MetroCity Bankshares, Inc. (MCBS) stock
MCBSNasdaqState Commercial BanksFiscal year ends December 31
Financials through Q3 FY2026, quarter ended Sep 30, 2026Last filing: 10-Q on Nov 5, 2026Score 14/3011% above fair value
$36.26+0.02 (+0.06%)
Close on Nov 12, 2026Market cap $1.04BP/E 11.9Yield 2.65%
MetroCity Bankshares statistics
84 measures from SEC filings and the closing price. Hover a name for the formula; the last column is the median of companies in the same industry group.
Important dates
- Next earnings
- Jan 29, 2027 (estimated, before the open)
- Last ex-dividend date
- Nov 4, 2026
- Fundamentals through
- Sep 30, 2026
- Share price as of
- Nov 12, 2026
Valuation ratiosIndustry
- P/TBV Ratio
- 2.02
- 1.52
- P/OCF Ratio
- 21.32
- 9.78
Enterprise valuationIndustry
- EV / Sales
- 3.78
- 2.95
Share statisticsIndustry
- Shares Change (YoY)
- 10.8%
- 0.35%
- Shares Change (QoQ)
- 0.00%
- 0.00%
- Float
- 21M
- 17M
- Shares Held by Insiders
- 28.4%
- 6.05%
- Shares Held by Institutions
- 26.8%
- 61.3%
Short sellingIndustry
- Short Interest
- 938,804
- –
- Short Interest Change
- 7.45%
- -4.13%
- Short % of Float
- 4.56%
- 3.58%
- Short % of Shares Outstanding
- 3.26%
- 3.18%
- Days to Cover
- 9.02
- 4.85
Stock price statisticsIndustry
- 52-Week High
- $37.46
- –
- 52-Week Low
- $24.53
- –
- 20-Day Moving Average
- $35.84
- –
- 50-Day Moving Average
- $35.31
- –
- 200-Day Moving Average
- $33.13
- –
- Average True Range (14)
- $0.87
- –
- Price Change (1 Week)
- 0.50%
- 0.51%
- Price Change (1 Month)
- 5.19%
- 4.83%
- Price Change (3 Months)
- 0.06%
- -3.58%
- Price Change (6 Months)
- 14.7%
- 10.8%
- Price Change (YTD)
- 36.6%
- 19.6%
- Price Change (1 Year)
- 38.1%
- 25.4%
- Price Change (3 Years)
- 80.4%
- 76.7%
- Price Change (5 Years)
- 35.2%
- 26.5%
- Price Change (10 Years)
- 806.5%
- 67.0%
- Average Volume (10 Days)
- 107,912
- –
- Average Volume (20 Days)
- 110,472
- –
- Average Volume (90 Days)
- 88,270
- –
- Relative Volume
- 0.98
- 0.67
- Relative Strength Index (14)
- 56.2
- 52.6
- Volatility (1 Year)
- 23.4%
- 24.4%
- Beta (5 Years)
- 0.78
- 0.63
MarginsIndustry
- Pretax Margin
- 58.2%
- 36.9%
Returns on capitalIndustry
- Return on Equity (ROE)
- 16.9%
- 10.8%
- Return on Assets (ROA)
- 2.11%
- 1.16%
GrowthIndustry
- Revenue Growth (YoY)
- 30.6%
- 11.8%
- Net Income Growth (YoY)
- 30.4%
- 22.7%
- EPS Growth (YoY)
- 17.8%
- 21.6%
- Revenue Growth (3Y CAGR)
- 4.16%
- 5.82%
- Revenue Growth (5Y CAGR)
- 10.8%
- 6.17%
- EPS Growth (3Y CAGR)
- 2.66%
- 1.31%
- EPS Growth (5Y CAGR)
- 13.4%
- 8.24%
EfficiencyIndustry
- Asset Turnover
- 0.05
- 0.04
- Revenue Per Employee
- $606.70K
- $359.04K
- Profits Per Employee
- $274.08K
- $110.51K
- Employee Count
- 317
- 492
- WACC
- 8.80%
- 7.91%
