Franklin Financial Services Corp (FRAF) stock
Close on Nov 11, 2026Market cap $314.43MP/E 11.3Yield 1.87%
Franklin Financial Services Corp grew revenue 15.7% to $106.92M over the twelve months to Sep 30, 2026. At the latest close the market valued the company at $314.43M, 11.3 times its earnings.
Key statistics
Valuation at the latest close; fundamentals over the trailing twelve months, balances at Sep 30, 2026
Valuation
- Market cap
- $314.43M
- P/E ratio
- 11.3
- Price to sales
- 2.94
- Price to book
- 1.77
- Dividend yield
- 1.87%
- Free cash flow yield
- –
Fundamentals
- Revenue
- $106.92M
- Net income
- $27.83M
- EPS, diluted
- $6.20
- Book value per share
- $39386.30
- Diluted shares
- 0M
Trading
- Next earnings
- Jan 26, 2027 (estimated, after the close)
- Previous close
- $70.18
- Open
- $69.51
- Day's range
- $69.49 – $70.53
- Volume
- 30,023
- Average volume (20 days)
- 59,214
- Index membership
- Russell 2000 (since Jun 2025)
- Beta (5 years)
- 0.24
- 52-week range
- $45.16 – $73.69
- RSI (14 days)
- 62.7
- Volatility (1 year)
- 29.8%
- Relative volume
- 0.70×
- WACC
- 7.4%
On 1 of our idea list: Institutions accumulating
Index membership is inferred from the holdings of funds that track each index (IWM), as reported to the SEC for Jun 30, 2026. Join dates come from quarterly fund reports since 2019, so they are accurate to the quarter.
Market cap history
Month-end market cap since 2011, using shares outstanding reported at the time
Total return vs. the S&P 500
Price change plus reinvested dividends, to the close on Nov 11, 2026. The S&P 500 is measured by the SPY fund.
| Period | FRAF | S&P 500 | Difference | FRAF per year | S&P 500 per year |
|---|---|---|---|---|---|
| 1 month | +12.2% | -2.4% | +14.6 pts | ||
| 3 months | +11.3% | -1.2% | +12.4 pts | ||
| Year to date | +42.5% | +12.3% | +30.2 pts | ||
| 1 year | +47.0% | +12.4% | +34.6 pts | ||
| 3 years | +126.8% | +78.8% | +48.0 pts | +31.4% | +21.4% |
| 5 years | +162.2% | +75.2% | +87.0 pts | +21.3% | +11.9% |
| 10 years | +297.8% | +311.1% | −13.3 pts | +14.8% | +15.2% |
Fifteen years at a glance
Fiscal years 2011 to 2025 and trailing twelve months, USD
Revenue
Net income
EPS, diluted
Free cash flow
Press releases
Releases Franklin Financial Services filed with the SEC as exhibits to Form 8-K or 6-K
- Update
- Results
- Update
- Update
- Results
- Update
About Franklin Financial Services
State Commercial Banks
Franklin Financial Services Corporation is a bank holding company that conducts substantially all of its operations through its commercial banking subsidiary, Farmers and Merchants Trust Company of Chambersburg (F&M Trust). The institution delivers commercial and retail banking products alongside investment and trust solutions via its Wealth Management segment. Key offerings comprise checking, savings, and time deposit accounts, safe deposit facilities, and an array of lending solutions including commercial real estate, construction, commercial and industrial, residential mortgage, and consumer installment loans. Its clients encompass individuals, small to medium-sized enterprises, governmental entities, and non-profit organizations.
Company profile, executives and historyFranklin Financial Services stock: common questions
What is Franklin Financial Services's stock price?
FRAF closed at $69.88 on Nov 11, 2026, down 0.43% on the day. Over the past 52 weeks it traded between $45.16 and $73.69.
What is Franklin Financial Services's market cap?
Franklin Financial Services was worth $314.43M at the close on Nov 11, 2026: the share price times the diluted shares outstanding.
What is FRAF's P/E ratio?
FRAF trades at 11.3 times earnings, based on diluted earnings per share of $6.20 over the twelve months to Sep 30, 2026.
How much revenue does Franklin Financial Services make?
Franklin Financial Services reported revenue of $106.92M for the twelve months to Sep 30, 2026, up 15.7% from a year earlier.
Does Franklin Financial Services pay a dividend?
Yes. Franklin Financial Services paid $1.31 per share over the last twelve months, a yield of 1.87% at the latest price.
When does Franklin Financial Services report earnings next?
Franklin Financial Services is expected to report Q4 FY2026 results on Jan 26, 2027, after the close. The date is estimated from its past reporting pattern until the company confirms it.
How has FRAF stock performed over the past year?
Including dividends, FRAF returned +47.0% over the past year, against +12.4% for the S&P 500.
How many FRAF shares are sold short?
0M shares were sold short at the latest FINRA report, 5.95% of the float, or 4.0 days of average trading volume.
Who are Franklin Financial Services's competitors?
Companies most similar to Franklin Financial Services by business, industry and size include CHMG, STLE, JUVF, EFSI, COFS.
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