscal year ends December 31
Financials through Q3 FY2026, quarter ended Sep 30, 2026Last filing: 10-Q on Nov 5, 2026Score 14/303% above fair value
$51.34+0.17 (+0.33%)

Close on Nov 12, 2026Market cap $2.17BP/E 9.8Yield 0.58%

OFG Bancorp grew revenue 2.3% to $746.84M over the twelve months to Sep 30, 2026. Free cash flow was $250.39M, up 38.9% from a year earlier. At the latest close the market valued the company at $2.17B, 9.8 times its earnings.

Revenue
$746.84M
+2.3% vs. a year earlier
Free cash flow
$250.39M
+38.9% vs. a year earlier
EPS, diluted
$5.25
+19.3% vs. a year earlier

Key statistics

Valuation at the latest close; fundamentals over the trailing twelve months, balances at Sep 30, 2026

Valuation

Market cap
$2.17B
P/E ratio
9.8
Price to sales
2.91
Price to book
1.62
Dividend yield
0.58%
Free cash flow yield
11.54%

Fundamentals

Revenue
$746.84M
Net income
$225.22M
EPS, diluted
$5.25
Free cash flow
$250.39M
Book value per share
$31.50
Diluted shares
42M

Trading

Next earnings
Jan 21, 2027 (estimated, before the open)
Previous close
$51.17
Open
$51.49
Day's range
$50.86 – $51.51
Volume
201,297
Average volume (20 days)
331,051
Index membership
S&P SmallCap 600, Russell 2000 (since Mar 2022), Russell 3000
Beta (5 years)
0.69
52-week range
$35.71 – $54.47
RSI (14 days)
49.8
Volatility (1 year)
23.1%
Relative volume
0.69×
WACC
8.3%

On 1 of our idea list: Buyback cannibals

Index membership is inferred from the holdings of funds that track each index (SPSM, IJR, IWM, IWV), as reported to the SEC for Jun 30, 2026. Join dates come from quarterly fund reports since 2019, so they are accurate to the quarter.

Market cap history

Month-end market cap since 2011, using shares outstanding reported at the time

Total return vs. the S&P 500

Price change plus reinvested dividends, to the close on Nov 12, 2026. The S&P 500 is measured by the SPY fund.

PeriodOFGS&P 500DifferenceOFG per yearS&P 500 per year
1 month+1.0%-2.7%+3.7 pts
3 months-2.2%-1.7%−0.5 pts
Year to date+28.2%+11.9%+16.3 pts
1 year+28.9%+12.0%+16.9 pts
3 years+76.5%+78.2%−1.7 pts+20.8%+21.2%
5 years+116.8%+73.2%+43.6 pts+16.7%+11.6%
10 years+412.2%+309.6%+102.6 pts+17.7%+15.1%

Fifteen years at a glance

Fiscal years 2011 to 2025 and trailing twelve months, USD

Revenue

$746.84M+2.3% YoY

Net income

$225.22M+12.9% YoY

EPS, diluted

$5.25+19.3% YoY

Free cash flow

$250.39M+38.9% YoY
Reported periodTrailing twelve months

Press releases

Releases OFG Bancorp filed with the SEC as exhibits to Form 8-K or 6-K

All press releases and earnings

About OFG Bancorp

State Commercial Banks

OFG is a financial holding company providing banking and wealth management services to individual and commercial clients. The company operates across three core business segments: Banking, Wealth Management, and Treasury. Through its principal banking subsidiary and other operating units, it delivers personal and commercial checking accounts, savings products, and auto, residential mortgage, and consumer lending. Additional services include investment advisory, securities brokerage, insurance agency solutions, captive reinsurance, and corporate trust operations.

Company profile, executives and history

OFG Bancorp stock: common questions

What is OFG Bancorp's stock price?

OFG closed at $51.34 on Nov 12, 2026, up 0.33% on the day. Over the past 52 weeks it traded between $35.71 and $54.47.

What is OFG Bancorp's market cap?

OFG Bancorp was worth $2.17B at the close on Nov 12, 2026: the share price times the diluted shares outstanding.

What is OFG's P/E ratio?

OFG trades at 9.8 times earnings, based on diluted earnings per share of $5.25 over the twelve months to Sep 30, 2026.

How much revenue does OFG Bancorp make?

OFG Bancorp reported revenue of $746.84M for the twelve months to Sep 30, 2026, up 2.3% from a year earlier.

Does OFG Bancorp pay a dividend?

Yes. OFG Bancorp paid $0.30 per share over the last twelve months, a yield of 0.58% at the latest price.

When does OFG Bancorp report earnings next?

OFG Bancorp is expected to report Q4 FY2026 results on Jan 21, 2027, before the open. The date is estimated from its past reporting pattern until the company confirms it.

How has OFG stock performed over the past year?

Including dividends, OFG returned +28.9% over the past year, against +12.0% for the S&P 500.

How many OFG shares are sold short?

2M shares were sold short at the latest FINRA report, 4.63% of the float, or 5.3 days of average trading volume.

Who are OFG Bancorp's competitors?

Companies most similar to OFG Bancorp by business, industry and size include BOH, FHB, FBP, FBNC, OBK.

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