Income statement (TTM)Industry
- Pretax Income
- $111.93M
- $74.07M
Balance sheetIndustry
- Net Cash (Debt)
- $317.01M
- $166.15M
- Net Cash Per Share
- $11.01
- $8.19
- Equity (Book Value)
- $583.93M
- $570.13M
- Book Value Per Share
- $20.29
- $28.22
- Tangible Book Value
- $516.21M
- $478.27M
Cash flow (TTM)Industry
Dividends and yieldsIndustry
- Earnings Yield
- 8.33%
- 8.32%
- Dividend Yield
- 2.65%
- 2.44%
- Buyback Yield
- 0.68%
- 1.80%
- Shareholder Yield
- 3.33%
- 3.22%
- Dividend Per Share
- $0.96
- $0.92
- Dividend Growth (YoY)
- 15.7%
- 4.26%
- Years of Dividend Growth
- 3
- 2
- Payout Ratio
- 34.9%
- 29.0%
Taxes and interestIndustry
- Income Tax
- $25.05M
- $16.14M
- Effective Tax Rate
- 22.4%
- 21.1%
Scores and fair valueIndustry
- Graham Number
- $37.31
- $45.31
- Graham Upside
- 2.91%
- 18.8%
- Altman Z-Score
- 0.33
- 0.22
- Piotroski F-Score
- 4
- 6
- Lynch Fair Value
- $40.76
- –
- Lynch Upside
- 12.4%
- -0.36%
Total return vs. the S&P 500
Price change plus reinvested dividends, to the close on Nov 12, 2026. The S&P 500 is measured by the SPY fund.
| Period | MCBS | S&P 500 | Difference | MCBS per year | S&P 500 per year |
|---|---|---|---|---|---|
| 1 month | +5.3% | -2.7% | +8.0 pts | ||
| 3 months | +1.5% | -1.7% | +3.2 pts | ||
| Year to date | +41.4% | +11.9% | +29.5 pts | ||
| 1 year | +43.6% | +12.0% | +31.6 pts | ||
| 3 years | +97.3% | +78.2% | +19.1 pts | +25.4% | +21.2% |
| 5 years | +59.2% | +73.2% | −14.0 pts | +9.7% | +11.6% |
Short interest
Shares sold short and not yet covered, reported by brokers to FINRA twice a month. Latest settlement date Oct 30, 2026.
1M MCBS shares were sold short on Oct 30, 2026, up 7.4% from the previous report, or 4.56% of the shares available to trade. At recent volumes it would take 9.0 days to buy them back. Over the last 20 sessions, 57.0% of the volume reported to FINRA was short selling.
| Settlement date | Shares short | Change | Avg. daily volume | Days to cover |
|---|---|---|---|---|
| Oct 30, 2026 | 938,804 | +7.4% | 104,105 | 9.0 |
| Oct 15, 2026 | 873,751 | +3.7% | 97,982 | 8.9 |
| Sep 30, 2026 | 842,860 | +2.0% | 92,151 | 9.2 |
| Sep 15, 2026 | 826,370 | +4.6% | 62,936 | 13.1 |
| Aug 31, 2026 | 789,900 | +18.8% | 70,589 | 11.2 |
| Aug 14, 2026 | 665,162 | -0.2% | 64,948 | 10.2 |
| Jul 31, 2026 | 666,576 | +7.6% | 91,321 | 7.3 |
| Jul 15, 2026 | 619,509 | +4.5% | 71,744 | 8.6 |
| Jun 30, 2026 | 592,725 | +48.8% | 138,506 | 4.3 |
| Jun 15, 2026 | 398,423 | -5.7% | 79,201 | 5.0 |
| May 29, 2026 | 422,639 | +6.3% | 79,461 | 5.3 |
| May 15, 2026 | 397,768 | -15.7% | 62,773 | 6.3 |
Ratios use trailing-twelve-month results and the latest balance sheet. How we calculate.
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