GCBCNasdaqSavings Institutions, Not Federally CharteredFiscal year ends June 30
GREENE COUNTY BANCORP INC
Financials through Q4 FY2026, quarter ended Jun 30, 2026Last filing: 10-K on Sep 9, 2026
$33.89−0.59 (-1.71%)
Close on Oct 19, 2026
- Market cap
- $576.86M
- P/E (TTM)
- 14.1
- Dividend yield
- 1.18%
Greene County Bancorp statistics
Financials through Jun 30, 2026, price as of Oct 19, 2026, median of Savings Institutions, Not Federally Chartered companies for comparison
Valuation
| Measure | Greene County Bancorp | Industry median |
|---|---|---|
| Market Cap | $576.99M | $679.86M |
| Enterprise Value | $432.09M | $408.94M |
| PE Ratio | 14.06 | 12.00 |
| PS Ratio | 6.23 | 3.61 |
| PB Ratio | 2.08 | 1.18 |
| P/TBV Ratio | 2.08 | 1.41 |
| P/FCF Ratio | 13.88 | 10.93 |
| P/OCF Ratio | 13.64 | 10.04 |
Enterprise value
| Measure | Greene County Bancorp | Industry median |
|---|---|---|
| EV / Sales | 4.67 | 2.78 |
| EV / FCF | 10.40 | 8.25 |
Income (trailing twelve months)
| Measure | Greene County Bancorp | Industry median |
|---|---|---|
| Revenue | $92.58M | $170.85M |
| Pretax Income | $46.83M | $70.12M |
| Net Income | $41.02M | $54.33M |
| EPS (Diluted) | $2.41 | $2.90 |
Margins
| Measure | Greene County Bancorp | Industry median |
|---|---|---|
| Pretax Margin | 50.6% | 36.4% |
| Profit Margin | 44.3% | 29.1% |
| FCF Margin | 44.9% | 33.0% |
Returns
| Measure | Greene County Bancorp | Industry median |
|---|---|---|
| Return on Equity (ROE) | 15.9% | 10.5% |
| Return on Assets (ROA) | 1.32% | 1.12% |
Growth
| Measure | Greene County Bancorp | Industry median |
|---|---|---|
| Revenue Growth (YoY) | 22.9% | 11.8% |
| Net Income Growth (YoY) | 31.7% | 23.1% |
| EPS Growth (YoY) | 31.7% | 22.7% |
| FCF Growth (YoY) | 52.3% | 27.1% |
| Revenue Growth (3Y CAGR) | 8.06% | 5.82% |
| Revenue Growth (5Y CAGR) | 8.07% | 6.17% |
| EPS Growth (3Y CAGR) | 10.0% | 1.26% |
| EPS Growth (5Y CAGR) | 11.4% | 8.24% |
Balance sheet
| Measure | Greene County Bancorp | Industry median |
|---|---|---|
| Cash & Short-Term Investments | $144.91M | $205.54M |
| Net Cash (Debt) | $144.91M | $164.40M |
| Net Cash Per Share | $8.51 | $8.13 |
| Equity (Book Value) | $277.83M | $560.44M |
| Book Value Per Share | $16.32 | $28.47 |
| Tangible Book Value | $277.83M | $472.29M |
Cash flow (trailing twelve months)
| Measure | Greene County Bancorp | Industry median |
|---|---|---|
| Operating Cash Flow | $42.30M | $61.20M |
| Capital Expenditures | -$741.00K | -$4.02M |
| Free Cash Flow | $41.56M | $52.43M |
| FCF Per Share | $2.44 | $3.07 |
Efficiency
| Measure | Greene County Bancorp | Industry median |
|---|---|---|
| Asset Turnover | 0.03 | 0.04 |
| Revenue Per Employee | $456.06K | $353.78K |
| Profits Per Employee | $202.08K | $107.28K |
| Employee Count | 203 | 489 |
Dividends and yields
| Measure | Greene County Bancorp | Industry median |
|---|---|---|
| Earnings Yield | 7.11% | 8.07% |
| FCF Yield | 7.20% | 8.89% |
| Dividend Yield | 1.18% | 2.48% |
| Shareholder Yield | 1.18% | 3.13% |
| Dividend Per Share | $0.40 | $0.93 |
| Dividend Growth (YoY) | 11.1% | 4.26% |
| Years of Dividend Growth | 11 | 2 |
| Payout Ratio | 9.87% | 29.4% |
| FCF Payout Ratio | 9.74% | 26.0% |
Shares
| Measure | Greene County Bancorp | Industry median |
|---|---|---|
| Shares Outstanding | 17,025,500 | 18,839,100 |
| Shares Change (YoY) | -0.01% | 0.39% |
| Shares Change (QoQ) | -0.01% | 0.00% |
| Float | 16,533,500 | 17,061,900 |
| Shares Held by Insiders | 2.89% | 5.89% |
| Shares Held by Institutions | 14.9% | 61.9% |
Taxes
| Measure | Greene County Bancorp | Industry median |
|---|---|---|
| Income Tax | $5.81M | $14.50M |
| Effective Tax Rate | 12.4% | 21.1% |
Scores
| Measure | Greene County Bancorp | Industry median |
|---|---|---|
| Graham Number | $29.75 | $45.31 |
| Graham Upside | -12.2% | 21.6% |
| Altman Z-Score | 0.27 | 0.21 |
| Piotroski F-Score | 7 | 6 |
Calculated by StockData from Greene County Bancorp's SEC filings and the latest closing price. Hover a measure to see its formula. The grey column is the median of companies in the same industry group (two-digit SIC code); green or red marks a better or worse value than that median.