First American Financial vs Fidelity National Financial
FAF and FNF side by side, both in insurance carriers. Figures are trailing twelve months unless noted, from SEC filings and end-of-day prices.
How FAF and FNF compare
Fidelity National Financial is the larger company, worth 1.8 times as much as First American Financial ($11.8B against $6.6B).
On earnings, First American Financial is cheaper: it trades at 9.1× trailing earnings, against 11.3× for Fidelity National Financial.
First American Financial grew revenue faster over the last twelve months (14.1% versus 6.4% for Fidelity National Financial).
First American Financial keeps more of each dollar of sales as profit, with a net margin of 9.1% compared with 7.0% at Fidelity National Financial.
Both pay dividends: First American Financial yields 3.5% and Fidelity National Financial 4.7%.
First American Financial scores higher on the StockData Score (15 against 8 for Fidelity National Financial), which adds up 30 checks on valuation, growth, past performance, financial health and dividends.
Key numbers
A dot marks the better figure where higher or lower is clearly better.
| Metric | FAF | FNF |
|---|---|---|
| Size and price | ||
| Market cap | $6.6B | $11.8B |
| Share price | $64.40 | $44.16 |
| Change, 1 year | 0.47% | −23.2% |
| Change, 5 years | −17.0% | −15.4% |
| Beta (5Y) | 0.82 | 0.83 |
| Employees | 19K | 25K |
| StockData Score | ||
| Total score | 15 (better) | 8 |
| Valuation score | 6 (better) | 3 |
| Growth score | 3 (better) | 0 |
| Performance score | 2 (better) | 0 |
| Health score | 0 | 0 |
| Dividend score | 4 | 5 (better) |
| Valuation | ||
| P/E | 9.1× (better) | 11.3× |
| P/S | 0.8× | 0.8× (better) |
| P/B | 1.2× (better) | 1.6× |
| EV/EBITDA | 3.6× | 3.0× (better) |
| P/FCF | 8.2× | – |
| PEG | 0.26 | – |
| FCF yield | 12.3% | – |
| Fair value | $98.34 | $48.19 |
| Margin of safety | 34.5% (better) | 8.4% |
| Growth | ||
| Revenue growth (TTM) | 14.1% (better) | 6.4% |
| Revenue growth, 5Y average | 1.0% | 6.0% (better) |
| Net income growth (TTM) | 51.9% (better) | −10.4% |
| EPS growth (TTM) | 52.7% (better) | −8.8% |
| EPS growth, 5Y average | −0.52% (better) | −15.0% |
| Profitability | ||
| Net margin | 9.1% (better) | 7.0% |
| FCF margin | 10.0% | – |
| Return on equity | 13.7% (better) | 13.3% |
| Financial health | ||
| Altman Z-score | 1.10 (better) | 0.27 |
| Piotroski F-score | 7 (better) | 5 |
| Dividends and buybacks | ||
| Dividend yield | 3.5% | 4.7% (better) |
| Payout ratio | 23.0% | 53.2% |
| Years of dividend growth | 15 (better) | 4 |
| Dividend growth, 5Y average | 4.1% | – |
| Buyback yield | 0.84% | 1.5% (better) |
| Shareholder yield | 4.4% | 6.2% (better) |
| Ownership | ||
| Held by institutions | 97.7% | 86.8% |
| Held by insiders | 3.8% | 2.0% |
| Insider net buying, 12 months | $2.9M (better) | −$7.5M |
| Superinvestors holding | – | 1 |
| Short interest, % of float | 6.1% | 4.6% |
Go deeper
- FAF stock overview
- FAF income statement
- FAF valuation and score
- FNF stock overview
- FNF income statement
- FNF valuation and score
Other comparisons
For information only, not investment advice. Check the source filings before relying on any figure.