Nicolet Bankshares Inc (NIC) stock
NICNYSENational Commercial BanksFiscal year ends December 31
Financials through Q3 FY2026, quarter ended Sep 30, 2026Last filing: 10-Q on Oct 30, 2026Score 13/3033% above fair value
$174.08−0.04 (-0.02%)
Close on Nov 13, 2026Market cap $3.62BP/E 19.3Yield 0.71%
Nicolet Bankshares statistics
96 measures from SEC filings and the closing price. Hover a name for the formula; the last column is the median of companies in the same industry group.
Important dates
- Next earnings
- Jan 19, 2027 (estimated, during market hours)
- Last ex-dividend date
- Sep 1, 2026
- Fundamentals through
- Sep 30, 2026
- Share price as of
- Nov 13, 2026
Valuation ratiosIndustry
- P/TBV Ratio
- 2.59
- 1.52
- P/OCF Ratio
- 17.28
- 9.82
Enterprise valuationIndustry
- EV / Sales
- 5.26
- 2.95
- EV / FCF
- 15.92
- 8.49
Share statisticsIndustry
- Shares Change (YoY)
- 24.5%
- 0.33%
- Shares Change (QoQ)
- -1.02%
- 0.00%
- Float
- 19M
- 17M
- Shares Held by Insiders
- 8.90%
- 6.05%
- Shares Held by Institutions
- 63.3%
- 61.3%
Short sellingIndustry
- Short Interest
- 1M
- –
- Short Interest Change
- 3.00%
- -4.13%
- Short % of Float
- 5.92%
- 3.58%
- Short % of Shares Outstanding
- 5.40%
- 3.18%
- Days to Cover
- 6.22
- 4.85
Stock price statisticsIndustry
- 52-Week High
- $180.00
- –
- 52-Week Low
- $118.33
- –
- 20-Day Moving Average
- $171.88
- –
- 50-Day Moving Average
- $168.60
- –
- 200-Day Moving Average
- $158.78
- –
- Average True Range (14)
- $3.72
- –
- Price Change (1 Week)
- 0.55%
- 0.69%
- Price Change (1 Month)
- 5.88%
- 3.79%
- Price Change (3 Months)
- -2.15%
- -2.72%
- Price Change (6 Months)
- 26.9%
- 12.2%
- Price Change (YTD)
- 43.5%
- 19.9%
- Price Change (1 Year)
- 39.6%
- 25.7%
- Price Change (3 Years)
- 122.8%
- 65.1%
- Price Change (5 Years)
- 132.5%
- 26.9%
- Price Change (10 Years)
- 302.5%
- 66.8%
- Average Volume (10 Days)
- 132,917
- –
- Average Volume (20 Days)
- 152,375
- –
- Average Volume (90 Days)
- 165,425
- –
- Relative Volume
- 0.50
- 0.68
- Relative Strength Index (14)
- 57.7
- 53.1
- Volatility (1 Year)
- 27.5%
- 24.4%
- Beta (5 Years)
- 0.67
- 0.63
MarginsIndustry
- Pretax Margin
- 37.7%
- 37.0%
- FCF Margin
- 33.0%
- 33.9%
Returns on capitalIndustry
- Return on Equity (ROE)
- 10.2%
- 10.7%
- Return on Assets (ROA)
- 1.46%
- 1.16%
Financial positionIndustry
- Debt / Equity
- 0.00
- 0.21
- Debt / FCF
- 0.00
- 1.48
GrowthIndustry
- Revenue Growth (YoY)
- 55.3%
- 11.7%
- Net Income Growth (YoY)
- 21.6%
- 22.6%
- EPS Growth (YoY)
- -3.32%
- 21.6%
- FCF Growth (YoY)
- 27.5%
- 27.2%
- Revenue Growth (3Y CAGR)
- 9.59%
- 5.82%
- Revenue Growth (5Y CAGR)
- 15.4%
- 6.17%
- EPS Growth (3Y CAGR)
- 14.2%
- 1.31%
- EPS Growth (5Y CAGR)
- 11.4%
- 8.24%
EfficiencyIndustry
- Asset Turnover
- 0.05
- 0.04
- Revenue Per Employee
- $599.41K
- $358.92K
- Profits Per Employee
- $178.65K
- $110.51K
- Employee Count
- 986
- 492
- WACC
- 8.43%
- 8.13%
Income statement (TTM)Industry
