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First United Corp (FUNC) stock

FUNCNasdaqNational Commercial BanksFiscal year ends December 31
Financials through Q2 FY2026, quarter ended Jun 30, 2026Last filing: 10-Q on Nov 3, 2026Score 13/3017% above fair value
$46.40+0.14 (+0.30%)

Close on Nov 12, 2026Market cap $299.46MP/E 12.0Yield 2.07%

First United Corp grew revenue 11.4% to $93.32M over the twelve months to Jun 30, 2026. Free cash flow was $25.99M, up 54.0% from a year earlier. At the latest close the market valued the company at $299.46M, 12.0 times its earnings.

Revenue
$93.32M
+11.4% vs. a year earlier
Free cash flow
$25.99M
+54.0% vs. a year earlier
EPS, diluted
$3.87
+6.0% vs. a year earlier

Key statistics

Valuation at the latest close; fundamentals over the trailing twelve months, balances at Jun 30, 2026

Valuation

Market cap
$299.46M
P/E ratio
12.0
Price to sales
3.21
Price to book
1.41
Dividend yield
2.07%
Free cash flow yield
8.68%

Fundamentals

Revenue
$93.32M
Net income
$25.06M
EPS, diluted
$3.87
Free cash flow
$25.99M
Book value per share
$32.87
Diluted shares
6M

Trading

Next earnings
Feb 3, 2027 (estimated, after the close)
Previous close
$46.26
Open
$46.31
Day's range
$45.79 – $46.73
Volume
14,167
Average volume (20 days)
23,340
Index membership
Russell 2000 (since Jun 2025)
Beta (5 years)
0.67
52-week range
$35.02 – $48.07
RSI (14 days)
57.0
Volatility (1 year)
26.3%
Relative volume
0.53×
WACC
7.8%

Index membership is inferred from the holdings of funds that track each index (IWM), as reported to the SEC for Jun 30, 2026. Join dates come from quarterly fund reports since 2019, so they are accurate to the quarter.

Market cap history

Month-end market cap since 2011, using shares outstanding reported at the time

Total return vs. the S&P 500

Price change plus reinvested dividends, to the close on Nov 12, 2026. The S&P 500 is measured by the SPY fund.

PeriodFUNCS&P 500DifferenceFUNC per yearS&P 500 per year
1 month+5.7%-2.7%+8.4 pts
3 months+2.4%-1.7%+4.1 pts
Year to date+27.2%+11.9%+15.3 pts
1 year+31.3%+12.0%+19.3 pts
3 years+187.8%+78.2%+109.6 pts+42.2%+21.2%
5 years+170.2%+73.2%+97.0 pts+22.0%+11.6%
10 years+411.7%+309.6%+102.1 pts+17.7%+15.1%

Fifteen years at a glance

Fiscal years 2011 to 2025 and trailing twelve months, USD

Revenue

$93.32M+11.4% YoY

Net income

$25.06M+5.5% YoY

EPS, diluted

$3.87+6.0% YoY

Free cash flow

$25.99M+54.0% YoY
Reported periodTrailing twelve months

Press releases

Releases First United filed with the SEC as exhibits to Form 8-K or 6-K

All press releases and earnings

About First United

National Commercial Banks

First United Corporation operates as a bank holding company whose primary business is managing First United Bank & Trust and related subsidiaries. The company provides retail and commercial banking, lending, and wealth management services to individual consumers and commercial clients. Its deposit offerings include checking accounts, savings accounts, money market accounts, health savings accounts, and certificates of deposit. In lending, the firm extends residential mortgages, commercial real estate loans, construction financing, lines of credit, and consumer loans. Additionally, it offers trust administration, estate planning, retirement accounts, brokerage services, and insurance products.

Company profile, executives and history

First United stock: common questions

What is First United's stock price?

FUNC closed at $46.40 on Nov 12, 2026, up 0.30% on the day. Over the past 52 weeks it traded between $35.02 and $48.07.

What is First United's market cap?

First United was worth $299.46M at the close on Nov 12, 2026: the share price times the diluted shares outstanding.

What is FUNC's P/E ratio?

FUNC trades at 12.0 times earnings, based on diluted earnings per share of $3.87 over the twelve months to Jun 30, 2026.

How much revenue does First United make?

First United reported revenue of $93.32M for the twelve months to Jun 30, 2026, up 11.4% from a year earlier.

Does First United pay a dividend?

Yes. First United paid $0.96 per share over the last twelve months, a yield of 2.07% at the latest price, and has raised its annual dividend 7 years in a row.

When does First United report earnings next?

First United is expected to report Q4 FY2026 results on Feb 3, 2027, after the close. The date is estimated from its past reporting pattern until the company confirms it.

How has FUNC stock performed over the past year?

Including dividends, FUNC returned +31.3% over the past year, against +12.0% for the S&P 500.

How many FUNC shares are sold short?

0M shares were sold short at the latest FINRA report, 1.22% of the float, or 3.0 days of average trading volume.

Who are First United's competitors?

Companies most similar to First United by business, industry and size include FNLC, LCNB, FDBC, CBNA, FRAF.

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