Greene County Bancorp Inc (GCBC) stock
GCBCNasdaqSavings Institutions, Not Federally CharteredFiscal year ends June 30
Financials through Q1 FY2027, quarter ended Sep 30, 2026Last filing: 10-Q on Nov 6, 2026Score 18/309% above fair value
$35.60−0.02 (-0.06%)
Close on Nov 13, 2026Market cap $606.11MP/E 13.6Yield 1.12%
Greene County Bancorp statistics
92 measures from SEC filings and the closing price. Hover a name for the formula; the last column is the median of companies in the same industry group.
Important dates
- Next earnings
- Jan 20, 2027 (estimated, during market hours)
- Last ex-dividend date
- Nov 13, 2026
- Fundamentals through
- Sep 30, 2026
- Share price as of
- Nov 13, 2026
Valuation ratiosIndustry
- P/TBV Ratio
- 2.12
- 1.52
- P/OCF Ratio
- 11.18
- 9.82
Enterprise valuationIndustry
- EV / Sales
- 4.91
- 2.95
- EV / FCF
- 8.76
- 8.49
Share statisticsIndustry
- Shares Change (YoY)
- -0.01%
- 0.33%
- Shares Change (QoQ)
- 0.00%
- 0.00%
- Float
- 17M
- 17M
- Shares Held by Insiders
- 2.83%
- 6.05%
- Shares Held by Institutions
- 14.9%
- 61.3%
Short sellingIndustry
- Short Interest
- 88,439
- –
- Short Interest Change
- -6.42%
- -4.13%
- Short % of Float
- 0.53%
- 3.58%
- Short % of Shares Outstanding
- 0.52%
- 3.18%
- Days to Cover
- 3.52
- 4.85
Stock price statisticsIndustry
- 52-Week High
- $37.25
- –
- 52-Week Low
- $21.38
- –
- 20-Day Moving Average
- $35.70
- –
- 50-Day Moving Average
- $35.09
- –
- 200-Day Moving Average
- $29.37
- –
- Average True Range (14)
- $0.91
- –
- Price Change (1 Week)
- -1.47%
- 0.69%
- Price Change (1 Month)
- 3.94%
- 3.79%
- Price Change (3 Months)
- 3.94%
- -2.72%
- Price Change (6 Months)
- 43.5%
- 12.2%
- Price Change (YTD)
- 60.1%
- 19.9%
- Price Change (1 Year)
- 59.4%
- 25.7%
- Price Change (3 Years)
- 41.0%
- 65.1%
- Price Change (5 Years)
- 106.7%
- 26.9%
- Price Change (10 Years)
- 206.9%
- 66.8%
- Average Volume (10 Days)
- 25,722
- –
- Average Volume (20 Days)
- 26,385
- –
- Average Volume (90 Days)
- 31,358
- –
- Relative Volume
- 0.88
- 0.68
- Relative Strength Index (14)
- 51.1
- 53.1
- Volatility (1 Year)
- 30.1%
- 24.4%
- Beta (5 Years)
- 0.47
- 0.63
MarginsIndustry
- Pretax Margin
- 53.3%
- 37.0%
- FCF Margin
- 56.1%
- 33.9%
Returns on capitalIndustry
- Return on Equity (ROE)
- 16.7%
- 10.7%
- Return on Assets (ROA)
- 1.42%
- 1.16%
GrowthIndustry
- Revenue Growth (YoY)
- 19.9%
- 11.7%
- Net Income Growth (YoY)
- 32.3%
- 22.6%
- EPS Growth (YoY)
- 32.3%
- 21.6%
- FCF Growth (YoY)
- 68.9%
- 27.2%
- Revenue Growth (3Y CAGR)
- 8.06%
- 5.82%
- Revenue Growth (5Y CAGR)
- 8.07%
- 6.17%
- EPS Growth (3Y CAGR)
- 10.0%
- 1.31%
- EPS Growth (5Y CAGR)
- 11.4%
- 8.24%
EfficiencyIndustry
- Asset Turnover
- 0.03
- 0.04
- Revenue Per Employee
- $472.28K
- $358.92K
- Profits Per Employee
- $219.97K
- $110.51K
- Employee Count
- 203
- 492
- WACC
- 7.60%
- 8.13%
Income statement (TTM)Industry