- Pretax Income
- $222.87M
- $74.07M
Balance sheetIndustry
- Net Cash (Debt)
- $510.53M
- $165.09M
- Net Cash Per Share
- $24.56
- $8.07
- Equity (Book Value)
- $2.23B
- $570.13M
- Book Value Per Share
- $107.47
- $28.12
- Tangible Book Value
- $1.40B
- $478.27M
Cash flow (TTM)Industry
- Capital Expenditures
- -$14.08M
- -$4.24M
- FCF Per Share
- $9.39
- $3.37
Dividends and yieldsIndustry
- Earnings Yield
- 4.87%
- 8.29%
- FCF Yield
- 5.40%
- 9.18%
- Dividend Yield
- 0.71%
- 2.44%
- Buyback Yield
- 2.83%
- 1.82%
- Shareholder Yield
- 3.55%
- 3.26%
- Dividend Per Share
- $1.24
- $0.92
- Dividend Growth (YoY)
- 13.8%
- 4.26%
- Years of Dividend Growth
- 2
- 2
- Payout Ratio
- 15.3%
- 28.5%
- FCF Payout Ratio
- 13.8%
- 24.8%
Taxes and interestIndustry
- Income Tax
- $46.72M
- $16.14M
- Effective Tax Rate
- 21.0%
- 21.1%
Scores and fair valueIndustry
- Graham Number
- $147.85
- $45.07
- Graham Upside
- -15.1%
- 18.8%
- Altman Z-Score
- 0.28
- 0.22
- Piotroski F-Score
- 6
- 6
- Lynch Fair Value
- $103.07
- –
- Lynch Upside
- -40.8%
- -0.43%
Total return vs. the S&P 500
Price change plus reinvested dividends, to the close on Nov 13, 2026. The S&P 500 is measured by the SPY fund.
| Period | NIC | S&P 500 | Difference | NIC per year | S&P 500 per year |
|---|---|---|---|---|---|
| 1 month | +6.6% | -3.0% | +9.6 pts | ||
| 3 months | -2.1% | -2.8% | +0.7 pts | ||
| Year to date | +44.5% | +11.5% | +33.0 pts | ||
| 1 year | +40.3% | +13.5% | +26.8 pts | ||
| 3 years | +144.7% | +77.7% | +67.0 pts | +34.8% | +21.1% |
| 5 years | +141.7% | +72.6% | +69.1 pts | +19.3% | +11.5% |
| 10 years | +314.1% | +308.2% | +5.9 pts | +15.3% | +15.1% |
Short interest
Shares sold short and not yet covered, reported by brokers to FINRA twice a month. Latest settlement date Oct 30, 2026.
1M NIC shares were sold short on Oct 30, 2026, up 3.0% from the previous report, or 5.92% of the shares available to trade. At recent volumes it would take 6.2 days to buy them back. Over the last 20 sessions, 72.1% of the volume reported to FINRA was short selling.
| Settlement date | Shares short | Change | Avg. daily volume | Days to cover |
|---|---|---|---|---|
| Oct 30, 2026 | 1,121,774 | +3.0% | 180,426 | 6.2 |
| Oct 15, 2026 | 1,089,050 | -2.1% | 161,120 | 6.8 |
| Sep 30, 2026 | 1,112,258 | +5.1% | 164,593 | 6.8 |
| Sep 15, 2026 | 1,058,772 | +5.8% | 146,891 | 7.2 |
| Aug 31, 2026 | 1,000,412 | +5.8% | 138,466 | 7.2 |
| Aug 14, 2026 | 945,523 | -4.9% | 156,950 | 6.0 |
| Jul 31, 2026 | 994,188 | -10.3% | 219,695 | 4.5 |
| Jul 15, 2026 | 1,108,107 | -16.2% | 223,828 | 5.0 |
| Jun 30, 2026 | 1,322,092 | +58.8% | 673,069 | 2.0 |
| Jun 15, 2026 | 832,295 | +40.2% | 266,279 | 3.1 |
| May 29, 2026 | 593,475 | +4.6% | 150,643 | 3.9 |
| May 15, 2026 | 567,344 | +7.3% | 133,659 | 4.2 |
Ratios use trailing-twelve-month results and the latest balance sheet. How we calculate.
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