Fidelity National Financial, Inc. (FNF) stock
FNFNYSETitle InsuranceFiscal year ends December 31
Financials through Q3 FY2026, quarter ended Sep 30, 2026Last filing: 10-Q on Nov 6, 2026Score 9/3011% below fair value
$43.10−1.06 (-2.40%)
Close on Nov 12, 2026Market cap $11.56BP/E 11.0Yield 4.69%
Fidelity National Financial statistics
85 measures from SEC filings and the closing price. Hover a name for the formula; the last column is the median of companies in the same industry group.
Important dates
- Next earnings
- Feb 18, 2027 (estimated, after the close)
- Last ex-dividend date
- Sep 16, 2026
- Fundamentals through
- Sep 30, 2026
- Share price as of
- Nov 12, 2026
Valuation ratiosIndustry
- P/TBV Ratio
- 5.43
- 1.74
- P/OCF Ratio
- 2.04
- 7.15
Enterprise valuationIndustry
- EV / Sales
- 0.67
- 0.97
Share statisticsIndustry
- Shares Change (YoY)
- -1.29%
- -1.32%
- Shares Change (QoQ)
- 0.00%
- -0.09%
- Float
- 263M
- 57M
- Shares Held by Insiders
- 2.08%
- 3.33%
- Shares Held by Institutions
- 86.8%
- 84.6%
Short sellingIndustry
- Short Interest
- 12M
- –
- Short Interest Change
- 1.88%
- -2.56%
- Short % of Float
- 4.65%
- 3.81%
- Short % of Shares Outstanding
- 4.55%
- 3.02%
- Days to Cover
- 4.81
- 4.05
Stock price statisticsIndustry
- 52-Week High
- $59.99
- –
- 52-Week Low
- $37.88
- –
- 20-Day Moving Average
- $41.61
- –
- 50-Day Moving Average
- $41.61
- –
- 200-Day Moving Average
- $47.53
- –
- Average True Range (14)
- $1.41
- –
- Price Change (1 Week)
- 0.49%
- 2.21%
- Price Change (1 Month)
- 9.78%
- 4.21%
- Price Change (3 Months)
- -12.9%
- 2.03%
- Price Change (6 Months)
- -9.81%
- 11.0%
- Price Change (YTD)
- -21.0%
- 8.86%
- Price Change (1 Year)
- -26.6%
- 10.7%
- Price Change (3 Years)
- -1.53%
- 42.9%
- Price Change (5 Years)
- -15.6%
- 42.3%
- Price Change (10 Years)
- 34.3%
- 113.0%
- Average Volume (10 Days)
- 3M
- –
- Average Volume (20 Days)
- 3M
- –
- Average Volume (90 Days)
- 2M
- –
- Relative Volume
- 1.60
- 0.73
- Relative Strength Index (14)
- 55.9
- 56.3
- Volatility (1 Year)
- 28.1%
- 28.3%
- Beta (5 Years)
- 0.83
- 0.60
MarginsIndustry
- Pretax Margin
- 17.0%
- 13.5%
- EBITDA Margin
- 23.0%
- 13.5%
Returns on capitalIndustry
- Return on Equity (ROE)
- 13.3%
- 13.9%
- Return on Assets (ROA)
- 0.95%
- 2.97%
GrowthIndustry
- Revenue Growth (YoY)
- 6.36%
- 6.46%
- Net Income Growth (YoY)
- -10.4%
- 11.9%
- EPS Growth (YoY)
- -8.84%
- 12.7%
- Revenue Growth (3Y CAGR)
- 7.69%
- 9.53%
- Revenue Growth (5Y CAGR)
- 6.03%
- 8.29%
- EPS Growth (3Y CAGR)
- -22.1%
- 15.9%
- EPS Growth (5Y CAGR)
- -15.0%
- 15.2%
EfficiencyIndustry
- Asset Turnover
- 0.13
- 0.27
- Revenue Per Employee
- $607.54K
- $1.80M
- Profits Per Employee
- $42.67K
- $182.48K
- Employee Count
- 24,535
- 1,341
- WACC
- 9.24%
- 8.10%
