Farmers National Banc Corp (FMNB) stock
FMNBNasdaqState Commercial BanksFiscal year ends December 31
Financials through Q3 FY2026, quarter ended Sep 30, 2026Last filing: 10-Q on Nov 6, 2026Score 16/302% above fair value
$15.50+0.04 (+0.26%)
Close on Nov 13, 2026Market cap $918.34MP/E 11.2Yield 4.39%
Farmers National Banc statistics
92 measures from SEC filings and the closing price. Hover a name for the formula; the last column is the median of companies in the same industry group.
Important dates
- Next earnings
- Jan 27, 2027 (estimated, before the open)
- Last ex-dividend date
- Sep 11, 2026
- Fundamentals through
- Sep 30, 2026
- Share price as of
- Nov 13, 2026
Valuation ratiosIndustry
- P/TBV Ratio
- 2.24
- 1.52
- P/OCF Ratio
- 11.11
- 9.82
Enterprise valuationIndustry
- EV / Sales
- 3.85
- 2.95
- EV / FCF
- 16.89
- 8.49
Share statisticsIndustry
- Shares Change (YoY)
- 33.6%
- 0.33%
- Shares Change (QoQ)
- 0.03%
- 0.00%
- Float
- 58M
- 17M
- Shares Held by Insiders
- 2.66%
- 6.05%
- Shares Held by Institutions
- 43.0%
- 61.3%
Short sellingIndustry
- Short Interest
- 2M
- –
- Short Interest Change
- -8.00%
- -4.13%
- Short % of Float
- 3.54%
- 3.58%
- Short % of Shares Outstanding
- 3.44%
- 3.18%
- Days to Cover
- 6.98
- 4.85
Stock price statisticsIndustry
- 52-Week High
- $16.46
- –
- 52-Week Low
- $12.12
- –
- 20-Day Moving Average
- $15.56
- –
- 50-Day Moving Average
- $15.46
- –
- 200-Day Moving Average
- $14.50
- –
- Average True Range (14)
- $0.35
- –
- Price Change (1 Week)
- 0.52%
- 0.69%
- Price Change (1 Month)
- 1.97%
- 3.79%
- Price Change (3 Months)
- -3.85%
- -2.72%
- Price Change (6 Months)
- 13.4%
- 12.2%
- Price Change (YTD)
- 16.4%
- 19.9%
- Price Change (1 Year)
- 15.9%
- 25.7%
- Price Change (3 Years)
- 21.3%
- 65.1%
- Price Change (5 Years)
- -14.6%
- 26.9%
- Price Change (10 Years)
- 26.0%
- 66.8%
- Average Volume (10 Days)
- 295,013
- –
- Average Volume (20 Days)
- 298,317
- –
- Average Volume (90 Days)
- 363,578
- –
- Relative Volume
- 0.55
- 0.68
- Relative Strength Index (14)
- 49.9
- 53.1
- Volatility (1 Year)
- 21.7%
- 24.4%
- Beta (5 Years)
- 0.59
- 0.63
MarginsIndustry
- Pretax Margin
- 23.3%
- 37.0%
- FCF Margin
- 22.8%
- 33.9%
Returns on capitalIndustry
- Return on Equity (ROE)
- 11.6%
- 10.7%
- Return on Assets (ROA)
- 1.11%
- 1.16%
Financial positionIndustry
- Debt / Equity
- 0.60
- 0.21
- Debt / FCF
- 5.36
- 1.48
GrowthIndustry
- Revenue Growth (YoY)
- 25.8%
- 11.7%
- Net Income Growth (YoY)
- 26.0%
- 22.6%
- EPS Growth (YoY)
- -3.47%
- 21.6%
- FCF Growth (YoY)
- 91.4%
- 27.2%
- Revenue Growth (3Y CAGR)
- 14.5%
- 5.82%
- Revenue Growth (5Y CAGR)
- 16.2%
- 6.17%
- EPS Growth (3Y CAGR)
- -6.78%
- 1.31%
- EPS Growth (5Y CAGR)
- -0.27%
- 8.24%
EfficiencyIndustry
- Asset Turnover
- 0.06
- 0.04
- Revenue Per Employee
- $494.73K
- $358.92K
- Profits Per Employee
- $96.98K
- $110.51K
- Employee Count
- 706
- 492
