NTBNYSECommercial Banks, NECFiscal year ends December 31
Bank of N.T. Butterfield & Son Ltd
Financials through fiscal 2025, year ended Dec 31, 2025Last filing: 20-F on Feb 18, 2026
$58.35−0.30 (-0.51%)
Close on Oct 19, 2026
- Market cap
- –
- P/E (TTM)
- 10.7
- Dividend yield
- 3.22%
Bank of N.T. Butterfield & Son statistics
Financials through Dec 31, 2025, price as of Oct 19, 2026, median of Commercial Banks, NEC companies for comparison
Valuation
| Measure | Bank of N.T. Butterfield & Son | Industry median |
|---|---|---|
| Market Cap | $2.33B | $679.86M |
| Enterprise Value | $622.05M | $408.94M |
| PE Ratio | 10.67 | 12.00 |
| PS Ratio | 3.84 | 3.61 |
| PB Ratio | 2.04 | 1.18 |
| P/TBV Ratio | 2.09 | 1.41 |
| P/OCF Ratio | 8.34 | 10.04 |
Enterprise value
| Measure | Bank of N.T. Butterfield & Son | Industry median |
|---|---|---|
| EV / Sales | 1.03 | 2.78 |
Income (trailing twelve months)
| Measure | Bank of N.T. Butterfield & Son | Industry median |
|---|---|---|
| Revenue | $606.79M | $170.85M |
| Pretax Income | $237.97M | $70.12M |
| Net Income | $231.94M | $54.33M |
| EPS (Diluted) | $5.47 | $2.90 |
Margins
| Measure | Bank of N.T. Butterfield & Son | Industry median |
|---|---|---|
| Pretax Margin | 39.2% | 36.4% |
| Profit Margin | 38.2% | 29.1% |
Returns
| Measure | Bank of N.T. Butterfield & Son | Industry median |
|---|---|---|
| Return on Equity (ROE) | 21.4% | 10.5% |
| Return on Assets (ROA) | 1.64% | 1.12% |
Growth
| Measure | Bank of N.T. Butterfield & Son | Industry median |
|---|---|---|
| Revenue Growth (YoY) | 4.63% | 11.8% |
| Net Income Growth (YoY) | 7.22% | 23.1% |
| EPS Growth (YoY) | 16.1% | 22.7% |
| Revenue Growth (3Y CAGR) | 3.37% | 5.82% |
| Revenue Growth (5Y CAGR) | 4.19% | 6.17% |
| EPS Growth (3Y CAGR) | 8.44% | 1.26% |
| EPS Growth (5Y CAGR) | 13.5% | 8.24% |
Balance sheet
| Measure | Bank of N.T. Butterfield & Son | Industry median |
|---|---|---|
| Cash & Short-Term Investments | $1.71B | $205.54M |
| Net Cash (Debt) | $1.71B | $164.40M |
| Net Cash Per Share | $42.78 | $8.13 |
| Equity (Book Value) | $1.14B | $560.44M |
| Book Value Per Share | $28.58 | $28.47 |
| Tangible Book Value | $1.12B | $472.29M |
Cash flow (trailing twelve months)
| Measure | Bank of N.T. Butterfield & Son | Industry median |
|---|---|---|
| Operating Cash Flow | $279.56M | $61.20M |
Efficiency
| Measure | Bank of N.T. Butterfield & Son | Industry median |
|---|---|---|
| Asset Turnover | 0.04 | 0.04 |
| Revenue Per Employee | $19.57M | $353.78K |
| Profits Per Employee | $7.48M | $107.28K |
| Employee Count | 31 | 489 |
Dividends and yields
| Measure | Bank of N.T. Butterfield & Son | Industry median |
|---|---|---|
| Earnings Yield | 9.95% | 8.07% |
| Dividend Yield | 3.22% | 2.48% |
| Buyback Yield | 6.29% | 1.55% |
| Shareholder Yield | 9.51% | 3.13% |
| Dividend Per Share | $1.88 | $0.93 |
| Dividend Growth (YoY) | 6.82% | 4.26% |
| Years of Dividend Growth | 1 | 2 |
| Payout Ratio | 33.5% | 29.4% |
Shares
| Measure | Bank of N.T. Butterfield & Son | Industry median |
|---|---|---|
| Shares Outstanding | 39,948,300 | 18,839,100 |
| Float | 39,289,800 | 17,061,900 |
| Shares Held by Insiders | 1.65% | 5.89% |
| Shares Held by Institutions | 72.4% | 61.9% |
Taxes
| Measure | Bank of N.T. Butterfield & Son | Industry median |
|---|---|---|
| Income Tax | $6.02M | $14.50M |
| Effective Tax Rate | 2.53% | 21.1% |
Scores
| Measure | Bank of N.T. Butterfield & Son | Industry median |
|---|---|---|
| Graham Number | $59.31 | $45.31 |
| Graham Upside | 1.65% | 21.6% |
| Altman Z-Score | 0.20 | 0.21 |
Calculated by StockData from Bank of N.T. Butterfield & Son's SEC filings and the latest closing price. Hover a measure to see its formula. The grey column is the median of companies in the same industry group (two-digit SIC code); green or red marks a better or worse value than that median.