Income statement (TTM)Industry
- Pretax Income
- $2.53B
- $617.47M
Balance sheetIndustry
- Net Cash (Debt)
- $2.86B
- $331.32M
- Net Cash Per Share
- $10.66
- $5.43
- Equity (Book Value)
- $7.37B
- $3.44B
- Book Value Per Share
- $27.48
- $37.80
- Tangible Book Value
- $2.13B
- $2.32B
Cash flow (TTM)Industry
Dividends and yieldsIndustry
- Earnings Yield
- 9.06%
- 8.85%
- Dividend Yield
- 4.69%
- 1.88%
- Buyback Yield
- 1.51%
- 3.22%
- Shareholder Yield
- 6.19%
- 4.26%
- Dividend Per Share
- $2.02
- $1.75
- Dividend Growth (YoY)
- 4.12%
- 4.86%
- Years of Dividend Growth
- 4
- 3
- Payout Ratio
- 53.2%
- 20.1%
Taxes and interestIndustry
- Income Tax
- $1.17B
- $107.00M
- Effective Tax Rate
- 46.2%
- 20.0%
Scores and fair valueIndustry
- Graham Number
- $49.23
- $76.72
- Graham Upside
- 14.2%
- 11.3%
- Altman Z-Score
- 0.27
- 0.94
- Piotroski F-Score
- 5
- 5
Total return vs. the S&P 500
Price change plus reinvested dividends, to the close on Nov 12, 2026. The S&P 500 is measured by the SPY fund.
| Period | FNF | S&P 500 | Difference | FNF per year | S&P 500 per year |
|---|---|---|---|---|---|
| 1 month | +10.4% | -2.7% | +13.1 pts | ||
| 3 months | -8.5% | -1.7% | −6.7 pts | ||
| Year to date | -18.3% | +11.9% | −30.2 pts | ||
| 1 year | -20.3% | +12.0% | −32.2 pts | ||
| 3 years | +14.0% | +78.2% | −64.2 pts | +4.5% | +21.2% |
| 5 years | +11.6% | +73.2% | −61.7 pts | +2.2% | +11.6% |
| 10 years | +186.3% | +309.6% | −123.3 pts | +11.1% | +15.1% |
Short interest
Shares sold short and not yet covered, reported by brokers to FINRA twice a month. Latest settlement date Oct 30, 2026.
12M FNF shares were sold short on Oct 30, 2026, up 1.9% from the previous report, or 4.65% of the shares available to trade. At recent volumes it would take 4.8 days to buy them back. Over the last 20 sessions, 56.1% of the volume reported to FINRA was short selling.
| Settlement date | Shares short | Change | Avg. daily volume | Days to cover |
|---|---|---|---|---|
| Oct 30, 2026 | 12,201,832 | +1.9% | 2,538,055 | 4.8 |
| Oct 15, 2026 | 11,977,204 | +2.5% | 2,454,764 | 4.9 |
| Sep 30, 2026 | 11,679,911 | +11.9% | 3,203,438 | 3.6 |
| Sep 15, 2026 | 10,433,345 | +13.6% | 2,572,694 | 4.1 |
| Aug 31, 2026 | 9,184,519 | +10.1% | 1,456,116 | 6.3 |
| Aug 14, 2026 | 8,343,551 | -8.5% | 1,651,906 | 5.0 |
| Jul 31, 2026 | 9,117,938 | -6.3% | 1,622,257 | 5.6 |
| Jul 15, 2026 | 9,734,106 | +8.5% | 1,389,510 | 7.0 |
| Jun 30, 2026 | 8,974,065 | +8.7% | 2,162,444 | 4.2 |
| Jun 15, 2026 | 8,257,154 | -1.9% | 1,337,215 | 6.2 |
| May 29, 2026 | 8,421,197 | +10.2% | 1,266,329 | 6.7 |
| May 15, 2026 | 7,642,902 | -5.4% | 1,868,645 | 4.1 |
Ratios use trailing-twelve-month results and the latest balance sheet. How we calculate.
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