- WACC
- 7.40%
- 8.13%
Income statement (TTM)Industry
- Pretax Income
- $81.27M
- $74.07M
Balance sheetIndustry
- Net Cash (Debt)
- -$427.00M
- $165.09M
- Net Cash Per Share
- -$7.21
- $8.07
- Equity (Book Value)
- $716.49M
- $570.13M
- Book Value Per Share
- $12.09
- $28.12
- Tangible Book Value
- $410.47M
- $478.27M
Cash flow (TTM)Industry
- Capital Expenditures
- -$3.04M
- -$4.24M
- FCF Per Share
- $1.34
- $3.37
Dividends and yieldsIndustry
- Earnings Yield
- 7.46%
- 8.29%
- FCF Yield
- 8.67%
- 9.18%
- Dividend Yield
- 4.39%
- 2.44%
- Shareholder Yield
- 4.39%
- 3.26%
- Dividend Per Share
- $0.68
- $0.92
- Dividend Growth (YoY)
- 0.00%
- 4.26%
- Years of Dividend Growth
- 0
- 2
- Payout Ratio
- 48.8%
- 28.5%
- FCF Payout Ratio
- 41.9%
- 24.8%
Taxes and interestIndustry
- Income Tax
- $12.80M
- $16.14M
- Effective Tax Rate
- 15.8%
- 21.1%
Scores and fair valueIndustry
- Graham Number
- $19.45
- $45.07
- Graham Upside
- 25.5%
- 18.8%
- Altman Z-Score
- 0.20
- 0.22
- Piotroski F-Score
- 6
- 6
Total return vs. the S&P 500
Price change plus reinvested dividends, to the close on Nov 13, 2026. The S&P 500 is measured by the SPY fund.
| Period | FMNB | S&P 500 | Difference | FMNB per year | S&P 500 per year |
|---|---|---|---|---|---|
| 1 month | +3.3% | -3.0% | +6.4 pts | ||
| 3 months | -4.3% | -2.8% | −1.5 pts | ||
| Year to date | +20.6% | +11.5% | +9.1 pts | ||
| 1 year | +22.3% | +13.5% | +8.8 pts | ||
| 3 years | +50.4% | +77.7% | −27.3 pts | +14.6% | +21.1% |
| 5 years | +8.2% | +72.6% | −64.4 pts | +1.6% | +11.5% |
| 10 years | +82.2% | +308.2% | −226.0 pts | +6.2% | +15.1% |
Short interest
Shares sold short and not yet covered, reported by brokers to FINRA twice a month. Latest settlement date Oct 30, 2026.
2M FMNB shares were sold short on Oct 30, 2026, down 8.0% from the previous report, or 3.54% of the shares available to trade. At recent volumes it would take 7.0 days to buy them back. Over the last 20 sessions, 48.6% of the volume reported to FINRA was short selling.
| Settlement date | Shares short | Change | Avg. daily volume | Days to cover |
|---|---|---|---|---|
| Oct 30, 2026 | 2,038,972 | -8.0% | 292,295 | 7.0 |
| Oct 15, 2026 | 2,216,341 | -3.8% | 312,585 | 7.1 |
| Sep 30, 2026 | 2,303,715 | +5.7% | 426,250 | 5.4 |
| Sep 15, 2026 | 2,179,905 | +19.0% | 323,793 | 6.7 |
| Aug 31, 2026 | 1,831,421 | +1.9% | 364,686 | 5.0 |
| Aug 14, 2026 | 1,796,456 | -3.4% | 393,002 | 4.6 |
| Jul 31, 2026 | 1,859,250 | +8.1% | 470,191 | 4.0 |
| Jul 15, 2026 | 1,720,408 | +10.3% | 377,348 | 4.6 |
| Jun 30, 2026 | 1,560,289 | +85.1% | 719,552 | 2.2 |
| Jun 15, 2026 | 842,863 | -11.5% | 373,271 | 2.3 |
| May 29, 2026 | 951,854 | +25.2% | 285,923 | 3.3 |
| May 15, 2026 | 760,249 | -20.3% | 302,256 | 2.5 |
Ratios use trailing-twelve-month results and the latest balance sheet. How we calculate.
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