- Pretax Income
- $51.07M
- $74.07M
Balance sheetIndustry
- Net Cash (Debt)
- $135.00M
- $165.09M
- Net Cash Per Share
- $7.93
- $8.07
- Equity (Book Value)
- $285.98M
- $570.13M
- Book Value Per Share
- $16.80
- $28.12
- Tangible Book Value
- $285.98M
- $478.27M
Cash flow (TTM)Industry
- Capital Expenditures
- -$444.00K
- -$4.24M
- FCF Per Share
- $3.16
- $3.37
Dividends and yieldsIndustry
- Earnings Yield
- 7.37%
- 8.29%
- FCF Yield
- 8.87%
- 9.18%
- Dividend Yield
- 1.12%
- 2.44%
- Shareholder Yield
- 1.12%
- 3.26%
- Dividend Per Share
- $0.40
- $0.92
- Dividend Growth (YoY)
- 11.1%
- 4.26%
- Years of Dividend Growth
- 12
- 2
- Payout Ratio
- 9.24%
- 28.5%
- FCF Payout Ratio
- 7.68%
- 24.8%
Taxes and interestIndustry
- Income Tax
- $6.42M
- $16.14M
- Effective Tax Rate
- 12.6%
- 21.1%
Scores and fair valueIndustry
- Graham Number
- $31.47
- $45.07
- Graham Upside
- -11.6%
- 18.8%
- Altman Z-Score
- 0.28
- 0.22
- Piotroski F-Score
- 7
- 6
- Lynch Fair Value
- $29.86
- –
- Lynch Upside
- -16.1%
- -0.43%
Total return vs. the S&P 500
Price change plus reinvested dividends, to the close on Nov 13, 2026. The S&P 500 is measured by the SPY fund.
| Period | GCBC | S&P 500 | Difference | GCBC per year | S&P 500 per year |
|---|---|---|---|---|---|
| 1 month | +3.8% | -3.0% | +6.8 pts | ||
| 3 months | +2.5% | -2.8% | +5.2 pts | ||
| Year to date | +62.5% | +11.5% | +51.0 pts | ||
| 1 year | +63.8% | +13.5% | +50.3 pts | ||
| 3 years | +54.0% | +77.7% | −23.7 pts | +15.5% | +21.1% |
| 5 years | +120.4% | +72.6% | +47.8 pts | +17.1% | +11.5% |
| 10 years | +277.7% | +308.2% | −30.4 pts | +14.2% | +15.1% |
Short interest
Shares sold short and not yet covered, reported by brokers to FINRA twice a month. Latest settlement date Oct 30, 2026.
0M GCBC shares were sold short on Oct 30, 2026, down 6.4% from the previous report, or 0.53% of the shares available to trade. At recent volumes it would take 3.5 days to buy them back. Over the last 20 sessions, 48.3% of the volume reported to FINRA was short selling.
| Settlement date | Shares short | Change | Avg. daily volume | Days to cover |
|---|---|---|---|---|
| Oct 30, 2026 | 88,439 | -6.4% | 25,101 | 3.5 |
| Oct 15, 2026 | 94,509 | -7.6% | 22,960 | 4.1 |
| Sep 30, 2026 | 102,327 | -46.5% | 54,222 | 1.9 |
| Sep 15, 2026 | 191,241 | -5.9% | 24,499 | 7.8 |
| Aug 31, 2026 | 203,146 | +0.2% | 25,446 | 8.0 |
| Aug 14, 2026 | 202,801 | -1.7% | 33,104 | 6.1 |
| Jul 31, 2026 | 206,228 | +9.5% | 35,351 | 5.8 |
| Jul 15, 2026 | 188,320 | +28.0% | 48,514 | 3.9 |
| Jun 30, 2026 | 147,180 | +138.8% | 97,758 | 1.5 |
| Jun 15, 2026 | 61,636 | +16.4% | 27,645 | 2.2 |
| May 29, 2026 | 52,949 | +17.0% | 10,472 | 5.1 |
| May 15, 2026 | 45,258 | +8.3% | 8,584 | 5.3 |
Ratios use trailing-twelve-month results and the latest balance sheet. How we calculate.
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