Gouverneur Bancorp, Inc./MD/ (GOVB) stock
GOVBOTCSavings Institutions, Not Federally CharteredFiscal year ends September 30
$20.93+0.07 (+0.34%)
Close on Oct 19, 2026Market cap $21.62MP/E 21.8Yield 0.76%
Gouverneur Bancorp statistics
42 measures from SEC filings and the closing price. Hover a name for the formula; the last column is the median of companies in the same industry group.
Important dates
- Next earnings
- –
- Last ex-dividend date
- May 4, 2026
- Fundamentals through
- Jun 30, 2026
- Share price as of
- –
Share statisticsIndustry
- Shares Change (YoY)
- -1.18%
- 0.33%
- Shares Change (QoQ)
- -0.16%
- 0.00%
- Float
- 842,621
- 17M
- Shares Held by Insiders
- 20.4%
- 6.05%
MarginsIndustry
- Pretax Margin
- 12.2%
- 37.0%
- FCF Margin
- 8.94%
- 33.9%
Returns on capitalIndustry
- Return on Equity (ROE)
- 3.06%
- 10.7%
- Return on Assets (ROA)
- 0.50%
- 1.16%
GrowthIndustry
- Revenue Growth (YoY)
- 6.15%
- 11.7%
- Net Income Growth (YoY)
- 55.5%
- 22.6%
- EPS Growth (YoY)
- 57.4%
- 21.6%
- FCF Growth (YoY)
- -8.72%
- 27.2%
- Revenue Growth (3Y CAGR)
- 5.01%
- 5.82%
- EPS Growth (3Y CAGR)
- -1.35%
- 1.31%
EfficiencyIndustry
- Asset Turnover
- 0.04
- 0.04
- Revenue Per Employee
- $231.00K
- $358.92K
- Profits Per Employee
- $26.51K
- $110.51K
- Employee Count
- 37
- 492
Income statement (TTM)Industry
- Pretax Income
- $1.05M
- $74.07M
Balance sheetIndustry
- Net Cash (Debt)
- $6.34M
- $165.09M
- Net Cash Per Share
- $5.99
- $8.07
- Equity (Book Value)
- $32.75M
- $570.13M
- Book Value Per Share
- $30.93
- $28.12
- Tangible Book Value
- $27.46M
- $478.27M
Cash flow (TTM)Industry
- Capital Expenditures
- -$402.00K
- -$4.24M
- FCF Per Share
- $0.72
- $3.37
Dividends and yieldsIndustry
- Dividend Per Share
- $0.16
- $0.92
- Years of Dividend Growth
- 1
- 2
- Payout Ratio
- 19.6%
- 28.5%
- FCF Payout Ratio
- 25.1%
- 24.8%
Taxes and interestIndustry
- Income Tax
- $64.00K
- $16.14M
- Effective Tax Rate
- 6.12%
- 21.1%
Scores and fair valueIndustry
- Graham Number
- $25.85
- $45.07
- Piotroski F-Score
- 7
- 6
Total return vs. the S&P 500
Price change plus reinvested dividends, to the close on Oct 19, 2026. The S&P 500 is measured by the SPY fund.
| Period | GOVB | S&P 500 | Difference | GOVB per year | S&P 500 per year |
|---|---|---|---|---|---|
| 1 month | -7.5% | +0.6% | −8.1 pts | ||
| 3 months | +5.5% | +3.4% | +2.1 pts | ||
| Year to date | +20.2% | +13.3% | +6.9 pts | ||
| 1 year | +51.2% | +16.6% | +34.6 pts | ||
| 3 years | +309.0% | +86.4% | +222.7 pts | +59.9% | +23.1% |
| 5 years | +137.8% | +81.9% | +56.0 pts | +18.9% | +12.7% |
| 10 years | +77.9% | +318.9% | −241.0 pts | +5.9% | +15.4% |
Short interest
Shares sold short and not yet covered, reported by brokers to FINRA twice a month. Latest settlement date Sep 15, 2026.
0M GOVB shares were sold short on Sep 15, 2026, up 258.9% from the previous report. At recent volumes it would take 1.0 days to buy them back.
| Settlement date | Shares short | Change | Avg. daily volume | Days to cover |
|---|---|---|---|---|
| Sep 15, 2026 | 201 | +258.9% | 2,018 | 1.0 |
| Aug 31, 2026 | 56 | -63.6% | 1,582 | 1.0 |
| Aug 14, 2026 | 154 | +175.0% | 279 | 1.0 |
| Jul 31, 2026 | 56 | -47.2% | 761 | 1.0 |
| Jul 15, 2026 | 106 | -22.6% | 1,304 | 1.0 |
| Jun 30, 2026 | 137 | 0.0% | 248 | 1.0 |
| Jun 15, 2026 | 137 | -8.1% | 889 | 1.0 |
| May 29, 2026 | 149 | -57.3% | 381 | 1.0 |
| May 15, 2026 | 349 | -68.0% | 1,713 | 1.0 |
| Apr 30, 2026 | 1,092 | +7180.0% | 2,874 | 1.0 |
| Apr 15, 2026 | 15 | -96.1% | 690 | 1.0 |
| Mar 31, 2026 | 386 | 0.0% | 382 | 1.0 |
Ratios use trailing-twelve-month results and the latest balance sheet. How we calculate.
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