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First Commonwealth Financial Corp (FCF) stock

FCFNYSENational Commercial BanksFiscal year ends December 31
Financials through Q3 FY2026, quarter ended Sep 30, 2026Last filing: 10-Q on Nov 6, 2026Score 11/3011% above fair value
$21.01−0.13 (-0.61%)

Close on Nov 11, 2026Market cap $2.12BP/E 12.4Yield 2.55%

First Commonwealth Financial Corp grew revenue 9.6% to $553.96M over the twelve months to Sep 30, 2026. Free cash flow was $171.45M, up 50.5% from a year earlier. At the latest close the market valued the company at $2.12B, 12.4 times its earnings.

Revenue
$553.96M
+9.6% vs. a year earlier
Free cash flow
$171.45M
+50.5% vs. a year earlier
EPS, diluted
$1.69
+22.5% vs. a year earlier

Key statistics

Valuation at the latest close; fundamentals over the trailing twelve months, balances at Sep 30, 2026

Valuation

Market cap
$2.12B
P/E ratio
12.4
Price to sales
3.83
Price to book
1.43
Dividend yield
2.55%
Free cash flow yield
–

Fundamentals

Revenue
$553.96M
Net income
$171.96M
EPS, diluted
$1.69
Free cash flow
$171.45M
Book value per share
$14.83
Diluted shares
100M

Trading

Next earnings
Jan 27, 2027 (estimated, during market hours)
Previous close
$21.14
Open
$21.13
Day's range
$20.93 – $21.13
Volume
426,687
Average volume (20 days)
781,442
Index membership
S&P SmallCap 600, Russell 2000, Russell 3000
Beta (5 years)
0.70
52-week range
$15.30 – $22.34
RSI (14 days)
52.3
Volatility (1 year)
19.3%
Relative volume
0.50×
WACC
8.9%

Index membership is inferred from the holdings of funds that track each index (SPSM, IJR, IWM, IWV), as reported to the SEC for Jun 30, 2026. Join dates come from quarterly fund reports since 2019, so they are accurate to the quarter.

Market cap history

Month-end market cap since 2010, using shares outstanding reported at the time

Total return vs. the S&P 500

Price change plus reinvested dividends, to the close on Nov 11, 2026. The S&P 500 is measured by the SPY fund.

PeriodFCFS&P 500DifferenceFCF per yearS&P 500 per year
1 month+5.6%-2.4%+8.0 pts
3 months-2.5%-1.2%−1.3 pts
Year to date+27.3%+12.3%+15.0 pts
1 year+34.1%+12.4%+21.6 pts
3 years+84.9%+78.8%+6.1 pts+22.7%+21.4%
5 years+54.2%+75.2%−21.0 pts+9.0%+11.9%
10 years+156.7%+311.1%−154.4 pts+9.9%+15.2%

Fifteen years at a glance

Fiscal years 2011 to 2025 and trailing twelve months, USD

Revenue

$553.96M+9.6% YoY

Net income

$171.96M+20.0% YoY

EPS, diluted

$1.69+22.5% YoY

Free cash flow

–
Reported periodTrailing twelve months

Press releases

Releases First Commonwealth Financial filed with the SEC as exhibits to Form 8-K or 6-K

  1. First Commonwealth Announces Third Quarter 2026 Earnings; Declares Quarterly Dividend and Announces Additional Share Repurchase Authorization
    Results
  2. First Commonwealth Announces Second Quarter 2026 Earnings; Declares Quarterly Dividend and Announces Additional Share Repurchase Authorization
    Results
  3. First Commonwealth Announces First Quarter 2026 Earnings; Increases Quarterly Dividend
    Results
  4. April 15, 2026 Ronald Wahl,
    News
  5. First Commonwealth Announces Fourth Quarter and Full Year 2025 Earnings; Declares Quarterly Dividend, Increases Share Repurchase Authorization
    Results
  6. First Commonwealth Announces Share Repurchase Program
    Update
All press releases and earnings

About First Commonwealth Financial

National Commercial Banks

First Commonwealth Financial Corporation is a financial holding company providing consumer and commercial banking, trust, wealth management, and insurance services through its operating subsidiaries. The company serves individual retail customers, businesses, and developers by providing a variety of deposit accounts, commercial lines of credit, equipment leasing, real estate financing, and personal loans.

Company profile, executives and history

First Commonwealth Financial stock: common questions

What is First Commonwealth Financial's stock price?

FCF closed at $21.01 on Nov 11, 2026, down 0.61% on the day. Over the past 52 weeks it traded between $15.30 and $22.34.

What is First Commonwealth Financial's market cap?

First Commonwealth Financial was worth $2.12B at the close on Nov 11, 2026: the share price times the diluted shares outstanding.

What is FCF's P/E ratio?

FCF trades at 12.4 times earnings, based on diluted earnings per share of $1.69 over the twelve months to Sep 30, 2026.

How much revenue does First Commonwealth Financial make?

First Commonwealth Financial reported revenue of $553.96M for the twelve months to Sep 30, 2026, up 9.6% from a year earlier.

Does First Commonwealth Financial pay a dividend?

Yes. First Commonwealth Financial paid $0.54 per share over the last twelve months, a yield of 2.55% at the latest price, and has raised its annual dividend 9 years in a row.

When does First Commonwealth Financial report earnings next?

First Commonwealth Financial is expected to report Q4 FY2026 results on Jan 27, 2027, during market hours. The date is estimated from its past reporting pattern until the company confirms it.

How has FCF stock performed over the past year?

Including dividends, FCF returned +34.1% over the past year, against +12.4% for the S&P 500.

How many FCF shares are sold short?

5M shares were sold short at the latest FINRA report, 5.24% of the float, or 6.9 days of average trading volume.

Who are First Commonwealth Financial's competitors?

Companies most similar to First Commonwealth Financial by business, industry and size include NWBI, FRME, FFBC, FULT, PRK.

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