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Eagle Financial Services Inc (EFSI) stock

EFSINasdaqState Commercial BanksFiscal year ends December 31
Financials through Q3 FY2026, quarter ended Sep 30, 2026Last filing: 10-Q on Nov 9, 2026Score 10/3014% above fair value
$46.01+0.01 (+0.02%)

Close on Nov 13, 2026Market cap $248.99MP/E 13.9Yield 2.70%

Eagle Financial Services Inc grew revenue 30.5% to $91.05M over the twelve months to Sep 30, 2026. Free cash flow was $25.67M, up 19.7% from a year earlier. At the latest close the market valued the company at $248.99M, 13.9 times its earnings.

Revenue
$91.05M
+30.5% vs. a year earlier
Free cash flow
$25.67M
+19.7% vs. a year earlier
EPS, diluted
$3.30
+48.0% vs. a year earlier

Key statistics

Valuation at the latest close; fundamentals over the trailing twelve months, balances at Sep 30, 2026

Valuation

Market cap
$248.99M
P/E ratio
13.9
Price to sales
2.73
Price to book
1.27
Dividend yield
2.70%
Free cash flow yield
10.31%

Fundamentals

Revenue
$91.05M
Net income
$17.81M
EPS, diluted
$3.30
Free cash flow
$25.67M
Book value per share
$36.09
Diluted shares
5M

Trading

Next earnings
Jan 25, 2027 (estimated, after the close)
Previous close
$46.00
Open
$46.25
Day's range
$45.75 – $46.30
Volume
37,767
Average volume (20 days)
45,852
Index membership
Russell 2000 (since Jun 2025)
Beta (5 years)
0.11
52-week range
$31.44 – $48.17
RSI (14 days)
52.8
Volatility (1 year)
25.3%
Relative volume
0.77×
WACC
7.6%

On 1 of our idea list: Dividend growers

Index membership is inferred from the holdings of funds that track each index (IWM), as reported to the SEC for Jun 30, 2026. Join dates come from quarterly fund reports since 2019, so they are accurate to the quarter.

Market cap history

Month-end market cap since 2012, using shares outstanding reported at the time

Total return vs. the S&P 500

Price change plus reinvested dividends, to the close on Nov 13, 2026. The S&P 500 is measured by the SPY fund.

PeriodEFSIS&P 500DifferenceEFSI per yearS&P 500 per year
1 month+1.3%-3.0%+4.4 pts
3 months+7.0%-2.8%+9.8 pts
Year to date+19.2%+11.5%+7.7 pts
1 year+31.8%+13.5%+18.3 pts
3 years+68.7%+77.7%−9.0 pts+19.1%+21.1%
5 years+56.1%+72.6%−16.5 pts+9.3%+11.5%
10 years+174.7%+308.2%−133.5 pts+10.6%+15.1%

Fifteen years at a glance

Fiscal years 2011 to 2025 and trailing twelve months, USD

Revenue

$91.05M+30.5% YoY

Net income

$17.81M+76.9% YoY

EPS, diluted

$3.30+48.0% YoY

Free cash flow

$25.67M+19.7% YoY
Reported periodTrailing twelve months

Press releases

Releases Eagle Financial Services filed with the SEC as exhibits to Form 8-K or 6-K

All press releases and earnings

About Eagle Financial Services

State Commercial Banks

Eagle Financial Services, Inc. is a bank holding company that operates primarily through its subsidiary, Bank of Clarke. The company provides retail and commercial banking solutions alongside wealth management and fiduciary services. Its banking offerings include demand, savings, and time deposit accounts, as well as consumer, commercial, and residential mortgage loans. Additional services encompass online, telephone, and mobile banking, automated clearing house transactions, remote deposit capture, and debit cards. Through its wealth management division, the institution delivers trust administration, estate settlement, fiduciary investment management, and brokerage services. It serves individual consumers and commercial clients.

Company profile, executives and history

Eagle Financial Services stock: common questions

What is Eagle Financial Services's stock price?

EFSI closed at $46.01 on Nov 13, 2026, up 0.02% on the day. Over the past 52 weeks it traded between $31.44 and $48.17.

What is Eagle Financial Services's market cap?

Eagle Financial Services was worth $248.99M at the close on Nov 13, 2026: the share price times the diluted shares outstanding.

What is EFSI's P/E ratio?

EFSI trades at 13.9 times earnings, based on diluted earnings per share of $3.30 over the twelve months to Sep 30, 2026.

How much revenue does Eagle Financial Services make?

Eagle Financial Services reported revenue of $91.05M for the twelve months to Sep 30, 2026, up 30.5% from a year earlier.

Does Eagle Financial Services pay a dividend?

Yes. Eagle Financial Services paid $1.24 per share over the last twelve months, a yield of 2.70% at the latest price, and has raised its annual dividend 16 years in a row.

When does Eagle Financial Services report earnings next?

Eagle Financial Services is expected to report Q4 FY2026 results on Jan 25, 2027, after the close. The date is estimated from its past reporting pattern until the company confirms it.

How has EFSI stock performed over the past year?

Including dividends, EFSI returned +31.8% over the past year, against +13.5% for the S&P 500.

How many EFSI shares are sold short?

0M shares were sold short at the latest FINRA report, 2.50% of the float, or 2.8 days of average trading volume.

Who are Eagle Financial Services's competitors?

Companies most similar to Eagle Financial Services by business, industry and size include EBMT, EGBN, FRAF, SBFG, QNBC.

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